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Thieving bastids - insurance...

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Sparks!
Sir Tart-a-lot



Joined: 30 Aug 2003
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PostPosted: 10:07 - 21 May 2004    Post subject: Thieving bastids - insurance... Reply with quote

Well my insurance has been renewed..

I'm now £1095 lighter off Crying or Very sad

They wouldn't budge from £1295 but soon as I rang up today and said I was renewing instantly they happily dropped to £1095 with no hassle. Hmmm.. Tried to get it under £1000 but they wouldn't do that unfortunately.

Thanks Danny for calling around, shame that you couldn't get it lower but I appricieate your efforts.

So CIA have successfully stolen £1095 of my cash and I don't get nowt for it.

bastids Twisted Evil



Laughing
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Last edited by Sparks! on 10:27 - 21 May 2004; edited 1 time in total
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Smoto Bob
World Chat Champion



Joined: 06 Dec 2003
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PostPosted: 10:09 - 21 May 2004    Post subject: post Reply with quote

DUDE!!!< so thought you bike had been nicked!! Shocked

lol at the price of your insurance heheheh, my bike AND insureance cost 250 less than that TOGETHER!! :-p
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Last edited by Smoto Bob on 10:10 - 21 May 2004; edited 1 time in total
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priller
Brolly Dolly



Joined: 26 Jan 2004
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PostPosted: 10:10 - 21 May 2004    Post subject: Reply with quote

Is that FC?
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sv_cath
Could Be A Chat Bot



Joined: 19 Apr 2004
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PostPosted: 10:10 - 21 May 2004    Post subject: Reply with quote

Jeeeez, that's steep!
I kinda hope you don't get anything back for it really - if you do it means you've had an accident or the bike's been nicked! What a weird set up - you pay all that money and actually don't want anything back for it! Confused
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Sparks!
Sir Tart-a-lot



Joined: 30 Aug 2003
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PostPosted: 10:14 - 21 May 2004    Post subject: Reply with quote

cath, I won't get nowt back!

I'm TPF&T

I'm 18 so can't claim for theft anyway as my insurance will be far too much next year.

So if someone nicks my bike tomorrow I've lost £5k for the bike and £1k for the insurance.

So hence why young people feel so robbed when we get insurance. Because we don't see nothing for it, other than if we cause an accident obviously we need it then...
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Last edited by Sparks! on 10:18 - 21 May 2004; edited 1 time in total
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priller
Brolly Dolly



Joined: 26 Jan 2004
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PostPosted: 10:15 - 21 May 2004    Post subject: Reply with quote

Thats expensive, glad I didn't get an R6 at 18.
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Mr C
World Chat Champion



Joined: 24 Feb 2003
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PostPosted: 10:21 - 21 May 2004    Post subject: Reply with quote

They don't want you to ride an R6 at 18 becasue it's dangerous is why it's so expensive

prove them wrong, go and get some advanced training

pass a Rospa or IAM test and get 20% off

that's gotta be worth it
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Danny
Ask Me About Stoppie School



Joined: 26 Jan 2003
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PostPosted: 10:24 - 21 May 2004    Post subject: Reply with quote

Sorry I couldn't get it down, but wait till your 19 then you can get reasonable quotes.
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Sparks!
Sir Tart-a-lot



Joined: 30 Aug 2003
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PostPosted: 10:25 - 21 May 2004    Post subject: Reply with quote

Hmmmm... they "assume" it's dangerous because 18 on an R6.

I've been riding a year now and never claimed. Would be different for a 30 year old who's just passed their test and got an R6 though, they'd get insured for around £300 I'd imagine.

Ahh well, moaning won't change it but I have always wanted to do some advanced training, might get that done this year Thumbs Up

Is IAM etc really expensive though so would really outweigh the costs of insurance and still be expensive, BUT personally I'd be doing the training to improve my riding, not specifically to get my insurance down.
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Sparks!
Sir Tart-a-lot



Joined: 30 Aug 2003
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PostPosted: 10:27 - 21 May 2004    Post subject: Reply with quote

Danny wrote:
Sorry I couldn't get it down, but wait till your 19 then you can get reasonable quotes.


Yup only 2 months away now Not that anyone who's met me would believe it.........................

But I couldn't miss 2 months without my bike so had no choice but to pay.
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JimboJ
Manc Pikey



Joined: 23 Aug 2002
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PostPosted: 10:29 - 21 May 2004    Post subject: Reply with quote

Danny wrote:
Sorry I couldn't get it down, but wait till your 19 then you can get reasonable quotes.

Good I'll remember that when you're doing mine Razz

The difference between you and the 30 year old (mostly) is that the 30 year old got passed the showing off which most people do at our age and sill things you would have better judgement to not do when you're 30. It's expensive because they know we'll pay it as well Razz!

James
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Sparks!
Sir Tart-a-lot



Joined: 30 Aug 2003
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PostPosted: 10:31 - 21 May 2004    Post subject: Reply with quote

JimboJ wrote:
It's expensive because they know we'll pay it as well Razz!

James


Too true!!

Let's all boycot insurance companies Laughing
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JimboJ
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Joined: 23 Aug 2002
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PostPosted: 10:35 - 21 May 2004    Post subject: Reply with quote

YamsR6 wrote:

Let's all boycot insurance companies Laughing


Somehow I don't think we'll get away with it Wink

James
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ZZ-Rse
Renault 5 Driver



Joined: 20 May 2004
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PostPosted: 10:38 - 21 May 2004    Post subject: Reply with quote

The IAM training used to be rather fun, unlike the test for your license (or at least how it used to be, not had anything to do with the new theory/practical set up) the guys actually teach how to ride on a road in everyday conditions. You'll certainly walk away from it with a better knowledge of road dynamics than you went in with, and quite possibly a better understanding of how to ride your bike effectively.
That's in no means meant to be a slight on whatever your current abilities are, but imho it's WELL worth doing, as an added bonus you'll get to save shed loads on your insurance over the next 5-7 years while you accumulate no-claims Very Happy
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Sparks!
Sir Tart-a-lot



Joined: 30 Aug 2003
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PostPosted: 10:42 - 21 May 2004    Post subject: Reply with quote

I definetly want to do some advanced training, I've improved a LOT since getting the R6 but I could do with a bit more training on a few things to smooth out some stuff.

I'm not too good around town at times, can't stand rush hour traffic etc, although I've improved I'm still not as good as I want to be.

So advanced training will be ideal Thumbs Up
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Ninja
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Joined: 22 Apr 2004
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PostPosted: 10:46 - 21 May 2004    Post subject: Reply with quote

sheeesh - following on from comments about BABs - I've been quoted for the intended GSXR11 @ £340 TPFT - not ridden for almost 10 years . . .
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Bendy
Mrs Sensible



Joined: 10 Jun 2002
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PostPosted: 11:13 - 21 May 2004    Post subject: Reply with quote

YamsR6 wrote:

I'm 18 so can't claim for theft anyway as my insurance will be far too much next year.

So if someone nicks my bike tomorrow I've lost £5k for the bike and £1k for the insurance.


So why did you bother taking out theft insurance if you're not going to claim for it if the worst happens?
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dainesefreak
World Chat Champion



Joined: 04 Apr 2003
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PostPosted: 11:17 - 21 May 2004    Post subject: Reply with quote

If it gets nicked I'd claim to get my £5k back then worry about the insurance afterwards or get a different bike that's cheaper to insure.
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priller
Brolly Dolly



Joined: 26 Jan 2004
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PostPosted: 11:20 - 21 May 2004    Post subject: Reply with quote

dainesefreak wrote:
If it gets nicked I'd claim to get my £5k back then worry about the insurance afterwards or get a different bike that's cheaper to insure.


There's no way I wouldn't claim on a 5k bike, even the when they charge you extra for the insurance it still aint going to be 5k.

BTW you have to tell the insurance co if you have a bike stolen even if you don't claim.
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Sparks!
Sir Tart-a-lot



Joined: 30 Aug 2003
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PostPosted: 11:49 - 21 May 2004    Post subject: Reply with quote

Thinking Not entirely sure why I got F&T instead of TPO
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priller
Brolly Dolly



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PostPosted: 11:51 - 21 May 2004    Post subject: Reply with quote

YamsR6 wrote:
Thinking Not entirely sure why I got F&T instead of TPO


Would of been much cheaper, £300 TPO on a blade but I'm 21. Very Happy
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1cyl
World Chat Champion



Joined: 04 Feb 2004
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PostPosted: 12:07 - 21 May 2004    Post subject: Reply with quote

I'm 18 and both my bike and its insurance are 400, i really cant see the point it wasting all that money just to go a bit faster Brick Wall , i'm waiting for a few years, restricted license runs out, insurance goes down, experience goes up, savings go up, and hello 2006 augusta, and you'll have spent all your wonga on insuring a bigger bike at a stupid age so you can be just that little bit faster than everyone else.

Good things come to those who wait Very Happy .
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Luke_Retrofly
Silly Lesbian



Joined: 05 Jul 2003
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PostPosted: 12:07 - 21 May 2004    Post subject: Reply with quote

Hi
Hehehe £500 TPO Razz.

Luke
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Bendy
Mrs Sensible



Joined: 10 Jun 2002
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PostPosted: 12:09 - 21 May 2004    Post subject: Reply with quote

Pah.

£250 TPFT Razz
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Sparks!
Sir Tart-a-lot



Joined: 30 Aug 2003
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PostPosted: 12:10 - 21 May 2004    Post subject: Reply with quote

398cc wrote:
I'm 18 and both my bike and its insurance are 400, i really cant see the point it wasting all that money just to go a bit faster Brick Wall , i'm waiting for a few years, restricted license runs out, insurance goes down, experience goes up, savings go up, and hello 2006 augusta, and you'll have spent all your wonga on insuring a bigger bike at a stupid age so you can be just that little bit faster than everyone else.

Good things come to those who wait Very Happy .


It's not all about going faster... I bought an R6 because I like them, and I've had an older 400, got bored of it so theres no way I'm going to buy an even older bike. I always go forwards, not backwards!!
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