Mental insurance quotes because im 18?

[MattHirst]

Ok so i have passed my test and as anyone, they will want to get rid of their 125 as soon as possible.

So had decided on an er6f, which i can comfortably afford. First thing first was to get some insurance quotes.

Some insurers wouldn't even tell me the price because it was so stupid, others are coming in at 3300-4000........TPFT!!!!!!!

Now, i don't have any NCB due to a fault accident back in october 2006 (my insurance has always seemed to run july-july).

I am 19 on 1st july and will get my first years NCB then, but that is 6 weeks away!

I have read of folk on here getting bandits, SVs etc at 17/18 with reasonable insurance quotes, so why can't i?
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It's all fun and games until someone gets hurt, then it's bloody hilarious!!!

[MaybeGuy]

i got insured at 18 on a GSXR600 with 1 years NCB for £500.39 TPFT

keep looking around... norwich union direct do mine
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Blue_SV650S wrote: it was a sh1te wheelie, but it proves that he can get it up in 3rd and can do angles. In summery, mattsprattuk is a gobby little sh1tebag, dopehead tw4t, but sadly for all of us, he probably isn't THAT full of sh1te!!
Kickstart wrote: Hi I tend to agree with Matt. All the best Keith

[ms51ves3]

It might be because you are looking at new bikes. people are more likely to steal a nice shiney new bike than a tatty SV650

[AppleJoe]

[Ste]

Shop around lots, as in call every single insurance company in the back of Bike Trader. As per the insurance topic at the top of new bikers forum.

It might take ages calling them all and then calling back around the cheapest ones haggling them cheaper but given the amount you'll hopefully be able to save it's a fairly good hourly rate if you look at it like that.

New bikes are expensive on insurance, one a few years old will be less to insure even if it's the same bike as an '08 one. Plus as a not brand new bike will be cheaper that'll give you more budget for insurance if needed. Be worth doing a bit of comparison between insurance costs for different bikes and having that in mind when deciding what bike you want to get.

[steppen22]

what 125 are you selling?
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no regrets, no retreat, no apology.
I've made mistakes in the past, and I apologise for FUCK ALL.

[hmmmnz]

i got a quote of $20000 for a rgv250 when i was 15, needless to say, i didnt get insurance (no insurance needed in nz )
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the humans are dead
I kick arse for the lord
Wiring Diagrams BIDNIP it bitches

[Biker101]

Got a brand new er6f today, got my insurance through bennetts, cost £800 ish tpft @ 18 with 1 year NCB in a good area garaged, no accidents/convictions.

I know what you mean about quotes, 2nd cheapest was £1000 and then they were £1300+. Cheapest fully comp was £1700 so not worth it imo ( i am sure i could get a trashed bike repaired for the extra £900 should the worst happen)

FYI Tesco compare bike quotes fairly well imo, better than the other comparison sites but do try direct aswell.

And yes, brand new bikes do attract much higher premiums!
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Past: 06 Runner SP50 >>> 01 Varadero XL125 >>> 08 Kwak ER-6f >>> 05 CBR600rr
Present: 99 FZS600 Fazer

[Itchy]

You answered your own question:

Ie you've got claims against you,

you are young

You live in a no very good area (dewsbury!) not as bad as Mancs but still pretty low

You want a powerful bike
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Spain 2008France 2007Big one 2009 We all die. The goal isn't to live forever, the goal is to create something that will. In the end, your life will flash before your eyes. Make sure it is worth watching.

[MattHirst]

I have a wakefield postcode (WF12), aparently wakefield postcodes are one of the worst

Got a quote for a £2500 SV650, came back as £1600 TPFT. Still mental but i need to ring my current insurers on monday and ask for a price to transfer a bike onto my existing policy for a few month.

In july i am 19, will have 1 NCB (touch wood ) and can get insurance A LOT cheaper then
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It's all fun and games until someone gets hurt, then it's bloody hilarious!!!

[drunkensod]

https://www.insurancequotes.org.uk/quotes/add/neighbourhood.php

Might help explain insurance for different postcode areas.

[iooi]

[T-b0Ne321]

i have just put a deposit on an ER6-N and the quotes i am gettin are 1300-1400 fully comp with 3 points and 1 NCB. Thats with www.ebikeinsurance.co.uk

Dunno if that will help at all

Tom
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Current bike: 08 ER6-N

[trevoriv]

WF12 isn't rated too badly to be honest.

Tried H & R Insurance ? www.insurance2000.co.uk
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Past: '96 Thundercat, '02 ZX636R (A1P), '58 KTM 690 SM LC4 Current: '06 ZX636R (C6F)
Mudskipper wrote: Someone just has to sig that...

[MattHirst]

[Bardeey]

[TomR6]

Tried www.thebikeinsurer.co.uk ?

Although I'm with carol nash myself.
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2005 Yamaha R6

[Rawker]

[iooi]

They will be for area's worse than "F" and need investigation to see if they can quote you for insurance.

Could also be area where there are hight incidences of fraud to get ins, so they actually need to speak to someone before they make any offers on ins.
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Just because my bike was A DIVVY, does not mean i am......

[ms51ves3]

[NSR Mick]

Use the price comparison sites or ring round.

I like threads like this, It makes me glad I'm no longer young.

I renewed my insurance last week £76 TPF&T .
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If you dont like the way that I ride.......Stop trying to keep up!!!

[Biker101]

[Wave2k]

at 18 i had a K2 GSXR750 which cost me around 980 TPFT
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Ducati 1299 Panigale
2009 Corvette C6 z51
RS125->CBR400->RXS100->GSXR750K2->Ducati749S->CBR600RR5->TL1000R->DRz400->RSVR1000->Honda VTR SP1->CBR400->GSXR1000K6->Honda H100->CBR600RR3->Ducati1299

[JonB]

At 18 I had a Bandit 600 that cost £300 to insure.
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Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it?s worth.

[Rawker]