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insuring an off the road bike

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-Savage-
World Chat Champion



Joined: 10 Jun 2005
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PostPosted: 19:39 - 24 Sep 2005    Post subject: insuring an off the road bike Reply with quote

i have just gotten my CBR! Very Happy (pics to follow)

since i havent got my test yet, the bike will be kept in my garage for the next while.

Do i need to insure my bike with vehical insurance for theft,,, or will it be covered by house insurance against theft?
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My Bikes - - - Royal Enfield 500 with sidecar, VFR800, CBR600FX,
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rizo9
Nova Slayer



Joined: 04 Jun 2004
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PostPosted: 23:18 - 24 Sep 2005    Post subject: Reply with quote

you will strugle to get it insured if you dont have a licence to ride the bike you wont be able to get covered, all house hold policies have exclusions on for any motor powered vehicle.
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base
Trackday Trickster



Joined: 09 Nov 2004
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PostPosted: 14:48 - 25 Sep 2005    Post subject: Reply with quote

someone probably does laid up fire and theft cover, as long as its garaged, seek a broker like footmanjames they may do a policy or know a company that can
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rizo9
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Joined: 04 Jun 2004
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PostPosted: 14:49 - 25 Sep 2005    Post subject: Reply with quote

like i said in my last post, he will strugle getting cover on it as he does not have the licence to ride it.
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0ddball
World Chat Champion



Joined: 15 Jul 2005
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PostPosted: 14:58 - 25 Sep 2005    Post subject: Reply with quote

Might be easier trying to get it put on the house insurance for a month or so. But don't just assume it will be covered, you'll need to ring them.
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base
Trackday Trickster



Joined: 09 Nov 2004
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PostPosted: 16:16 - 25 Sep 2005    Post subject: Reply with quote

why do you need a licence to insure laid up fire and theft? its not going near the road, failing that get someone else to insure on laid up cover, you can insure any thing theses days its just where to look
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tonyyzf
Brolly Dolly



Joined: 13 May 2005
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PostPosted: 16:19 - 25 Sep 2005    Post subject: Reply with quote

There used to be a few companies doing fire and theft only policies but last time we tried it worked out a lot cheaper to get TPFT cover
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numark1
Scared of girls



Joined: 10 May 2004
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PostPosted: 16:22 - 25 Sep 2005    Post subject: Reply with quote

I had my scrambler insured for theft only in the garage. Can't remember who with but it was quite inexpensive. Thumbs Up
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paulthewitt
World Chat Champion



Joined: 17 May 2004
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PostPosted: 10:20 - 26 Sep 2005    Post subject: Reply with quote

Try The British Insurance Broker association. (BIBA for short) they are like a yellow pages of insurance, they'll be able to sort you out:

0870 950 1790. Good Luck

Paul
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