Riding other bikes - insurance

[Jefr0]

Hi all

It's come to that end of year again where I've had to renew.

I made the mistake last year of not finding out if I could ride other bikes (brothers, dads, friends etc) on my policy

I'm 24, 8 years no claims and will be doing a multibike policy.

I've tried:

Bennetts: Must be over 25
H&R insurance: Won't insure me for multibike.
MCE?
Bikesure?
Motorcycles direct?
Carole Nash?

My last premium was a multibike policy, £220, 7 years no claims, 3 bikes with Bennetts so I can get insured and it is cheap.

So does anyone recommend I try the above insurers or if you've got experience with any that offer riding other bikes?

Cheers
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Rides: Honda XR 125 ('03) Honda CBR 600F ('91), Ducati 916 Biposto ('95)

[Cadbury]

I'm with Bikesure, and my policy specifically has the 'can ride other bikes' clause on it.
Not sure if there are any age restrictions though, as I'm 27, so it's not an issue for me.

[shereen]

Im with H and R, im 24 and have the 3rd party driving extension. Not sure if they do a multi bike policy though.
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"The Internet is the first thing that humanity has built that humanity doesn't understand, the largest experiment in anarchy that we have ever had"

[iooi]

Ebike are good for multibike policies...

Although be prepared to send copies of licence and also proof of NCB....
And that renewall letter is NOT GOOD ENOUGH as it is not dated at the end of the year...
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Just because my bike was A DIVVY, does not mean i am......

[white.rhino]

I am 24, zero NCB and just got a TPFT multi-bike policy (a 125 and a 600) with Carole Nash (Equity Red Star as underwriter).

Policy states that I am covered TPO on any other bike with rider's permission.

Hope that helps.

[Paulington]

I'm 19, a year of NCB (two come May) and have ride other bikes on my policy, if I can find the name of the insurer I'll post it. Just keep having a look around, some companies let you specify it on your policy for an extra fee.

On a side note, I've had ride other bikes on every policy since I've been 17. These have been with MCE/Falcon Insurance I believe.

Cheers!
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"Four wheels move the body, two wheels move the soul."
Current Vehicles: '89 Kawasaki KDX200, '99 Yamaha XV535, '00 Honda ST1100 Pan-European, '08 Suzuki GSX-R1000, '08 Mitsubishi Lancer GS4 2.0 TDCi, '15 BMW 1 Series 116d Sport Turbo.
CBT: 27/08/08. Theory: 04/09/09. Module 1: 16/09/09. Module 2: 01/10/09.

[J.M.]

I'm 18 (only by about a week when I took the policy), with 1 years NCB.

My insurer gives me pillion cover, EU riding for up to 90 days and cover to ride other bikes TPO.

The insurer was also very good and let me add all of my modifications (sat nav, tank pad, restrictor kit, alarm, alpha.dot) without affecting the price of the policy. Other insurers put my quote from ~£250 to over £1000 at the mention of a restrictor kit They refused to quote if I had a restrictor kit and an alarm

Currently with Equity Red Star (underwriter), which I bought through WickedQuotes (broker).
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2004 R1 & 2018 XSR900

[Rogerborg]

[JonnyFoxtrot]

I'm 22, insured with Bikesure just this last week and a half and it specifically mentions that I CAN ride other bikes third party.

I've yet to see any age restriction on it either sooooooo.......










Who wants to let me ride their bike?
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'89 Honda NS125F (SOLD) -> '92 Suzuki GS500E (SOLD) -> '03 Kawasaki ZX6R B1H (SOLD) -> '96 VFR 750 RC36 (SOLD) -> '02 Honda CBR1100XX Blackbird

[HD]

I'm with Equity Red Star as well, through Wicked Quotes.

Paid just under £400 with 1 years NCB at 17 for my Bandit 400 with all modifications declared.

It's third party fire & theft and I can ride other bikes TPO, I did have to tick it though.
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Rusty '02 Vito Camper + CBR600F3

[rac3r]

I thought you had to be 25 to have the 'ride other bikes' on your insurance?
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Bikes : 2006 CBR125R - 2004 Monster 620ie - 2004 ZX-6R B1H - 2005 Monster S2R 800 - 2011 Street Triple - 2009 Streetfighter 1098 - 2014 ZX-6R 636

[Jefr0]

Thanks for all the replies!

I used to be able to ride other bikes when I was younger but didn't think of it when renewing as it's always been the norm.

I think I'll try Bikesure.

Shereen, H&R won't accept my multibike policy for some reason.

Only ever heard bad with eBike so not tempted with them.

Carole Nash I'l have to try but they always come up expensive.

Seems Equity Red Star are the way forward.

I'll try MCE too.

Never heard of this 'Wicked Quotes' so I'll have to try them too.

Thanks all for the input!
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Rides: Honda XR 125 ('03) Honda CBR 600F ('91), Ducati 916 Biposto ('95)

[Jefr0]

[mcgoogle]

bikesure do im 19 tpft i even asked if there are any engine size restrictions because i was only insuring a 600 and they said no
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current bike - CBR600fv

[Cunnington]

[iooi]

[J.M.]

[rtho782]

Did you declare the dead fly on your screen? Could affect airflow or weight distribution!!

Insurance is going silly.

[Paulington]

[DrDonnyBrago]

I've had ride other bikes/drive other cars on every policy I've ever had, from well before 25.y.o to now at 25 - I haven't had a 25 yr old clause yet.

[JackDaniels]

[Jefr0]

Thanks for all the replies.

Well I've done a few online quotes which didn't do very well.

Phoned up:

Wicked quotes = £1424

Bikesure = £600 +

Considering I paid £220 last year it's quite a lot...

Going to try Carole Nash tonight, was going to try MCE but there has been some bad reviews on here?
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Rides: Honda XR 125 ('03) Honda CBR 600F ('91), Ducati 916 Biposto ('95)