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Insurance conusion!!

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bangbros69
Renault 5 Driver



Joined: 18 Jun 2007
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PostPosted: 23:46 - 11 Mar 2009    Post subject: Insurance conusion!! Reply with quote

Hey i have been working my way up through CC in motorcycles 50-125-400 and now i want to sell my vfr 400 and get a 600 but insurance seems to be un atainabe if that is a word o-o. I was just like go for it get HP on a nice new CBR 600RR 09 plate but every quote i get is 2000 quid upwads third party only.. i am 19 and have got 0 no claims and the only claims i do have are because some idiot ran over my bike when it was parked.. i was just wondering if insurance is cheaper on maybye older bikes like a 1999 gsx-r600 to a 09 plate gsxr? or any advice on getting insurance down?

thanks

regards

luke Smile
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Itchy
Super Spammer



Joined: 07 Apr 2005
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PostPosted: 23:48 - 11 Mar 2009    Post subject: Reply with quote

Buy a lower insurance group bike ?

IIRC all the new 600s appear to be group 16/17 , while CBR600F ZX6R J1/J2/A1 appear to be 14/15

, say you park it in a brick build garage?
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m0l0t0v
World Chat Champion



Joined: 20 Sep 2006
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PostPosted: 00:20 - 12 Mar 2009    Post subject: Reply with quote

You're 19? Why not just stick to the vfr.

How long have you been riding?

You're surprised about 2k+ insurance and sports bike capable of 0-60 in roughly 3 seconds ate your age? Confused

Older bikes will generally be cheaper to insure.

0 no claims but a claim because someone drove into your bike? Hang on... what?


Don't buy a brand new bike. Not at your age.
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**\Tarmacsurfer/** said: It's that immaculately manly coiffure of yours isn't it. One glimpse of your virile locks and the punters can't wait to buy whatever it is you suggest, as it might let them be just a little bit like the Adonis that is our very own Molly Very Happy Doovydoo said: Its not my fault I can't get it up properly, I just wasn't blessed Wink
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G
The Voice of Reason



Joined: 02 Feb 2002
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PostPosted: 00:28 - 12 Mar 2009    Post subject: Re: Insurance conusion!! Reply with quote

Third party insurance is cheaper for older bikes that are effectively the same - so TPFT or FC on a brand new bike when you're young and have a claim is going to be pretty silly, really.

I'd consider an early R6 if you want the sporty feel and see how much TPO quotes are for that.
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tafflade
Nitrous Nuisance



Joined: 27 Apr 2007
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PostPosted: 09:37 - 12 Mar 2009    Post subject: Reply with quote

an older bike is the only way to go if you cant afford/refuse to pay massive premiums.

I wouldn't buy a brand new bike, there are 100's of used ones that are thousands of pounds cheaper and in pretty much mint condition havind done a couple of thousand dry miles a year.
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