My cheap insurance legacy seems to have stopped...

[JonB]

It seems Motorcycle Direct are no longer happy to give me stupidly cheap insurance quotes.

Got a letter through yesterday that said "Equity Red Star can no longer offer you a competetive insurance policy".

Even though I will be 19 in a couple of weeks with 3 years NCB.

Doesn't matter anyway, have to take the Bandit off the insurance cause it is long gone and insure the little GS125. But have been getting quotes of £200 just for a 4 stroke 125.

Ringing around tomorrow it seems.
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Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it?s worth.

[KTM Gordo]

£200 isn't too bad for a policy - of course I don't know how old you are, where you live or what you claims history is...
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Change is inevitable - except from a vending machine.

KTM 990 Adventure | KTM EXC 250 Racing | Land Rover Freelander SE Td4

[-Savage-]

[V twin eater]

Try MCE insurance. They have always given me the best quotes!

£108 on the busa!
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---> Hyabusa 1300
---> Intruder 1400
SOON ---> Intruder M1800R

[MarkJ]

Yeah try MCE, but ring them last, once you have all your other quotes.

Do the usual "You're the last people I'm calling, the cheapest I've got is £200 (for example)" they'll then probably either match it or be a few quid over your cheapest so far. Tell them "Well Such-and-such comes with this-and-that and you don't" then they normally put you on hold while they go talk to someone about it or something. They'll come back with a cheaper quote but it might be a bit dearer on the excess. Tell them you're going to go with the other company still cos their excess is cheaper or something. They'll shit their pants, put you on hold again, and come back with a dirt cheap price with all the extras

Well that's what they've done for me for the past two years running. They offered me a renewal of £630 this year with my 1 extra years NCB (it was £680 last year), so I rang around and Devitt were cheapest at £420. MCE's first offer was £423, then £391 but with no legal cover and £250 excess, then the final offer was £361 with all the gubbins (still £250 excess though)

Can't believe my renewal is nearly half the price of last years

[Kal]

[JonB]

The policy will be starting 2 days after my birthday, always have done.
____________________
Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it?s worth.

[KTM Gordo]

OK, I need glasses...

There's no substitute to ringing around, I'm afraid. Each insurance company will have an ideal profile of the 'bike / rider they want to cover, and if you match it you'll get a very good rate. What you actual pay depends on how far away you are from their ideal profile.

When you get quotes of £2000 or whatever, what they're really saying is we don't really want your business, but if you're prepared to make it worth our while, we'll do it.

Get out the Yellow Pages and started phoning. Don't forget to try local, independent brokers too.

HTH
____________________
Change is inevitable - except from a vending machine.

KTM 990 Adventure | KTM EXC 250 Racing | Land Rover Freelander SE Td4

[JonB]

I know about all the ringing around malarky! Which is how I got £220 TPFT for my Bandit last year.
____________________
Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it?s worth.

[Jack_Cheese]

MCD gave me cheap quotes, then i turned 19, got another year's NCB, got a job..... and my insurance went up.

Jack
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www.bikepics.com/members/jackcheese <--- NOW FOR SALE! 51 Plate Cagiva Planet 125
Quacker_boy: "Jack, you really are a dick!"

[iCraig]

Carole Nash are cheap for me.

Also Carole Nash match my bike NCB on a car which is cool.

[Kal]

That'll be the job then Jack.

Certain professions in certain industries are statistically more of a risk than others qhich is why they always ask what you do for a living.
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Kal...
I Like To Hoon It Hoon It I Like To Hoon It Hoon It I Like To Hoon It Hoon It Ya Like To (HOON IT!).
1984 GB250 Clubman,1983 CB250N Superdream, 1999 GPZ500S

[truslack]

hahahaha, i have £500 excess! (damn i hope i aint in a crash).
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Current: Suzuki RG 125 Gamma, Honda H100, Triumph Tiger 800XC, Suzuki SV650 (minitwin)

[Andy C]

If you think you have problems you should see my insurance
(18, 0NCB, 1 Fault Claim, Not garaged)

It wasnt fun
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99 RS125 --> 02 SV650s --> 03 Speed Four --> 92 RXS100 --> 93 CB400sf --> 01 CB600f Hornet

[Jack_Cheese]