Bike/Car insurance NCB

billy_r · L Plate Warrior Joined: 21 Jul 2010 Karma :

Hello, was wondering if anyone knew whether a motorbikes NCB can be carried forward for when applying for car insurance the next year?

For instance, if for the first year i wanted to ride a motorbike then thought this isn't quite for me and sold the bike. Would I be able to carry forward that NCB for that year onto a car? Would this depend on insurance provider or am I talking nonsense?

Also on TPFT are NCB's given, or only on fully comp?

Thanks in advance to someone who knows more about this stuff! Very Happy

0l0dom0l0 · World Chat Champion Joined: 21 Oct 2009 Karma :

I dont know the full details to be honest mate, but i can tell you that some providers will accept. i think tesco is one of them, but im not 100% sure.

your best bet is to ring up and find out, they will usuall sort something out. and i thought you gained a ncb from any policy? although could be wrong again!

C-Pk · Nova Slayer Joined: 19 Jul 2010 Karma :

Some companies will consider your NC on Cars in their risk factor. However they will not accept this as no claims bonus for your Bike.

Insurance companies rightly or wrongly (Wrongly in my opinion) classify them as two completely different things.

Moo. · World Chat Champion Joined: 11 Jan 2009 Karma :

Sometimes they do a 2 to 1 swap, 2 years bikes for 1 years car
____________________
A2 Passed 18/6/10

Clanger · Stirrer Joined: 27 May 2004 Karma :

No. They are classified as two separate entities.
____________________
Be who you are and say what you feel, because those who mind don't matter, and those who matter won't mind - Dr. Seuss

P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

drzsta · World Chat Champion Joined: 20 Apr 2009 Karma :

calyx · World Chat Champion Joined: 11 Dec 2008 Karma :

carvell · Scuttler Joined: 05 Sep 2003 Karma :

Keir · World Chat Champion Joined: 11 Apr 2006 Karma :

swiftcover accept bike NCB on car policies. they dont accept NCB from a bike when your 17 and got the NCB on a scooter though.
____________________
Current : '08 Yamaha FZ1s
Previous: '99 Honda CBR 600FX, 03 ZX636 B1H, 99 Fazer 600 (red), 02 GSX-R 600 K2, 00 SV650s (red), 2008 ZX10R, 97 Bandit 1200N, 04 ZX6RR K1H, 04 GSX-R 1000, 98 Fazer 600 (gold), 05 Madness 110 Pit bike, 04 CR125R, 00 SV650s (black), 06 KTM 625 SMC, 99 SRAD 600 track bike, 03 SV650, 98 Bandit 1200N, Bandit 600SY, 03 GSX-R 600 K3, 01 GSX-R 600, 01 Fazer 600 (black), VFR 400 NC30 x3, 78 Honda Dream, 00 Speedfight 50