M.O.T and road tax advice(sorted)

[salty21]

i bought a pan european a few weeks back for £400 as a project and have it to a stage where im considering getting it m.o.t'd and have a couple of questions for anyone in the know.

1. do i need mirror(s)

2. does the steering lock have to work

3. does it matter if the centre stand is bent to the point where it wont work(sidestand is fine).

4.does the speedo have to work? and will they check it?

these thing's will be sorted eventually but i just want to get it on the road as my cbr is in need of a major service and need backup transport for a week or so while i sort the cbr out.
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04 NSR 125(sold) ---- 03 CBR 600rr(sold) ----90 pan euro ST1100 '' ----02 CG 125
94 CB400 Super Four ---- 2000 VTR SP1 (sold) ---- 08 ninja p8f(sold, meh) ----05 CBR600rr

[KevTM]

1. No
2. Don't think so.
3. Take it off
4. They don't check (well they've never checked mine).

[salty21]

[KevTM]

ah! whenever my bike has had a centrestand they've always put the bike on it at some point. Not sure if it's a necessity or not though, sorry.

[clancy]

should be alright with all of them.
dont see why the steering lock would fail an MOT :s
and mate passed his with a broken speedo, rev counter etc etc. so you should

[yuri2085]

They use the center stand just because it's easier than using their machine to check the steering head etc.

I am pretty sure if you just say the center stand dosn't work it wont fail anything.

[doggone]

Some of the checks e.g. headlight alignment, bike needs to be vertical.
If it has centre stand they'll put it on that, if only sidestand, might ask you to sit on it.

[garth]

Had a bike mot'd without a stand of any kind, or working speedo, or mirrors, or ignition key.
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You ain't a has been if you never was

[salty21]

just a thought. when i get the m.o.t sorted i was planning on taxing it straight away. The bike is in my dad's name as he stumped up the cash for the initial purchase of the bike and i am paying for all the part's and spending the time sorting it out, so it's kinda a shared bike if you know what i mean.

Thing is, my dad's not passed his test yet so wont be insured to ride it. I am insured to ride any bike with the owners consent but is this enough to tax the bike or do i need to do a multibike policy thing?
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04 NSR 125(sold) ---- 03 CBR 600rr(sold) ----90 pan euro ST1100 '' ----02 CG 125
94 CB400 Super Four ---- 2000 VTR SP1 (sold) ---- 08 ninja p8f(sold, meh) ----05 CBR600rr

[clancy]

[quote="salty21"]

I am insured to ride any bike with the owners consent. [quote]

im pretty sure the bike has to have its own insurance policy, for your any bike thing to take effect. so unless someone is insured on it, you still cant ride it. if that makes sence?

im not 100% on that, but if so id go for the multibike option

[R6jonny]

Somewhere here are links to the MOT test standards, https://www.motinfo.gov.uk/html/home.html
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Honda NSR125 - Yamaha R6 - Ducati 748 - Suzuki GSXR750K6/GSXR1000K7/GSXR750K8 - Ducati 848 - Honda SP1 - Triumph Daytona 675
"simply because she is a female and is thus her actions largely make no sense whatsoever by default"

[Kwaks]

[quote="clancy"][quote="salty21"]

I am insured to ride any bike with the owners consent.

[salty21]

fuksake, i hate rules. with the 6rr already insured is this likely to cost more to add the pan or stay the same as the pan is less risk and riding time will be shared between the 2

6rr=group 15

pan euro= group 13
____________________
04 NSR 125(sold) ---- 03 CBR 600rr(sold) ----90 pan euro ST1100 '' ----02 CG 125
94 CB400 Super Four ---- 2000 VTR SP1 (sold) ---- 08 ninja p8f(sold, meh) ----05 CBR600rr

[yuri2085]

Kwaker, my riding other bikes clause requires the bike to be insured by someone else (For their own use).
Most other policies probably are similar; this is so you don't just register the bike in someone elses name and then get free insurance on it.

I imagine there are some that are done how you say but I have only ever seen 'other bikes' cover when someone else is already insured on that bike.

edit: seconded on looking for some kinda of 'multi bike' discount insurer.

[salty21]

if i lie i can get a month's insurance through ebike for £20 , then can i just tax it using that and use my current any bike insurance to cover me?
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04 NSR 125(sold) ---- 03 CBR 600rr(sold) ----90 pan euro ST1100 '' ----02 CG 125
94 CB400 Super Four ---- 2000 VTR SP1 (sold) ---- 08 ninja p8f(sold, meh) ----05 CBR600rr

[G]

[salty21]

just read through my current policy and here's what is say's regarding other bikes on the 'certificate of motor insurance'

"the policyholder may also drive a motorcycle not belonging to him/her and not hired to him/her under a hire purchase or leasing agreement, as long as the policyholder has the owner's permission to drive it."

now i would have thought if i take this to the post office as proof it's pretty black and white and should be accepted, but i have a funny feeling there's a reason i cant
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04 NSR 125(sold) ---- 03 CBR 600rr(sold) ----90 pan euro ST1100 '' ----02 CG 125
94 CB400 Super Four ---- 2000 VTR SP1 (sold) ---- 08 ninja p8f(sold, meh) ----05 CBR600rr

[G]

The vehicle it's self has to be insured to get tax (unless you're a trader or something). Otherwise you'd just need one person with insurance to cover everything. No way around that.
One option could be to find a fairly old person (cheaper) to get a single day's insurance out for it on that daily bike insurance thingy (forget the url, google will answer).

Recently cost me £39 or so for three days insurance for a quite new MX5.

[salty21]

seem's wrong that i have to insure it twice just to buy road tax
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04 NSR 125(sold) ---- 03 CBR 600rr(sold) ----90 pan euro ST1100 '' ----02 CG 125
94 CB400 Super Four ---- 2000 VTR SP1 (sold) ---- 08 ninja p8f(sold, meh) ----05 CBR600rr

[MattEMulsion]

[salty21]

sorted it, my mum can get insured for £15 a month lol, it was £60/month for me and she has zero no claims bonus and virtually no biking experience in the last 20 years or so, how is she less risk than me being 25, 3 years no claims and male
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04 NSR 125(sold) ---- 03 CBR 600rr(sold) ----90 pan euro ST1100 '' ----02 CG 125
94 CB400 Super Four ---- 2000 VTR SP1 (sold) ---- 08 ninja p8f(sold, meh) ----05 CBR600rr

[clancy]

ideal

[yuri2085]

I wonder if this qualifies as 'fraud'

[salty21]

i dont think so, she will never ride the bike but she has a full licence since 1976, i think it's fraud how i cant get road tax for a bike i am insured to ride. cheers for the help though guys, much preciated
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04 NSR 125(sold) ---- 03 CBR 600rr(sold) ----90 pan euro ST1100 '' ----02 CG 125
94 CB400 Super Four ---- 2000 VTR SP1 (sold) ---- 08 ninja p8f(sold, meh) ----05 CBR600rr

[T0MMY]

re: the insurance thing, phone your insurance company and check whether they have a second bike policy. I phoned when I bought my XT to ask about adding it onto my CBR policy and was pleasantly surprised to be told it was cost me precisely nothing to add it on
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ZX6R + CBR600RR