When was the last time you checked your bank statements ?

[colin1]

I know some sensible people will always check them, but I dont and I'm sure some of you lot dont either.

I've been meaning to for ages, and I just did and got a nasty surprise.

It seems that every month, I have been paying £10 to "shopperdiscounts." It seems that this started when I booked a flight last year, so thats about £120 they've got off me.

I think there was probably a thing on the flights website that said do you want to know about money saving offers, but I dont remember it mentioning a charge.

So those of you who havent checked your bank statements for a while, go do it. You might be surprised at what you are signed up to pay for.
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colin1 is officially faster than god

[N cee thirty]

i try and keep a eye out on what i have left

insurance overcharged me £10 on the last payment for example,bastards
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'00 Aprilia RS50 > '92 Honda CG > '99 Yamaha Fazer > '91 Yamaha RXS > '79 Suzuki X5 > 01' Honda Cg > 07' Honda Cg > 82' Kawasaki Z200 > suzuki gsxr 400 gk73a > honda vfr 400 NC30 Mod 2 Passed 09/06/2011

Jewlio Iglesias wrote: I actually did vote BNP once

[t121anf]

Every 2 to 3 days

[pinkyfloyd]

I dont get bank statements. Since my bank is based in Northern Ireland and I'm now based in Portsmouth I have to rely on this interweb thingy to do my banking.

I check every week though just to make sure the family tax credit is going in and the bills are coming out.
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illuminateTHEmind wrote: I am just more evolved than most of you guys... this allows me to pick of things quickly which would have normally taken the common man years to master
Hockeystorm65:.well there are childish arguments...there are very childish arguments.....there are really stupid childish arguments and now there are......Pinkfloyd arguments!
Teflon-Mike:I think I agree with just about all Pinky has said.

[Charlie]

Turned off my bank statements a couple of years ago, I just check online ever so often, normally at least once a week. Wish I could turn my credit card statements off too.
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Past: Honda x8rs, Honda City fly, Honda Hornet 250, Honda VFR750, Yamaha xt600e.
Current: Honda CBR929RR & Yamaha XT660Z Tenere

[Darth]

Check online a few times a month.

End of the month, Payday - Woohoo!
Halfway through the month - to see if i can still afford bike bits/petrol/beer etc
Towards end of the month - to see if i can make it to payday!
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Harold_Shand wrote: I suppose it's like anything, you get your fingers burned when you start out, you learn from it and eventually become a complete arsehole about the whole thing.

[locked]

I check online every few days or so. With bills being DD and with ebay, paypal etc I like to keep track of it all.
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on the look out for my next bike....
CBT Passed - 13/09/09 Theroy Passed - 19/12/09 Mod 1 Passed 04/05/10 Mod 2 Passed 14/05/10 - Free to ride ANYTHING!
Motorcycles are perfectly safe as long as you remember they're dangerous.

[Flip]

I hate banks. I put a cheque in for £400 and they kept it because I'm in my overdraft (Despite me paying £12.50 per month for my account with an overdraft). Fuck you Barclays.

[TQ]

Mine are only about three pages long so I read them when they come.

Check online banking towards the end of the month to see how overdrawn I am.
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First Bike :Gilera DNA 50 | Second: Imported 1989 NSR125
Third: 1998 Yamaha XJ600N | Currently: 1999 Yamaha FZS600

[Feasty]

A close family member of mine moved out of a rented flat into another a few years ago. After living in his new flat for a year or 2 discovered he'd still been paying rent on the previous flat.

He was very lucky as the landlady had been putting it aside for him and he got over £12k back in a lump sum!!

I check mine every now and again online but generally know what's coming and going anyway...
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Previous: Aprilia Habana Retro 50cc (beauty), Yamaha SR125 (fell apart), Honda XR125 (nippy little commuter), Honda SLR650 (Geewhizz), Yamaha Diversion 900S (Smoooooth) written off courtesy of a stupid escaped horse.
(7 year gap), BMW F650 (Relaxing ride). Aprilia Caponord ETV1000 (Big and bold). Yamaha FZS600 (got me in trouble too quick!).
Current: Yamaha TDM 900 (Comfy, light but big, power when needed).

[Irn-Bru]

Every day at the minute, waiting for my student loan money to appear.
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KTM 990 SMT & Suzuki DR-Z 400 SM

[Wafer_Thin_Ham]

Every couple of days usually. I don't get paper statements. Just online.
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[MarJay]

I don't check paper statements but I use online banking around once a week.
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British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F; Cheap project: CBR900RR FireBlade
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.

[DJH]

[colin1]

I think I need to pick up the good habit of regularly checking, like you lot do.
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colin1 is officially faster than god

[0ddball]

Fairly regularly with online banking. I tend to know exactly what should be in at any time though cause i have no DD's or anything.And i'm a tight bastard.

[J0Al1]

2 mins ago - just before I visited here.

Bank manager has messed up and not trasfered my money (AGAIN). I'm having to vcheckup on his work all the time. BAH

[Imonster]

I very rarely check mine tbh, as there's normally no money in there - though have got a bit more careful over the last couple of weeks as the good lady noticed on her last statement that there had been a £270 cash withdrawal off her account...from Jamaica.

Luckily she had spent on the card in the UK on the same day, so there was no question that it was fraud and the money's been refunded - but it still shows how easy it is to be ripped off.

A couple of months ago, I chucked some fuel in my bike at a local petrol station, and my card was declined when I went to pay. I had the cash at home (5 minute walk away), so I said to the cashier that I'd leave my bike there and come back with the cash in ten minutes. They were trying to insist that I left my debit card instead, and insisted that it was in fact "the law" that I did so - when I asked them what particular part of "the law" they were referring to they couldn't give an answer funnily enough

I think that they were a little taken aback when I concluded the conversation with "get fucked"....though I did come back ten minutes later, as promised, with cash in hand.

The childish side of me may have paid in pennies though, rather than using the ten pound note I had at home as a result of the previous interaction - and that member of staff isn't there anymore
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Those who make peaceful revolution impossible will make violent revolution inevitable.

[Poseidon]

[GhostRider]

[pa_broon74]

Last november I went to buy some groceries at the local Coop, the card got refused. I had to go home and check and there was over £300 worth of bank charges. An overdraft i asked for hadn't been added on and I'd been charged three lots of £100ish.

Had to phone up but all they could do at the time was increase my OD. Funnily enough the guy didn't need authorisation for that, but did to get the charges refunded. Ended up taking a bout four weeks and in the meantime, the charges rose to about £600 and my over draft kept having to be raised because of it.

I check once a week now.

Isn't horrible though when you go to the cash machine and you don't really know how much you've got, so you err on the side of caution and think of really low estimate. When you press the 'show balance' button and your heart either sinks or soars...

Its the little things when your my age...


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Didn't catch anything.

[Paulington]

Every few days for me.
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"Four wheels move the body, two wheels move the soul."
Current Vehicles: '89 Kawasaki KDX200, '99 Yamaha XV535, '00 Honda ST1100 Pan-European, '08 Suzuki GSX-R1000, '08 Mitsubishi Lancer GS4 2.0 TDCi, '15 BMW 1 Series 116d Sport Turbo.
CBT: 27/08/08. Theory: 04/09/09. Module 1: 16/09/09. Module 2: 01/10/09.

[Chalky.]

Check online every day and get monthly statements, filed from 2 years or so ago.

[crazymotorbik...]

Hey,
I check mine 2 to 3 times a day. I have a spreadsheet showing what should be coming out and how much i have available to spend. I can honestly say i know how much money i have down to the last penny.

I've always been good with money and the only debt i have is my mortgage.

Cheers,
Shaun.

[Barry_M2]

I do all my banking online, have no paper statements any more.

I have 6 accounts in all, all with HSBC and I'm always transfering money between them. So I'm logging in maybe 2 or 3 times a day.

I was properly sh!t with money until a few years ago. Massive credit card, overdrafts etc... I'd never check my account and just hope there would be money in there when I went to get some out of the hole in the wall etc...

Now, all bills are paid by DD on the 1st of each month and I keep an eye on ballances all the time making sure we always have money available. And I actually quite enjoy it!

So, I have.....


Joint account - All bills and general spending from this account. Soon as we are paid I transfer almost all money out other than what we need and we run it in overdraft. This way if any money is taken (cloned cards etc...) then its the banks money they are taking, not mine!

Saving 1 - Long term savings money I wont touch (unless I crumble and go for that 1098 I've always wanted).

Saving 2 - Short term that I transfer money to when we are payed, then back into the joint account when it's needed. This helps to budget on a weekly basis.

Sole account - Used purely for paypal transfers back and forth, so ebay sales and purchases etc... When this goes over a certain amount in credit I transfer it to savings.

Credit Card - Used for large value purchases only and paid off each month in full. So we won't buy anything unless we know we can clear it.

Share dealing - Not used at the moment, I sold up a few months ago what I had.
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CBR1000 RR4 - For the track.
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