my dreams are shattered!

mike_neon · Scooby Slapper Joined: 16 Apr 2003 Karma :

well i have phoned up four company's now and had bad news from each of them, they have all screwed me up, and threw me on the floor and stamped on me! Sad

I really want to buy a CBR 400 RR but the insurance is just too high!

1) i phoned bennets and they said £1500 TPFT and £1200 for TPO! Shocked

2) Phoned Bikerteam and they wouldnt quote because i hadnt had my licence for 12 months (does that mean when i do pass my practical test, i will have to wait yet another 12 months before i get even a quote from them!)

3) Norwich wouldnt quote me, have to be over 21

4)phoned 1stquote direct and they wont quote me either!!

from bennets i can get a CB1 TPFT for £700, it really looks like i cant get my hands on my dream bike, and i dont really wont to pay near £1000 TPFT for an NSR 125!
Sad

so i think i will have to stick with a CB1 for my first bike

oh yeah what would be better, a CB1 or a CB400

Scotty · Scooter Boi Joined: 31 Jul 2002 Karma :

paulr · Guest

try carol nash or online at https://www.quotelinedirect.co.uk/main/index.asp

Hex · Party Boy Joined: 04 Feb 2002 Karma :

[url]https://www.find.co.uk/insurance/Motorbike_Insurance/ [/url]

fill them all in see what comes back (I know it takes tiem but hey! its worth it)

also the better ones are the ones that dont give instant quotes but instead email you back

halved my quote on a CBR 600

Hex
____________________
The BCF's very own Party boy! Though he's getting old and feeling it!
Monkey hanger, Born and bred
My little photo portfolio

mike_neon · Scooby Slapper Joined: 16 Apr 2003 Karma :

from what the lady i was speaking to said, the catergory the bike is in is just too high for my age, and i really dont think i could get the insurance down to £500 at my age! how could i haggle any company down that much!, i bet if i was woking for the company i wouldnt get that much of a discount! Crying or Very sad

Deano · World Chat Champion Joined: 17 Feb 2003 Karma :

oy ring up my insurance company! DO IT I PROMISE YOU THEY WILL GIVE A GOOD QUOTE. Ring them and say you want tpo for £550 as you have just been quoted that and I bet you a million squid they will match or beat it! Very Happy

I live in london am 20 and I pay£495 for tpo cause its all I can afford at the mo on a NC30 worth £3,500

Perfomance Direct Insurance:

https://www.performancedirect.co.uk/riderselect/default.asp

they are usaully really busy but call them!
____________________
Dean Stone #777
EMRA 2012 final standings, Formula 600s 3rd, Superstock 600s 3rd.
www.triplesevenracing.co.uk: www.ljmotorcyclerepairs.co.uk www.gettaylored.co.uk BN RaceScience, Now officially run out of money to carry on racing Sad

mike_neon · Scooby Slapper Joined: 16 Apr 2003 Karma :

i think she said the CBR 400 was in catergory 12-13 or something like that! and the CB1 is at catergory 7

Scotty · Scooter Boi Joined: 31 Jul 2002 Karma :

Well whats your details and things, age, ncb etc...

I mean get the NSR down to at least £500.
____________________
Regards
Scott

mike_neon · Scooby Slapper Joined: 16 Apr 2003 Karma :

17
1yr NCB
garaged
bike value £2000
1990 G plate CBR 400 RR NC 29 Grey

dainesefreak · World Chat Champion Joined: 04 Apr 2003 Karma :

Try www.insurance2000.co.uk they really are worth a go.

Scotty · Scooter Boi Joined: 31 Jul 2002 Karma :

Deano · World Chat Champion Joined: 17 Feb 2003 Karma :

mike_neon · Scooby Slapper Joined: 16 Apr 2003 Karma :

i dont want TPO, in my opinion thats just making the bike road legal, and not actually being insured, i dont want to buy the bike and have it damaged and nicked, because then my dream machine would be all gone! plus i go to college and some little nob has already damaged MY moped out of about 12! and they have no cameras or anything for security!

mike_neon · Scooby Slapper Joined: 16 Apr 2003 Karma :

hhhmm interesting dean Rolling Eyes

i might phone up and get insured for a fireblade and say its worth £1 would it work lol Laughing

will phone up the one's you guys have suggested. THANKS!

Hex · Party Boy Joined: 04 Feb 2002 Karma :

stop bitching and start filling the forms in online and then when they all get back to you, take the best quote you got and start to ring people!

mate its hard work but it has to be done

you'll get it if you want it bad enuf

Hex
____________________
The BCF's very own Party boy! Though he's getting old and feeling it!
Monkey hanger, Born and bred
My little photo portfolio

Deano · World Chat Champion Joined: 17 Feb 2003 Karma :

what you gonna do then?

so close yet so far your gonna have to improvise some way if you want that bike soooooo much like you keep saying get it alarmed or even take a pushbike or bus to college and do you have a garage?
____________________
Dean Stone #777
EMRA 2012 final standings, Formula 600s 3rd, Superstock 600s 3rd.
www.triplesevenracing.co.uk: www.ljmotorcyclerepairs.co.uk www.gettaylored.co.uk BN RaceScience, Now officially run out of money to carry on racing Sad

Scotty · Scooter Boi Joined: 31 Jul 2002 Karma :

Fair enough then. I can understand that though if the bikes worth say £2000.

The joys of having a knakered bike.
I leave the keys in it, no one touches it,
i leave it running as i go into shops, still no one touches it.

i think its the fact the colour's deter theifs. lol.

but as Dean said its definetly your age i guess, its a bit of a git its like £1000, i think ste paid that much for an NSR on fully comp with no ncb and things though...
____________________
Regards
Scott

mike_neon · Scooby Slapper Joined: 16 Apr 2003 Karma :

well i phoned up performance direct and they said if i had a quote on the bike already and i said yeah £1200 from bennetts TPFT (although it was £1500 Rolling Eyes

) and the bloke came back and said "no bennetts have been competitive there as we cant beat it" and just hung up on me on the spot!

I then phoned insurance 2000 and they quoted £1437 for TPFT!

So its definate it will be around that price no matter what, i will probably end up saving around £50 from company to company Crying or Very sad

any one got any ideas! Embarassed

mike_neon · Scooby Slapper Joined: 16 Apr 2003 Karma :

https://www.honda.co.jp/factbook/motor/CBR400RR/19900200/image/001-001.gif
its killing me to look at the pictures now!

Phoenix · Twisted Firestarter Joined: 01 Aug 2002 Karma :

Gotta say ppl give up way to easily these days....you got 1 quote!!! and it was from Bennetts, like the Franklin Mint of the Bike Insurance world.

There's hundreds of companies in the back of MCN/Bikemart to phone up....do some proper ringing around and you'll get a decent premium. And bike value won't affect your premium much, upto about £4000 it won't make a lot of difference at your age it's mainly the 3rd party insurance that your paying for. Having said all this I wouldn't expect you to get a TPFT quote of anything less than about £800

mike_neon · Scooby Slapper Joined: 16 Apr 2003 Karma :

are you telling me i could get a quote of £800 by ringing up millions of company's, i would be more than happy to site down for a couple of hours! but what do i do, it just seems they seem to give around the same, what could i possibly say or do to make them drop it down so far!

Deano · World Chat Champion Joined: 17 Feb 2003 Karma :

what can you afford to pay on insurance a month?
____________________
Dean Stone #777
EMRA 2012 final standings, Formula 600s 3rd, Superstock 600s 3rd.
www.triplesevenracing.co.uk: www.ljmotorcyclerepairs.co.uk www.gettaylored.co.uk BN RaceScience, Now officially run out of money to carry on racing Sad

Hex · Party Boy Joined: 04 Feb 2002 Karma :

dainesefreak · World Chat Champion Joined: 04 Apr 2003 Karma :

The best thing is to get some quotes in then slightly exaggerate when they ask you for your best quote. I know you tried this once before but it usually does work.

Try some of these.

https://www.motorcyclenews.com/directory/insurance?sectionID=0&navID=323

Phoenix · Twisted Firestarter Joined: 01 Aug 2002 Karma :

Right Mike, phone CIA quoteline on 0870 444 2777

when you get the quote tell me what it is, bet you it's good.