Short term bike insurance

[funmonkee]

I've got an RSV Mille I want to insure. Bennetts quoted me £266 [ ] for 12 months and won't let me add it to my multi bike policy (f'nose why)... I've no intension of keeping the Mille for more than 2-3 Months...

So, anyone know of a company that will do insurance for say 4 months Jan 2010 to end of April 2010


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**** Don't ride faster than your angel can fly Get this Free Space
The democratically elected Mod of the Scottish Section - The Peoples Choice[b]

[Ichy]

Ebike pay as you go is monthly although you pay for the privilege.

Might be worth speaking to a broker directly and see what they can find. Carol Nash tend to be a bit more flexible.

[chris-red]

Somebody complaining about £266 for insuring a mille

I wish I could insure a mille for double that
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[Ant]

you could... insure it for 12months, pay it monthly and then cancell it or swap it to your next bike?? That's what i'd do!!

Saying that i've just took out a payg policy for a van because i crashed mine and untill the insurance look at it i've got no wheels for work, as ichy said you pay for it tho, it's costing £60 a month to insure a vauxhall combo, third party (V reg) valued at £500 when i was paying £380 a year (about £30 a month) to insure a 07 plate renault trafic, fully comp valued at £9000!
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04 ZX10R ~

[MarJay]

[funmonkee]

I usually pay under £300 for 4 bikes... last time was busa,vmax,mz and a yzf750... so £266 is a bit steep for just one bike

That's the benefit of age and 5-6 years NCB

I thought about the 12 monthly thing and cancelling part way ... but I might see if the other bike policy I have for the speed triple will take the Mille for less than £266
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**** Don't ride faster than your angel can fly Get this Free Space
The democratically elected Mod of the Scottish Section - The Peoples Choice[b]

[G]

Ebike I think are the only sensible option for that kind of time... however... I was paying £28 monthly for a 00 ZX9 and 08 KTM690; a bit much but I liked the flexibility.
Tried to add a 06 GSXR1000 to that and they wanted £95 per month or so! Got a quote from the bike insurer for just the GSXR (beware they WILL spam you, use fake details) and could get better insurance from Devvit for £105 for the whole year!
In the end, I didn't get that bike. When I came to cancel on Monday morning, I think they were only just processing it, so charged me a grand total of 1p for my day's insurance - but of course they'll charge a fee outside of the 14 day grace period.
I checked the 'by the day' insurance sites and they wanted £35 or something for one day and £85 for three.

[funmonkee]

I tried Devitt G ... My quotes with 0 NCB where from £300 - £600... but if I could use one of my 5 or 6 year NCB the options were:-

£88.20
£100.43
£136.49

...I'm off to tear the house apart to find the other policy I had shared with the GF... it's might have a couple of years NCB and has only been dormant for 6-7 months

* the above was for TPFT... whereas the quote I had for £266 was FC
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**** Don't ride faster than your angel can fly Get this Free Space
The democratically elected Mod of the Scottish Section - The Peoples Choice[b]

[dardappa2004]

yeah i agree Ebike is prob most easiest and simple to use . especially for very short cover

[Ingah]

You may be better off buying a year of cover and cancelling mid-term (you'll need to carefully look over the small print first though, to find out how much refund they'll actually give you - and whether you think this will work out cheaper than eBike, who can sometimes quote stupidly high). Insurers aren't technically allowed to penalise you for early cancellation (unfair terms act etc) - but as we've all found out at some stage - it's very hard to get money out of a company if they've got their "policy" to hide behind (best not get into the situation where the returns policy is unknown in the first place).

When i needed short term cover i found that i got about 85% of my money back after having a yearly policy and cancelling after about a month (i didn't chase for more as the whole premium was only ~£200). This was far cheaper for me than eBike's PAYG.
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-- Ingah

[GSF Jamie 600]

[quote="vmax.dude"]I usually pay under £300 for 4 bikes... last time was busa,vmax,mz and a yzf750... so £266 is a bit steep for just one bike

That's the benefit of age and 5-6 years NCB

I thought about the 12 monthly thing and cancelling part way ... but I might see if the other bike policy I have for the speed triple will take the Mille for less than £266 [/quote]

Im paying £360 for a bandit 600!
God dam being young lol, and are you ready for this?
£1600 to insure a 1.25 fiesta lol =(