Decisions, decisions.

[carlosthejack...]

Do I:

A. Wait until I sell the Hornet before I put the money I get for it to another bike?

Benefits are lack of CC interest and small upgrade in insurance when I buy another.


B. Buy another bike on the credit card and pay it off when I sell the Hornet?

Benefit is instant gratification, but I'd have to shell out for another insurance policy AND take a hit when I cancel the insurance on the Hornet.


C. Part ex the Hornet for a lot less than what I'd get on a private sale?

Instant gratification but self loathing 'cos I wasn't patient and will regret missing out on, and having to shell out, more money.


D. Don't change bike?

Then I'd be twitchy for the rest of the summer, but still have a nice bike to blat round on.

Give me guidance, oh wondrous BCF sages...
____________________
Responsibility. It's a difficult reality for some. I'm running the 2014 Sheffield Half Marathon on behalf of Bluebell Wood Childrens Hospice. Please sponsor me, even if it's just a quid.
DonnyBrago: "I think you may be confusing rain and napalm..." Paulington: "It's not what you ride, it's how you ride it."
Current rides: '05 VFR800 VTEC, '57 Mondeo 1.8 TDCi #58LEGEND

[EazyDuz]

I wouldnt part ex.
When i listed my 125 on Gumtree it was sold within the week for more than i paid for it...

Can you go into detail as to why you're selling the Hornet as i am looking at one for my next bike (not this year so not interested in yours yet)
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To shreds you say? Tss tss tss

[P.addy]

Went for 1st one, gives you some form of budget.

[Sako]

Sell your bike first. No point being hit financially when you already have a bike to play on until it sells.

[J.M.]

1st one also.

I've just bought a new bike without selling my other one yet. I now owe my Dad about £500. If my other bike doesn't sell then I'm fucked.

It was best for me though as my tax and insurance had just expired as I found a suitable next bike. Asked Dad if he could tie me over until my other bike sold and he fortunately said yes! But still, I hate debt.
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2004 R1 & 2018 XSR900

[Efes123]

Depends, if you can get an interest free credit card deal, then I'd go for that. Also, you will only be charged interest if you don't pay off the amount within 30 to 90 days (dependent upon card). So, you could buy new bike, sell old one, pay off CC. I'd go for CC every time as it gives me added protection, but I would make sure I paid it off if at all possible.
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Honda Goldwing GL 1000 Current love
Honda VT500 ED - SOLD
Projects Suzuki GS125 Done, then stolen - Kawasaki GPX750R SOLD - Honda VF750S SOLD

[DJS]

Option 1.

[G]

It depends if you see a really good deal, I'd say.
Just unfortunate that you're unlikely to be able to pay for a good deal with your card - as it's rare dealers have that great deals.
But if it was a case of getting a bike at 20% off what you'd otherwise pay or whatever, then you'll still be quids-in, even with fees.

[dannymassive]

Sell your bike first

Having the cash in your hand for your new bike is a good bargaining tool.
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Previous Ride's - '01 Aprilia SR125 (Sold) '08 HONDA CBF600n (Sold) '96 CB500 (Sold) '01 FZS 1000 (Sold) '06 CB1300SA (Sold) '07 CB600F Hornet (Sold) - '93 Suzuki Savage LS400 (Sold) '98 Honda VTR1000 Firestorm (Sold) '05 CB600F Hornet (Sold) '01 FZS1000 Fazer (Sold) 2016 Harley Davidson Street Bob SE (Sold) '02 Kawasaki ZX9R (Sold) '98 CB600F Hornet (Sold) '04 Suzuki Bandit 1200s (Sold) '13 Yamaha FZ1-N

[suburban myth]

If you can live without the bike for a few days then sell first. Bear in mind that you may not find a bike you want straight away.

[CaNsA]

Would this work?

Buy new bike on CC
Get new CC with 0% interest on balance transfers
Transfer balance from old CC to new CC.

?

[Polarbear]

[carlosthejack...]

[DMCpro]

Do you have a Car or other bike you could drive mean while You don't have one?
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Honda CB-1, TS125X
VW Golf Estate

[carlosthejack...]

[27cows]

First or last. It's never worth hocking your soul, especially in these uncertain times.
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The RXS100: vehicle of choice for Chuck Norris

[Howling TerrorOutOfOffice]

You did your CBT in 2010. If I were you I'd still be enjoying the Hornet until it felt like a toy.

But I'm not you. Which is good as it would be confusing.
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Diabolical homemade music Bandcamp and Soundcloud
Singer songwriter, Artist and allround good bloke Listen to Andrew Susan Johnston here
The Harry Turner Project

[carlosthejack...]

[carlosthejack...]

...I think I'm ready for a change.
____________________
Responsibility. It's a difficult reality for some. I'm running the 2014 Sheffield Half Marathon on behalf of Bluebell Wood Childrens Hospice. Please sponsor me, even if it's just a quid.
DonnyBrago: "I think you may be confusing rain and napalm..." Paulington: "It's not what you ride, it's how you ride it."
Current rides: '05 VFR800 VTEC, '57 Mondeo 1.8 TDCi #58LEGEND