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Need help obtaining a new bike :(

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donniemateno
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Joined: 01 May 2011
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PostPosted: 07:57 - 24 Jul 2013    Post subject: Need help obtaining a new bike :( Reply with quote

Hi guys and girls

I posted a while ago about an accident I had on here. Well I went through insurance and liabilty is being argued over. anyway I am being sent a cheque to replace my old CBR 600 as it was in a poor state not worth repairing.

I have done a few quick quotes on the net regarding other bikes and cbrs and gsx's are coming up at over 1400 for me as I lost my no claims.

I am wondering if anyone on here is selling a commuting bike?
I dont have a massive budget and I have been riding a Suzuki GSF from the insurance company which is pretty comfy!

If you could drop me a message on here on a PVT message it would be appreciated

I havent tried contacting my current insurance yet regarding how much a difference in insurance will be BUT I dont know if its worth asking as its half way through a policy and I wouldnt get any no claims from it? unless they just started me on a new policy
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Current bike: Honda CBR 600 F3
Previous bikes: Honda XR 125L5 , BMW 800 ST, Honda CB500
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P.
Red Rocket



Joined: 14 Feb 2008
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PostPosted: 08:04 - 24 Jul 2013    Post subject: Reply with quote

How big is the budget Question
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lihp
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Joined: 22 Sep 2010
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PostPosted: 08:42 - 24 Jul 2013    Post subject: Re: Need help obtaining a new bike :( Reply with quote

donniemateno wrote:
I havent tried contacting my current insurance yet regarding how much a difference in insurance will be BUT I dont know if its worth asking as its half way through a policy and I wouldnt get any no claims from it?


Once they give you the money for the bike and you cash it then you won't have an insurance policy with them, there will no longer be an inusrable asset so therefore the policy will be ended.

Additionally, hope you don't get dropped with massive bill for the hire bike when liability doesn't go your way.
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J.M.
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Joined: 27 Mar 2011
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PostPosted: 08:58 - 24 Jul 2013    Post subject: Reply with quote

Is it a fault accident?

If it's non-fault, I thought your no-claims stayed intact?

Secondly, if it is a non-fault accident, this doesn't mean that your insurance policy is necessarily over. My housemate had a non-fault on his GSX600F. He bought it back from the insurance company, fixed it, put it through an MOT (to please his insurance) and then continued to ride the bike.

If it's a fault accident... are you claiming on your insurance?

I had a fault accident but my insurance was not cancelled. I didn't claim for my bike being written off through. As far as they know my bike hasn't a scratch on it... so I repaired it and rode it as such.
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P.
Red Rocket



Joined: 14 Feb 2008
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PostPosted: 09:05 - 24 Jul 2013    Post subject: Reply with quote

Claim is ongoing, no fault decided.

Ongoing claims rocket your insurance Sad
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donniemateno
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Joined: 01 May 2011
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PostPosted: 09:17 - 24 Jul 2013    Post subject: Reply with quote

i just contacted them

they just said as its ongoing its ok and they would insure me on a new bike as if the accident hadnt occured, HOWEVER if liability goes 50/50 or 100% on me ( which it better fucking not!) id still be insured till the polciy runs out next march but id have no claims as I only had 2 anyway so couldnt protect Sad
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Current bike: Honda CBR 600 F3
Previous bikes: Honda XR 125L5 , BMW 800 ST, Honda CB500
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lihp
World Chat Champion



Joined: 22 Sep 2010
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PostPosted: 09:25 - 24 Jul 2013    Post subject: Reply with quote

only if you have a bike to insure that is.

If you don't replace the bike, or buy it back, you can't have insurance.
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donniemateno
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PostPosted: 10:36 - 25 Jul 2013    Post subject: Reply with quote

im going to the honda dealer today to look at some bikes ( mainly a cbr 500 r) and see what the insurance differance may be on that. hopefully not much as its fully alarmed etc so its safer however being a new bike is worth a lot more so we will see. finance deal on them atm is quite good, £5 bike after 5 years 5250 not bad me thinks, well thats what is it at my local branch
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Current bike: Honda CBR 600 F3
Previous bikes: Honda XR 125L5 , BMW 800 ST, Honda CB500
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P.
Red Rocket



Joined: 14 Feb 2008
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PostPosted: 12:00 - 25 Jul 2013    Post subject: Reply with quote

If you want a shit bike, grab the 500"R" Laughing It is essentially a CB500.
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donniemateno
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PostPosted: 12:01 - 25 Jul 2013    Post subject: Reply with quote

just came back from the dealer , and ran some quotes its over 1200 to insure Sad

fuck sake at this rate im going to have to give up on motorbikes for abit and use public transport :'(
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Current bike: Honda CBR 600 F3
Previous bikes: Honda XR 125L5 , BMW 800 ST, Honda CB500
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orac
World Chat Champion



Joined: 25 Sep 2011
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PostPosted: 12:09 - 25 Jul 2013    Post subject: Reply with quote

why is is this evena question

https://www.ebay.co.uk/sch/Cars-Motorcycles-Vehicles-/9800/i.html?_from=R40&_nkw=suzuki+gs500

the money you save on buying it you can use on issurance. it only cost me £300 to insure living in the centre of plymouth with 0 no claims (1998 model)
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Current rides - 2016 Triumph Street Triple Rx, 1994 Suzuki Bandit 400 VM, TGB 204 Classic 125cc
"with nothing left to lose, there is everything to gain. It's not the size of the dog in the fight, it's the size of the fight in the dog"
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donniemateno
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PostPosted: 07:36 - 26 Jul 2013    Post subject: Reply with quote

its hard finding one near me in bognor regis Sad shall be looking this weekend for something
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Previous bikes: Honda XR 125L5 , BMW 800 ST, Honda CB500
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STONEY!
Brolly Dolly



Joined: 14 Sep 2005
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PostPosted: 08:33 - 26 Jul 2013    Post subject: Reply with quote

I have an Fzr 600 streetfighter thing for sale, its not all that pretty but it is fully working and mechanically sound with 12 months mot and 6 months tax, yours for £550ovno see for sale section.

also selling this

https://www.ebay.co.uk/itm/171079655150?ssPageName=STRK:MESELX:IT&_trksid=p3984.m1555.l2649

I expect it will make £1000-1200

Im local ish to you so could possibly deliver.
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