Insurance Companies suck

Kirmit · Nitrous Nuisance Joined: 28 Oct 2004 Karma :

In Nov'04 I took out insurance with Bennetts for a 125cc bike.
In Feb'05 I bought a Bandit 600 and phoned my insurance company and had my insurance policy transferred to the new bike.

But today I phoned up to transfer my insurance once again for a sv650 and they said my policy doesn't let me upgrade above 600cc and I have to take out a new policy.

So I thought I'd phone around. One company offered me £326 for full comp with no ncb as I couldn't transfer the 7months of NCB to them, so I thought I'd should use Bennetts as they of course would be happy to transfer the accrued no claims.

Not only did they quote £160 more but they wouldn't transfer my 7 months across either, so have to start from 0 days ncb.

So a warning to anyone who's getting insurance, it's worth checking if theirs a cc limit on the policy, in case you decide to upgrade within the year.

Ranting over, paid insurance now looking forward to new SV650s Very Happy

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When riding fast, think fast. When riding slow.. speed up.
Grey Honda Cityfly 125 || Red Suzuki Bandit 600 & Blue Suzuki SV650SK5|| Red Honda VTR 1000-F2

paulthewitt · World Chat Champion Joined: 17 May 2004 Karma :

i work for insurance, yes it suck, yes its complicated, yes i hate it too!

before cancelling the existing pol, it could be worth keeping it till expiry, once the bikes sold just lower all cover....

3rd party only, LESS THAN 1K MILEAGE ETC... (oops caps)

and hey presto. 30% discount that can be applied to your pol/another pol after 5 months!. just depends what your premiums are.

Paul

Kirmit · Nitrous Nuisance Joined: 28 Oct 2004 Karma :

To be honest my new insurance is £326 FC, and I'll get £80 back from my current insurance policy when cancelled.

That gives me full comp on a SV650S for £250 when I've only been riding since Nov'04.

Thanks for the suggestion though Thumbs Up

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When riding fast, think fast. When riding slow.. speed up.
Grey Honda Cityfly 125 || Red Suzuki Bandit 600 & Blue Suzuki SV650SK5|| Red Honda VTR 1000-F2

LustyLew · World Chat Champion Joined: 19 Apr 2004 Karma :

£326 with no NCB? Who's that with? My insurance in due in August and I think Mitch might not be the cheapest any more.
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Like a Yorkie - I'm not for the girls Wink

quik_d · Could Be A Chat Bot Joined: 17 Mar 2005 Karma :

kirmit thats nothing! when i passed my test i phoned up to upgrade my insurance from dt125 on TPO to a honda bros 400 TPO still, they wanted £180 to upgrade till august!! A fooking rip off if u ask me. And i'm 20 with 3 years no claims! so im waiting till august 1st to start riding new one Very Happy

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LOOK AT DAT M8 WELL LUSH A PARROT INT IT

Kirmit · Nitrous Nuisance Joined: 28 Oct 2004 Karma :

feef · Energiser Bunny Joined: 11 Feb 2002 Karma :

ebikewossname is over £130 more than my current policy with Roadsure.

I'll stick with what I have Smile

£675 for a thunderace TPFT, 6 points CD30, and an at-fault accident in the last 3 years. 31 yrs old, in Cambridge, ungaraged, but alarmed, immobilised, locked and datatagged.

a
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