Penalty points - how long do you have them for ?

Gazz · World Chat Champion Joined: 19 May 2009 Karma :

I once broke the speed limit, back in 2008, and as a result got points and a fine.

My insurance is now up for renewal and I was wondering if I should still declare that I have points or not?

I have heard somewhere that you have them for 2 years and also other people say you have them for 3 years ? But which is it ? Or is it even longer ?

They are printed on my green paper licence part but it doesn't say anywhere on the licence when they are removed.

And when they are 'removed' do you just send the paper licence part back and they send you a clean bit of paper back (with the points not printed on it) ?

Cheers in advance....

Thumbs Up

JGY6000 · Trackday Trickster Joined: 25 Sep 2005 Karma :

they last for 3 years, they stay on your licence for 4 years, and usually insurance want to know if you have had any in the last five years

Kickstart · The Oracle Joined: 04 Feb 2002 Karma :

Hi

They stay on your license for 4 years but are only active for 3 (for accumulated points leading to a ban). Insurance companies want to know about them for 5 years normally though.

All the best

Keith
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Speedy3 · Traffic Copper Joined: 13 Aug 2006 Karma :

I think it's 3 years on your license, can go after 4? but you may need to declare for 5? It's really confusing, sorry I can't help too much!
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JGY6000 · Trackday Trickster Joined: 25 Sep 2005 Karma :

Also, i think you have to pay to get them removed, however there is a loop hole that i used and it works a treat, if you change your address they will automatically get removed, and an address change if free, then give it a few weeks and change the address again, and you will have a clean licence

Gazz · World Chat Champion Joined: 19 May 2009 Karma :

The Shaggy D.A. · Super Spammer Joined: 12 Sep 2008 Karma :

When you change address, pay the extra and say you've lost your licence. The DVLA are great at losing entitlements off licenses, and denying all knowledge of you ever having them.
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Wafer_Thin_Ham · Super Spammer Joined: 18 Nov 2005 Karma :

Black Knight · World Chat Champion Joined: 22 Feb 2005 Karma :

kitty kat · World Chat Champion Joined: 20 Jun 2007 Karma :

apply for a new licence due to address change & keep hold of the original, that way you have proof of entitlements.
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WildGoose · White Van Man Joined: 21 Mar 2002 Karma :

Phoenix · Twisted Firestarter Joined: 01 Aug 2002 Karma :

I just applied for a lost/stolen replacement, means I now have a spare photocard and counterpart with my truck licences on, would like to see them refuse to accept that their own card is proof of having held categories if they 'lose' them one day. I wouldn't send it off, i'd go to the DVLA office to verify it in person.

As for the original post, insurance quotes are fairly self explanatory, they ask you what you've done and give you a timeframe.