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Itchy
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Joined: 07 Apr 2005
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PostPosted: 14:36 - 10 May 2006    Post subject: no insurance Reply with quote

If you don't ride it on the road (or at all) and keep it locked in a back yard , its OK not to have insurance isn't it? , as I recall some sort of BS law which was proposed which stated something along the lines of all vehicles UNSORN'D must be insured and can't remember what happened to that law.

I've don't really need the bike for a week or two and may delay getting new insurance till then and I'm wondering about the legal technicalities of this , still plenty of MOT and tax on it though.

Any suggestions

Thanks.
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LustyLew
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Joined: 19 Apr 2004
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PostPosted: 14:56 - 10 May 2006    Post subject: Reply with quote

I have had an uninsured bandit sat on my drive for 6 months now. It still has tax and MOT. I've not had any form of bother.

If you're confident about the security of the bike, I don't think there'll be much of an issue.

Guess you have to think if you an afford to have it nicked?
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Kris
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Joined: 03 Feb 2002
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PostPosted: 14:57 - 10 May 2006    Post subject: Reply with quote

LH-ER5 wrote:
I have had an uninsured bandit sat on my drive for 6 months now. It still has tax and MOT. I've not had any form of bother.


How come you're not using it fella?

Question
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quacker_boy
Cuddle Bitch



Joined: 06 Sep 2005
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PostPosted: 14:59 - 10 May 2006    Post subject: Reply with quote

Kris wrote:
LH-ER5 wrote:
I have had an uninsured bandit sat on my drive for 6 months now. It still has tax and MOT. I've not had any form of bother.


How come you're not using it fella?

Question


I hope he's not, or else he's going to get flamed by the safety Nazis.
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LustyLew
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PostPosted: 15:00 - 10 May 2006    Post subject: Reply with quote

I got the SV as my new shiny shiny toy! Very Happy

Bandit also has a fucked sump so don't want to risk riding it until it's fixed.
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quacker_boy
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PostPosted: 15:09 - 10 May 2006    Post subject: Reply with quote

LH-ER5 wrote:
I got the SV as my new shiny shiny toy! Very Happy

Bandit also has a fucked sump so don't want to risk riding it until it's fixed.


Good Boy Smile
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Simple
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Joined: 08 Feb 2005
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PostPosted: 15:19 - 10 May 2006    Post subject: Reply with quote

Yes it's fine, as long as you are willing to risk it being uninsured and stolen/go up in smoke.

I had an unisured yamaha PW50 taken from my garage, the garage has a £600 uber door and a very expensive garage door, ..they took the bike out of the window Brick Wall Rolling Eyes


claimed of the house insurance for it.

If this new law is brought in I'm going to have to be illegal until I can sell all my offroad vehicles as I can't afford to insure them.

Quotes for the Allegro are around £1300 Shocked
the KLR will be about the same as the GPZ also (£700)...

I wonder if they brought it in, if the item bike car whatever is declared under house insurance does it count?
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G
The Voice of Reason



Joined: 02 Feb 2002
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PostPosted: 15:32 - 10 May 2006    Post subject: Reply with quote

It would not count because it would be third party insurance - someone might fall over and graze their hand while stealing it Neutral.
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Simple
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Joined: 08 Feb 2005
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PostPosted: 15:37 - 10 May 2006    Post subject: Reply with quote

G wrote:
It would not count because it would be third party insurance - someone might fall over and graze their hand while stealing it Neutral.


Ahh covered there too
we have liability insurance upto a few million seeing as it's a farm Shocked
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Mrs Kickstart
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Joined: 06 Apr 2004
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PostPosted: 16:05 - 10 May 2006    Post subject: Reply with quote

Hi,

You are fine at the moment a bike off the road does not required insurance.

There are proposals to make introduce legistation around this area but its not been done yet.

You are required to SORN it if it is not taxed now but has been taxed since Jan 1998.

Regards
C
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pa_broon74
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Joined: 28 Mar 2006
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PostPosted: 16:28 - 10 May 2006    Post subject: Reply with quote

I don't understand why they'd bring in such a law Confused The only reason to insure it if you're not going to be riding it on the road is against theft. I would think thats up to the owner, (more nannying??)

Then again, there is the small matter of insurance tax. Could this be another gov. initiative to raise tax revenues?? Mad
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Itchy
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Joined: 07 Apr 2005
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PostPosted: 21:25 - 10 May 2006    Post subject: Reply with quote

pa_broon74 wrote:
I don't understand why they'd bring in such a law Confused The only reason to insure it if you're not going to be riding it on the road is against theft. I would think thats up to the owner, (more nannying??)

Then again, there is the small matter of insurance tax. Could this be another gov. initiative to raise tax revenues?? Mad


well the buy tax before your tax runs out , rule caught lots of law abiding people and almost caught out my dad recently.

Money raising issue no doubt about that , IPT and on top of that they get to carve 30% of the insurance companies profits and the money they pay to employees.
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