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Insurance for ER-5... Who should I go with?

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xios This post is not being displayed because the poster is banned. Unhide this post / all posts.

craigs23
Mr Muscle



Joined: 08 Jun 2005
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PostPosted: 13:34 - 01 Jul 2005    Post subject: Reply with quote

Whenever I'm looking at insurance for a new bike, I scan through all the freephone numbers in the back of MCN. May take a while, but it's worth shopping around. Find the best couple and then make them fight it out between themselves to get the deal even lower; "Broker X said they can insure me for £xxx, with £xxx excess, can you best that?"
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Mrs Kickstart
Brolly Dolly



Joined: 06 Apr 2004
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PostPosted: 14:14 - 01 Jul 2005    Post subject: Reply with quote

Hi,

I have just renewed with https://www.ebikeinsurance.co.uk/ no problems and cheap, and i have cover to ride other bikes. They are part of Southern Rock who have been around a bit.

Also all online so they are always open for policy changes
Regards

Charlotte
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iCraig
World Chat Champion



Joined: 05 Jun 2004
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PostPosted: 14:18 - 01 Jul 2005    Post subject: Reply with quote

Also try CIA Insurance, I've been with them since I was 17 and started riding and have always given me a good deal!
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dodsi
Dirty Carny



Joined: 06 Aug 2004
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PostPosted: 21:51 - 01 Jul 2005    Post subject: Reply with quote

I have an ER-5 insured through motorcycle direct.

19, 1 yrs no claims

worth £2000 (well thats what I put)

No pysical security.

£252 TPFT

Its a 2001 C1 model.
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Irezumi aka Reuben
Carrot Top



Joined: 28 Sep 2004
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PostPosted: 21:55 - 01 Jul 2005    Post subject: Reply with quote

Depends on what part of Sidcup your in. Most of the housing is nice, however if you life near Foot's Cray expect more expensive insurance. You should be able to get it down to about £700-800 tpft. Keep phoning around. Also what is the age of the bike? If it is less than 2 years old it will explain why you will get higher quotes.
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Josh|RD125LC
World Chat Champion



Joined: 08 Sep 2004
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PostPosted: 21:58 - 01 Jul 2005    Post subject: Reply with quote

Try Motorcycle Direct. They seem to be pretty cheap.

Also have a look at Lexham.
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xios This post is not being displayed because the poster is banned. Unhide this post / all posts.

instigator
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Joined: 19 Oct 2004
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PostPosted: 08:35 - 02 Jul 2005    Post subject: Reply with quote

Don't do online quotes.

Do it on the phone...if you want a good idea of what price you'll have to pay...and to be able to haggle with it.
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tatters
Exxon Valdez



Joined: 05 Jan 2004
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PostPosted: 10:21 - 02 Jul 2005    Post subject: Reply with quote

xios wrote:
Just tried Motorcycle Direct and they said: " The largest capacity motorcycle you can be insured on is 250cc.".

Rolling Eyes



they did that at me when l was geting a quote for a 1000cc thunderace, phoned them up and got quoted £540 TPO at 18y old Laughing
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smif
Derestricted Danger



Joined: 11 May 2005
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PostPosted: 10:37 - 02 Jul 2005    Post subject: Reply with quote

i went with KGM through directchoice i am 41 with 1 years ncb passed my test last year on a 1990 zx1000 cost me £97 fully comp and i can ride other bikes, everyone else wanted over 200 quid
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dodsi
Dirty Carny



Joined: 06 Aug 2004
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PostPosted: 11:02 - 02 Jul 2005    Post subject: Reply with quote

They told me I wasnt aloud any more than a 250cc either.

But when I rang them they kicked all the other insurance companies arses on quotes.

Like instigator (greg-an-ory to you and me) I could have paid £500 +
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xios This post is not being displayed because the poster is banned. Unhide this post / all posts.

dodsi
Dirty Carny



Joined: 06 Aug 2004
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PostPosted: 12:20 - 02 Jul 2005    Post subject: Reply with quote

How old are you?

whats your status with no-claims etc?
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Davo
Davo To The Rescue!



Joined: 05 Apr 2004
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PostPosted: 17:49 - 03 Jul 2005    Post subject: Reply with quote

xios wrote:
Just tried Motorcycle Direct and they said: " The largest capacity motorcycle you can be insured on is 250cc.".

Rolling Eyes


Ask about an RS250?
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instigator
Super Spammer



Joined: 19 Oct 2004
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PostPosted: 18:26 - 03 Jul 2005    Post subject: Reply with quote

dodsi wrote:
Like instigator (greg-an-ory to you and me) I could have paid £500 +


Hey, find a quote for TPFT, no claims at 20, no alarm, no garage in maryhill glasgow for LESS than £480 and I'd shake your hand!! Laughing

But really though - don't let insurance matters get you down. They are after your money remember and they don't really expect you to take their first quote. Pitch them against each other. Really.
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Stu_666
Brolly Dolly



Joined: 27 Jun 2004
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PostPosted: 18:53 - 03 Jul 2005    Post subject: Reply with quote

£1,200 does seem rather a lot. Mind, when I was looking around to insure the ZXR one had the cheek to qoute me about £6 Rolling Eyes

Cheapest I found in the end without not much looking was www.kcareinsure.co.uk. That was £430 ish with me being 24, no no claims discount yet (had only been on the RS125 since November) and with the bike being alarmed and garaged. Think they only do Kawasaki bikes so might be worth a look if you've got an ER5.
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kawakid
World Chat Champion



Joined: 15 Mar 2005
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PostPosted: 10:52 - 04 Jul 2005    Post subject: Reply with quote

I pay £320 fully comp for my ER5 and i've just passed my test.

However I am 33 and the bike is garaged & anchored.

Its also garaged at work. (Best thing about my job).
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LustyLew
World Chat Champion



Joined: 19 Apr 2004
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PostPosted: 11:58 - 04 Jul 2005    Post subject: Reply with quote

Kawasaki ER5, 1998 A2.
Datatag.
No alarm.
No immob.
Garaged.
23 y/o male.
DA10 post code (Swanscobme, Kent).
1 year NCB.

£280, that'll do nicely thanks. Smile

That was with www.mitch.co.uk. I think they are now called Master Quote.
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