Resend my activation email : Register : Log in 
BCF: Bike Chat Forums


Changing my mind but balance aready settled on Bike

Reply to topic
Bike Chat Forums Index -> General Bike Chat
View previous topic : View next topic  
Author Message

Keeno
Nova Slayer



Joined: 08 Nov 2005
Karma :

PostPosted: 22:22 - 28 Dec 2005    Post subject: Changing my mind but balance aready settled on Bike Reply with quote

Hi all

Over the past year I've been toying with the idea of getting a bike and recently took the plunge and started lessons. I passed my theory 2 weeks ago and hopefully will be ready for my practical early february.

The first type of bike I considered was something like a Bandit or hornet, I went off the idea of a street bike soon after having a blast on a cruiser. I enjoyed the laid back feel and that it wasnt a hectic ride (if you know what I mean). I also require my licence to be clean as Im a bus driver, anything over 6 points and im without a job. I've always thought that being on a bike like a cruiser would make me ride slower, as anything over 80mph is really a bit pointless, thus protecting my precious licence.

I spotted a really nice 2003 Kawasaki Drifter for decent money in a local dealer and put a deposit down, i paid the balance just before christmas. The dealer has been very nice and has agreed to store the bike untill I pass my test.

Now here's my problem. Over Christmas an old mate of mine came to visit on his 2003 Kawasaki ZX6 and I was really impressed, even more so when he let me have a quick spin on it. Ive always dismissed a sprortbike but this has really got me thinking. I've also been told that insurance will not be much different between the 800 drifter and the 600.

What the hell do I do?? Im thinking about going back to the dealer and explaining my situation and mabey agreeing to a fee for the trouble. Or buying a different bike from them? How do you think they would take this, they've been very nice so far Laughing

On the other hand I could just stick with the Drifter for a while and see how it goes. After all I still really like this bike. Any opinions on this would be appreciated.

Sleepless night ahead Sad
 Back to top
View user's profile Send private message You must be logged in to rate posts

Keeno
Nova Slayer



Joined: 08 Nov 2005
Karma :

PostPosted: 22:43 - 28 Dec 2005    Post subject: Reply with quote

Nobody??
 Back to top
View user's profile Send private message You must be logged in to rate posts

dodsi
Dirty Carny



Joined: 06 Aug 2004
Karma :

PostPosted: 22:46 - 28 Dec 2005    Post subject: Reply with quote

Buy private, I could get you a lovely 2000 model ZX6R (the sexyest type) In a dashing red for £2300, £500 under what its worth.

That model ZX has plenty of low down grunt too, and is comfy, better for a n00b than a newer style one.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

doggone
World Chat Champion



Joined: 20 May 2004
Karma :

PostPosted: 22:48 - 28 Dec 2005    Post subject: Reply with quote

Just talk to the dealer - he'll want to keep on good terms as he'll think you'll probably want to trade in like everyone else in a year or two. Might help if you buy a jacket there or something?
He may reasonably ask you to pay something towards the 'storage' of it while it was 'not for sale'.
 Back to top
View user's profile Send private message You must be logged in to rate posts

NitroNorry
Borekit Bruiser



Joined: 28 Nov 2005
Karma :

PostPosted: 22:50 - 28 Dec 2005    Post subject: Reply with quote

Patience!

Its a hard question to answer because it is like saying which colour is best red or blue? It all depends what you want / like. If you are worried about points, and you don't think you can trust yourself to stay legal, then a cruiser is probably better.

If you want to swap, talk nicely to your dealer. How much was your deposit?

Martin
____________________
Triumph Daytona 675
www.triumph675.net
 Back to top
View user's profile Send private message You must be logged in to rate posts

Andrewc2oo5zx...
Scooby Slapper



Joined: 27 Oct 2005
Karma :

PostPosted: 22:50 - 28 Dec 2005    Post subject: Reply with quote

id just stick with what u paid for for the time being, get sum riding time done and then think about changin, us bikers are gets for forever buying new bikes mate, take it easy
____________________
zxr's and cbr's

SUNDERLAND AFC
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

instigator
Super Spammer



Joined: 19 Oct 2004
Karma :

PostPosted: 22:53 - 28 Dec 2005    Post subject: Reply with quote

I've had 6 different bikes in the last year, all becasue I either got bored/fed up or just wanted a change.

If there's something out there you fancy, hell, go for it. Get a bank loan and pay off the loan on the bike and use the money to get a sportsbike. Smile Life's too short.
 Back to top
View user's profile Send private message You must be logged in to rate posts

Mister James
I want to believe!



Joined: 10 Aug 2004
Karma :

PostPosted: 23:12 - 28 Dec 2005    Post subject: Reply with quote

I'm not sure if I read that correctly - you chose a cruiser to keep your license safe, then rode your friend's 600 without a license or insurance?! Did I miss something?!

Cruisers sound perfect for learning the ropes at a more sedate and license-friendly rate. You'll also look the mutt's in the summer.
____________________
>Soultrader Mister James, I bet you are a copper
>Bazza Wow. Eyes like a shithouse rat, you...
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

G
The Voice of Reason



Joined: 02 Feb 2002
Karma :

PostPosted: 23:19 - 28 Dec 2005    Post subject: Re: Changing my mind but balance aready settled on Bike Reply with quote

Personally I have never seen the point of a cruiser - why have a bike to go slowly when a car can do it so much quicker?

Had you considered getting something sporty, but spoiler?
Maybe an old 400, you could even restrict it to 33hp fairly easily for a while to keep it calm.
 Back to top
View user's profile Send private message You must be logged in to rate posts

bazza
World Chat Champion



Joined: 27 Aug 2004
Karma :

PostPosted: 00:27 - 29 Dec 2005    Post subject: Reply with quote

Wot Siggi said. I came back into bikes with an XV1100 which I had for about 18 months then swapped over to a GSX600F. Neither of which (as everyone on here will rush to tell you) are particularly "exciting" bikes.

In the final analysis, it's entirely up to you whether you take the safe but less exiting route and have the cruiser for a year or so before progressing, or go with the majority and strap yourself and your brand-new licence to a hedge-seeking missile.

I probably shouldn't mention it here, but if you read a few of the posts, you'll notice something interesting - the ones with the "exiting" bikes are the ones always posting in here about their crashes and speeding fines...

Go figure, eh?
____________________
"That's it. You people have stood in my way long enough. I'm going to clown college."
'98 Ducati 750SS, '08 Suzuki GSX650F ©2004-2014, Bazza's Harmless Banter
 Back to top
View user's profile Send private message You must be logged in to rate posts

Milo
World Chat Champion



Joined: 08 Feb 2002
Karma :

PostPosted: 12:57 - 29 Dec 2005    Post subject: Reply with quote

I seem to chop and change bike quite frequently and my favorite so far was the Yamaha XJ900. I likeds the relaxed riding but it wasn't a cruiser by any means.
I've since had a Hornet and it's a lovely bike, which I ride in a relaxed way 90% of the time and generally engine brake using more revs than I accelerate. Confused
It's a relaxed bike to drive in my opinion though I just miss the torque of my old bike which is why I'm now looking for something larger.

I cruise at a higher speed on my GP100 winter bike than my Hornet because i like thrashing it everywhere so I'm more likely to get done for speeding on that than on the Hornet! Laughing

[spam]Just so happens that there's a Hornet for sale...[/spam]
____________________
Shaft drives rule. Razz
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Keeno
Nova Slayer



Joined: 08 Nov 2005
Karma :

PostPosted: 21:06 - 29 Dec 2005    Post subject: Reply with quote

Thanks for all the replies. Tried phoning today to get a reaction but they must be closed for the christmas period.

Will let you all know what they say.
 Back to top
View user's profile Send private message You must be logged in to rate posts

Keeno
Nova Slayer



Joined: 08 Nov 2005
Karma :

PostPosted: 19:11 - 30 Dec 2005    Post subject: Reply with quote

Well screw that.

Just phoned to get an insurance quote, over 3 times as much as the Drifter, £1750. I was advised to come back after my restriction period is up and when i have some co claims bonus.

She basically told me that insurance for sportsbikes at my age is a killer.

Ohh well, at least that made my mind up.
 Back to top
View user's profile Send private message You must be logged in to rate posts

instigator
Super Spammer



Joined: 19 Oct 2004
Karma :

PostPosted: 19:18 - 30 Dec 2005    Post subject: Reply with quote

Too many folk are put off by insurance.

What are your details? Age, ncb, how long into current insurance etc.

You need to know how to get good quotes mate, they don't really expect you to take their first quote. Smile

21 years old, 1NCB, 33bhp license, £434 TPFT for my ninja.

First quote was well over the £1k mark.
 Back to top
View user's profile Send private message You must be logged in to rate posts

Keeno
Nova Slayer



Joined: 08 Nov 2005
Karma :

PostPosted: 19:26 - 30 Dec 2005    Post subject: Reply with quote

Im 26

Have not yet passed my test (quoted as if I passed today)

Had an accident last summer 50/50 my fault and theirs (in a car)

+ I live in N.ireland which means stupid insurance prices.


TBH anything over £1000 is out of my reach at the minute, so the cruiser will keep me going. I'm going to phone round a few more places tomorrow and see what happens. Will post up then with the results.
 Back to top
View user's profile Send private message You must be logged in to rate posts

instigator
Super Spammer



Joined: 19 Oct 2004
Karma :

PostPosted: 19:32 - 30 Dec 2005    Post subject: Reply with quote

Keeno wrote:
+ I live in N.ireland which means stupid insurance prices.


Aaah. I was beginning to think that may be the case Sad Not much you can do but move I hear Sad
 Back to top
View user's profile Send private message You must be logged in to rate posts

G
The Voice of Reason



Joined: 02 Feb 2002
Karma :

PostPosted: 19:35 - 30 Dec 2005    Post subject: Re: Changing my mind but balance aready settled on Bike Reply with quote

Ah, NI.

Another thing to consider is the age of the bike. For the same model bike with the same specs a ten year old bike was under half the price to insure TPO.

Considered something like the xj mentioned above (maybe a 600)? Not very exciting, but should be cheap to buy and insure.
 Back to top
View user's profile Send private message You must be logged in to rate posts

faith183uk
Nitrous Nuisance



Joined: 15 Sep 2005
Karma :

PostPosted: 20:05 - 30 Dec 2005    Post subject: Reply with quote

Your insurance claim in a car has nothing to do with your bike insurance.

If the insurance companies dont let you use NCB from a car on a quote as they say its not ncb for a motorcycle then they cant use the accidents from a car for the same reason

Thay cant have it both ways


sorry this is in response to a post a few up.
 Back to top
View user's profile Send private message You must be logged in to rate posts

syl
World Chat Champion



Joined: 05 Dec 2005
Karma :

PostPosted: 20:31 - 30 Dec 2005    Post subject: Re: Changing my mind but balance aready settled on Bike Reply with quote

Keeno wrote:
I spotted a really nice 2003 Kawasaki Drifter for decent money in a local dealer and put a deposit down, i paid the balance just before christmas. The dealer has been very nice and has agreed to store the bike untill I pass my test.

Now here's my problem. Over Christmas an old mate of mine came to visit on his 2003 Kawasaki ZX6 and I was really impressed, even more so when he let me have a quick spin on it. Ive always dismissed a sprortbike but this has really got me thinking. I've also been told that insurance will not be much different between the 800 drifter and the 600.

What the hell do I do?? Im thinking about going back to the dealer and explaining my situation and mabey agreeing to a fee for the trouble. Or buying a different bike from them? How do you think they would take this, they've been very nice so far Laughing

On the other hand I could just stick with the Drifter for a while and see how it goes. After all I still really like this bike. Any opinions on this would be appreciated.

Sleepless night ahead Sad


I'm sure the dealer won't mind too much as long as you're going to buy a different (more expensive) bike from him - though you're not going to be in any position to haggle over the screen price. My guess is he would probably take the fee too, if you offer it cash in hand.

If the worst comes to the worst, you can always buy the bike as originally planned and sell it in Spring when the prices go back up again.
____________________
Current bike: Kawasaki Z750S
 Back to top
View user's profile Send private message You must be logged in to rate posts

syl
World Chat Champion



Joined: 05 Dec 2005
Karma :

PostPosted: 20:35 - 30 Dec 2005    Post subject: Reply with quote

Keeno wrote:
Well screw that.

Just phoned to get an insurance quote, over 3 times as much as the Drifter, £1750. I was advised to come back after my restriction period is up and when i have some co claims bonus.


What's this "restriction period"? You're doing DAS and as a bus driver you must be over 21.
____________________
Current bike: Kawasaki Z750S
 Back to top
View user's profile Send private message You must be logged in to rate posts

garymv
Nitrous Nuisance



Joined: 13 Jan 2005
Karma :

PostPosted: 20:50 - 30 Dec 2005    Post subject: IF! Reply with quote

Hi there

If youve any second thoughts , do not buy the bike.

You will not get your money back ....... Sad

Speak to the dealer and explain that you have looked around and have decided that something sportier would suit you better...you wont be the first person he's had change their mind and he may offer you something you really want.....

You are future custom and he wont want to lose you....... Smile
 Back to top
View user's profile Send private message You must be logged in to rate posts

G
The Voice of Reason



Joined: 02 Feb 2002
Karma :

PostPosted: 21:19 - 30 Dec 2005    Post subject: Reply with quote

faith183uk wrote:
Your insurance claim in a car has nothing to do with your bike insurance.

If the insurance companies dont let you use NCB from a car on a quote as they say its not ncb for a motorcycle then they cant use the accidents from a car for the same reason

Thay cant have it both ways

Yes, they can.

If they ask for claims including car ones and you don't tell them, then your insurance may well be invalid.

They make the rules, if you don't like them, buy from somewhere else.
 Back to top
View user's profile Send private message You must be logged in to rate posts
Old Thread Alert!

The last post was made 20 years, 256 days ago. Instead of replying here, would creating a new thread be more useful?
  Display posts from previous:   
This page may contain affiliate links, which means we may earn a small commission if a visitor clicks through and makes a purchase. By clicking on an affiliate link, you accept that third-party cookies will be set.

Post new topic   Reply to topic    Bike Chat Forums Index -> General Bike Chat All times are GMT + 1 Hour
Page 1 of 1

 
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
You cannot attach files in this forum
You cannot download files in this forum

Read the Terms of Use! - Powered by phpBB © phpBB Group
 

Debug Mode: ON - Server: birks (www) - Page Generation Time: 0.10 Sec - Server Load: 0.64 - MySQL Queries: 13 - Page Size: 116 Kb