Insurance!!!!! =(

one1895 · Posted: 13:53 - 14 May 2003 Post subject: Insurance!!!!! =(

This really did sh!t in my soup today.. I went lookin at bikes n I found out that to get insured on the nsr125 its gona b £1400! So i won't be getting it! Crying or Very sad

I've seen a 2nd hand Cagiva Mito125 from 2002 so hopefully that wont be as much..? Will it?

What'd make insurance cheaper neway does neone know? I'm 18, haven't passed my theory test yet (only done my CBT) n i've only bin riding a year..

Help Shocked

____________________
Hull & Yorkshire Bikers - Sheffield & Yorkshire Bikers - Manchester Bikers - Nottingham Bikers

Bendy · Mrs Sensible Joined: 10 Jun 2002 Karma :

things that make insurance cheaper:

the bike

your age

your licence

your sex

where you live (yes, even for TPO it seems)

your No Claims Bonus

Where did you get the quote from? Cos you need to get MCN and ring *EVERY* insurance company listed, as the quotes will vary wildly from one to another.

one1895 · Posted: 14:01 - 14 May 2003 Post subject:

the bike - cagiva mito125

your age - 18

your licence - provisional

your sex - male

where you live - uk

your no claims bonus - one year

It was miles king sport I ain't tried newhere else yet but I will do.. is insurance cheaper if the bikes restricted or not?
____________________
Hull & Yorkshire Bikers - Sheffield & Yorkshire Bikers - Manchester Bikers - Nottingham Bikers

Major_Grooves · The Doctor Joined: 10 May 2002 Karma :

one1895 · Posted: 14:04 - 14 May 2003 Post subject:

east yorkshire, hull
____________________
Hull & Yorkshire Bikers - Sheffield & Yorkshire Bikers - Manchester Bikers - Nottingham Bikers

Major_Grooves · The Doctor Joined: 10 May 2002 Karma :

Excuse the above sarcasm. Cheapest insurance comes to the cheapest bikes.

When I've enquired about upgrading my bike from 125-500 there is no real difference in price as long as the value of bike is the same.
____________________
About me|@Major_Grooves|My company|Digg|Flickr

Hex · Party Boy Joined: 04 Feb 2002 Karma :

https://www.find.co.uk/insurance/Motorbike_Insurance/

fill them all in and see what comes back
____________________
The BCF's very own Party boy! Though he's getting old and feeling it!
Monkey hanger, Born and bred
My little photo portfolio

Demonic69 · The Pink Rhino Joined: 31 May 2002 Karma :

You need to shop around.
A mito wont be any cheaper than an NSR and that quote's waaaay to high.
try www.insurance2000.co.uk
____________________
Back on a Blade. Just feels so right.

Deano · World Chat Champion Joined: 17 Feb 2003 Karma :

Scotty · Scooter Boi Joined: 31 Jul 2002 Karma :

Mr C · World Chat Champion Joined: 24 Feb 2003 Karma :

Unfortunately there is only one way to bring down insurance significantly..

.. you need to get old and smell of wee Laughing

.. like me .. Razz

I love to rub this in

Brand new ZX12R - £440 Fully comp Twisted Evil

____________________
187.3bhp = 201mph

Scotty · Scooter Boi Joined: 31 Jul 2002 Karma :

one1895 · Posted: 14:36 - 14 May 2003 Post subject:

Cagiva is only £50 more insurance..

i just got a quote from insurance2000.co.uk and it seems that third party fire and theft is what costs the most?

For instance it costs £650 a year without TPFT, but with it it costs an extra £1000 do I really need TPFT??

Rolling Eyes

____________________
Hull & Yorkshire Bikers - Sheffield & Yorkshire Bikers - Manchester Bikers - Nottingham Bikers

dainesefreak · World Chat Champion Joined: 04 Apr 2003 Karma :

Too true, Italian bikes are generally more expensive than the Japs. Usually down to part prices. Long time ago now, but my first bike was an Aprilia AF1, quote was for £222 TPFT, went out and put the deposit down, phoned back insurance to go ahead with the insurance and they told me that they had made a mistake. Quoted me for a Yamaha, the quote on the Aprilia was exactly double at £444. Too late, I'd put down a none refundable deposit!

Scotty · Scooter Boi Joined: 31 Jul 2002 Karma :

yeah true, but the AF1's are nice bikes though. And come in better colour scheme's than the new ones...

Heres your choice sir...

Black and erm Red
Black and Yellow
Black and erm Black
But we will throw in a nice cheese grater for you sir.
____________________
Regards
Scott

dainesefreak · World Chat Champion Joined: 04 Apr 2003 Karma :

Was a nice bike, right up until I wrote it off into a Metro!!

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

Thats far too much to be paying for your insurance!

I paid £1050 FC for an NSR @ 17 Confused

And about £30 more to be a ZX6R TPFT Smile

mike_neon · Scooby Slapper Joined: 16 Apr 2003 Karma :

fone cofield mate!

0800 197 7082

one1895 · Posted: 17:07 - 14 May 2003 Post subject:

wouldnt they just gimmie the same quote as other places.. or would some lying do me some good? Confused

____________________
Hull & Yorkshire Bikers - Sheffield & Yorkshire Bikers - Manchester Bikers - Nottingham Bikers

Bendy · Mrs Sensible Joined: 10 Jun 2002 Karma :

Bendy · Mrs Sensible Joined: 10 Jun 2002 Karma :

TiN · Pocket Tin Joined: 14 Feb 2002 Karma :

Don't forget mileage! On the same principle as the location factor, the more miles you do each year, the chances of hitting something increases (or so goes the theory), so you're more likely to get a lower quote if you "restrict" yourself to under 3000 miles each year.
____________________
TiN
dotgems.net

one1895 · Posted: 17:13 - 14 May 2003 Post subject:

insurance is a right bucking fag of sh!t grrr... hmm well im gonna go do sum searchin Evil or Very Mad

____________________
Hull & Yorkshire Bikers - Sheffield & Yorkshire Bikers - Manchester Bikers - Nottingham Bikers

Bendy · Mrs Sensible Joined: 10 Jun 2002 Karma :

the car insurance thing was £300 difference between saying I lived in London and saying I lived in Reading Shocked

(this was when I was bullying G to buy a car). And I'm old and have had a car licence for more years than I care to count right now.

I'm seriously thinking about moving out a bit, for this reason amongst others.

Kris · World Chat Champion Joined: 03 Feb 2002 Karma :