First off OUCH!!!

[Kai.Wilson]

So had my first crash today, went into the side of what i think ( still waiting for the boys in blue to come with her details) Nissan micra.

My question is, bike is a 1988 CG only damage from what my mate can see who rode it to his is, a broken indicator, foot pegs bent, handle bars bent and he thinks thats it from what he can tell. And the screen on my phone was broke. Question is, do I claim against her? It was her fault she was going round the outside of the roundabout too far:

https://i1159.photobucket.com/albums/p635/kaiwilson2607/crash_zps6ab4be23.jpg

She is red. The exit it is 2 lanes, I thought the way she was going round that she was gonna go into the left hand land and me onto the right. Before I knew it, me in green was trying to sit on her lap.

So what do you guys think, max to repair the cg is around £150 ex labour and my phone, iPhone 4 at £500. And the fact I'm going to need maybe 4 days off, back is bruised and cannot walk without help at the moment.

Go privately with her settle for 1200? or go though insurance?

[Tungtvann]

I doubt she'd just give you over a grand like that, great if she would, but it looks like it's going to have to be a job for the insurance. She'll argue that she did nothing wrong and you were the one in the wrong, and try and get out of it that way. You'd be lucky to get anywhere near £1200 in my opinion.

[Kai.Wilson]

Im hoping she will just to save her NCB etc, there from what i saw no damage to her car. Once I have her details get mum to take me there and talk to her.

[nowhere.elysium]

£1200? No chance.

Ask for whatever will cover the costs of the bike repairs (since that's the pertinent thing), and buy a less fragile phone next time.
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'10 SV650SF, '83 GS650GT (it lives!), Questionable DIY dash project, 3D Printer project, Lasercutter project

[1cyl]

Sorry to hear about your wipeout op. hope you recover swift and dont let it knock your confidence. im still dead nervous on boutys since i was smacked. and its now a year later!

In regards to claim. It looks a bit hazy from where I'm sitting.

If you were on the roundabout already, and she pulled out into you, it might be a bit more black and white fault wise. But as it looks like you pulled out together, and if she was indicating right( I'm sure she was ) then her insurance might wiggle and put up a fight which may end in a 50/50.

See if she's definitely going to admit liability. Then go from there. I'd settle for 700 cash. But that's just me.
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Chase my Witch up, Catch my Snitch up.
The SMC | The Pit | Stable

[Kai.Wilson]

insurance claim will be close to that. bike isnt worth getting repaired at a garage, the time I have off work and a phone is getting close to the cost in all fairness

[Monkeypony]

From the looks of your diagram, she should have been in the correct lane, but you could easily have prevented the incident with a simple shoulder check before you took your exit.

I expect the insurance company will apportion blame to both of you.

Glad you're still in one piece!
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Current bike - 2018 H2-SX, 2004 SV1000s, 2016 Aprilia RSV4 RF, 2017 Sherco SERF 300, 2003 Suzuki DRZ400 (stolen - AY53 JUU)

[Tungtvann]

But is it worth paying over a grand to save your NCD? I'm guessing she drove off, which in itself is an offence, but if there's no damage and no witnesses, I think you'd have a hard time getting her to admit full liability. Someone who is clueless to how to navigate a roundabout and takes out a biker, is almost going to certainly plead ignorance or deny everything.

Good luck with it, but unless anyone can advise you with different, it's more than likely going to have to be through the evil insurers.

[Kai.Wilson]

nah she didnt drive off I was taken to a and e as I couldnt move, spinal board there worried I had damaged that, police have said it was her fault, also mum use to work for the council and that area has a lot of cctv

Id prob take the cost of 4 days off work phone and bike repair costs

[Mark 37]

I wouldn't hand a grand over to save my no claims.

Looking at your diagram I would say you were in the wrong lane for your intended exit. I was taught you only use the right lane for exits after 12 o'clock, your diagram looks like your exit would be around 10 o'clock.
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No matter how fast light travels, darkness was always their first.

[Radis]

My one crash in the car was like that and it got taken to court, found 50:50 as there were no independent witnessess. I still can't afford car insurance by myself and it has increased my motorbike premiums as well. Be careful going through insurance, settle it outside if you can!

[anthony_r6]

An overview of the road would've been better for the diagram. From the picture it looks like she was in the left lane, and you in the right, and you turned into her? Does the lane she was in ONLY go to the exit, or does it also go all the way round to the next exit (at the 12 O'Clock position) ?

Either way, I hope you feel better and get it sorted quickly.
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Ted : "Maybe he's agoraphobic."
Dougal : "Jack scared of fighting? I don't think so, Ted."

[Marmalade]

You look to have been in the correct lane for a 2 lane exit, woman looks to have been doing the roundabout the french way, keep going round the outside until your exit but i feel that you will be in the wrong when a decision is made and it'll be your insurance paying out to her, outside lane has priority.
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Nobby the Bastard: How yo tell the difference between the actual japanese and her just screaming because she's had live fish stuck up her arse? [url=https://www.nicks-shop.co.uk/bcf-goodies-15-c.aspGet BCF stickers and things here[/url] Reflective helmet stickers - Legal requirement in france - Clicky

[P.]

Initially it does look like the wrong lane...

[anthony_r6]

[Kai.Wilson]

she was on the outside joining from where I joined

[P.]

[Kai.Wilson]

Balkerne Hill, Colchester and i was heading for west way

[P.]

[Rogerborg]

First: a Micra, what did you expect? No "". Micras, White Vans, blondes in 4x4s, minicabs, anyone with heritage south or east of Berlin. Just stay away.

No chance are you getting cash in hand. With a back injury, she'd have to be a retard to not let her insurer indemnify her.

You'll want to get in touch with a specialist motoring solicitor straight away. White Dalton, SorryMate, pick your own. Tell them CCTV, police attended, back injury, they'll jizz themselves.

Do an overhead view of that roundabout, I'm not entirely clear on how badly either of you derped it up.

[Kai.Wilson]

I use the left because thats the one i join to go to work which is where i was heading

[Marmalade]

https://goo.gl/maps/PXJTN
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Nobby the Bastard: How yo tell the difference between the actual japanese and her just screaming because she's had live fish stuck up her arse? [url=https://www.nicks-shop.co.uk/bcf-goodies-15-c.aspGet BCF stickers and things here[/url] Reflective helmet stickers - Legal requirement in france - Clicky

[nowhere.elysium]

To be honest, I'd say that it's 50/50 at best. Of course, I've never managed to get knocked off, so I can't speak for the insurers.

Approaching that roundabout, I'd have preferred to be in the lane that the driver was occupying, so as to get off the roundabout at the next exit, instead of going from the inside across the traffic in such a short space.

https://assets.digital.cabinet-office.gov.uk/static/hc/hc_rule_185_follow_the_correct_procedure_at_roundabouts.jpg Image lifted from here.
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'10 SV650SF, '83 GS650GT (it lives!), Questionable DIY dash project, 3D Printer project, Lasercutter project

[Rogerborg]

[noobRider]

I think you might be found at fault. She really should have been in the inside lane if she was going past that exit but it's not unreasonable to go that far around the roundabout in the outside: the next exit is just past 12 oclock and she might not have known the road. It looks like you crossed into the lane she was already in because you reasonably expected her to take the same exit you wanted, but how often do people go where you didn't expect them to? I think both of you were in the wrong lanes. If you push it you might both lose your NCD.

Glad you and your bike seem to have escaped not too badly. Hope you're back out and about soon.
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Licence: Nov 2012, Bikes: Suzuki GN125, Moto Guzzi Strada 750, Triumph Sprint ST 955i x 2
AnPhonEh: I need plans, I need contingency plans also, I need back up contingency plans