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Cheapest cars to insure

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Ingah
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PostPosted: 01:37 - 11 Nov 2011    Post subject: Cheapest cars to insure Reply with quote

Before anyone pipes up, i'm aware there is no single "cheapest" to insure car, as the premiums offered depend on far too many factors.

Basically, situation is that i may require a car for work use soon. I will need it to be as cheap as possible as it'll be just to tick a box with my employer to land me the right job (i'm more likely to stick a big box on the back of the bike in reality, but i'm not going to tell them that Laughing )

Insurance is what's going to cost the earth for me (i've been running quotes on random crap cars), as despite my incoming 4th year NCB for bike insurance, i'll have diddly-squat car NCB and will have only just taken my car licence, so will be treated as a new driver and bummed accordingly (4 figures).

I was hoping for suggestions of cars that really are generally the cheapest to insure. I'm perfectly willing to have something unusual (i am aware of the theory that some of the less obvious choices may be cheaper because the average driver of them don't tend to be new enough at driving to crash).
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Dazbo666
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PostPosted: 02:57 - 11 Nov 2011    Post subject: Reply with quote

I'd guess one of the basic model hatchbacks, Ford Fiesta / Vauxhall Corsa etc would be the obvious choices
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iooi
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PostPosted: 06:25 - 11 Nov 2011    Post subject: Reply with quote

Looking for a car for daughter and fiat seicento is going in as one of the cheapest to insure.
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Benson_JV
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PostPosted: 07:38 - 11 Nov 2011    Post subject: Reply with quote

Try classic car insurance Thumbs Up
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Rogerborg
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PostPosted: 08:12 - 11 Nov 2011    Post subject: Reply with quote

Benson_JV wrote:
Try classic car insurance Thumbs Up


AFAIK "classic" policies tend to require you to have another vehicle and/or don't build up a NCD of their own.
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nop
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PostPosted: 08:34 - 11 Nov 2011    Post subject: Reply with quote

<1 litre 2002 corsa.
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Wafer_Thin_Ham
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PostPosted: 08:45 - 11 Nov 2011    Post subject: Reply with quote

Tata nano, G-Whizz.
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andyscooter
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PostPosted: 08:50 - 11 Nov 2011    Post subject: Reply with quote

kia pride Wink

not drivven by chavs and no one steals them so dirt cheap
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blurredman
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PostPosted: 09:16 - 11 Nov 2011    Post subject: Reply with quote

fiat panda
seat marbella
yugo 45
peugeot 205
ford fiesta
etc etc
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LustyLew
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PostPosted: 09:31 - 11 Nov 2011    Post subject: Reply with quote

Depending how old you want to go:

Rover Metro/100/City Rover - Dirt cheap to get hold of, so basic a child could fix them. (I did!)
Citroen C1/C2
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Marcg868
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PostPosted: 10:30 - 11 Nov 2011    Post subject: Reply with quote

Fiat Seicento 900 cc one not the 1.1 sporting.
Vauxhall Corsa 1 litre

These show as the cheapest for me as Im classed as a new driver with no ncd.

£1400 for me.

Then in the £1600

Corsa 1.2's
Punto 1.2's
Toyota Yaris
and a 1.6 Vauxhall Astra estate.
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_Will_
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PostPosted: 11:08 - 11 Nov 2011    Post subject: Reply with quote

Ironically if you're young then the typical 1L corsa's were always just as expensive/more expensive than a larger family car.

Downright cheap small cars though, seat arosa, suzuki alto, citroen c1 etc.
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-LG-
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PostPosted: 12:30 - 11 Nov 2011    Post subject: Reply with quote

Corsas are seen as boy racers cars sadly, so expensive.

Fiat Panda
Ford KA
The Inbetweeners one

Are the ones that I can think of the top of my head. As said above somewhere, bigger older cars can be cheap as well.
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jimbothe
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PostPosted: 13:02 - 11 Nov 2011    Post subject: Reply with quote

I would say something like a Daewoo Matiz.

800cc engine
Not on the 'hot hatch' list.
Not desirable.
Dirt cheap to buy.


Something else to think about....

If the average 'cheap' car insurance (as stated above) really is £1400 - £1600 per year then it may be just as economical to buy a brand new car. Peugeot were doing a deal a little while ago. Not sure if it still is. I think it was the 'just add fuel' one with the jigsaw piece over the petrol cap in the tv advert.
My step daughter has a 1100cc Pug and the servicing, tyres and tax etc is all paid up by Peugeot including insurance and she pays around £213 a month.

I appreciate that seems dear but no road tax, no tyres and no insurance to pay. I think her quotes for that vehicle were around £1300 for the year which is £130 a month over a twelve month policy (payable in ten obviously). They also gave her £1000 back on her knackered 306.
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spit1972
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PostPosted: 14:05 - 11 Nov 2011    Post subject: Reply with quote

Well our classic insurance for the spit is seperate,and a steal for £110,unlimited mileage and an agreed value of £3000.Im 37 and the missus is 32.

My son who is 18, has a 1.4 fiesta diesel on a 55 and cant get it less than 2k Sick i would be priced off the road if i was his age nowadays.

Cheers
Steve
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