Insurance Black Boxes

[duhawkz]

Does any body know in detail how insurance black boxes work?

I am looking for technical information about how they work, how often they update, what sort of data points they collect and their accuracy particularly recording changes of speed.

So far Google is only turning up very high level overviews of how they work.

Ideally I need technical documents, instructions (do they come with instructions?) or papers that detail how they work, if anybody fits them or works for an insurance co, if they could point me in the right direct I would be eternally grateful.
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[-Matt-]

Sent you a PM that may be of interest

[Bubblin77]

I design the software for a major firm with over 20,000 trackers fitted.

Basically they'll know everything you do.

Can't hide from it, if it doesn't poll back at some point, they'll tell you.

Don't drive less like a complete tit, and you'll not be bothered by it though.
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Kawasaki Z800 (SOLD)

[UnknownStuntm...]

[Bubblin77]

Damn, that's why I can never track any of the vehicles?

You know what I mean!
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Kawasaki Z800 (SOLD)

[covent.gardens]

[Conzar]

I'm guessing the company's are the ones who set the benchmark for over excessive cornering or acceleration, so they can say you're doing wrong when really you may not be,

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[dydey90]

While it may be possible to do all sorts of jiggery pokery, I doubt your insurance company will pay for that.

The box they'll actually install simply sends a GPS blip once every two minutes and from that it works out location and average speed. If you're out past bed time or going a thousand miles per hour, premium increases.

Of course, having data like throttle position, G force, engine speed, traction control feedback etc would be helpful, but the more complex the system, the more your insurer has to pay for the privilege.

Sauce: Bloke installing one in my mates car (sent by insurer) told me and showed me how it only connected to the battery.
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This post is probably not serious and shouldn't be taken literally.
Past: CBR125,ER6f NINJA 650, ZZR600 Current: VFR750

[Bubblin77]

The info I get is

Location, speed, lateral acceleration and time, we can track doors being opened or closed, we can link into the obd port of the car or bike to get more accurate information if required.

It delivers information as/when so if a driver is doing lots of changes of speed for example, the sample rate goes up.

Driving on a motorway, we see only a single entry, For maybe an hour or so.

The data is sent on an as\needs basis, so if no mobile signal is present it stores the info until needed then uploads it, we can connect live to a unit to upload/download if we need to.

Any out if the ordinary actions happen, like an accident, as long as the unit is still working it can sample real-time to get a live feed.
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Kawasaki Z800 (SOLD)

[Pete.]

I'm told that our trackers have 'alarm zones' that trigger an event if you go into a certain area. Might be something the insurers would be interested in, say if they found you at the local drifting hangout the same night every week etc
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a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good

[Benson_JV]

[Rogerborg]

[Bubblin77]

[The Disapproving Brit]

[trevoriv]

[Teflon-Mike]

There is one rather large and glaring technological 'dependency' of all this...

It relies on UHF Radio Signals.

That's how the GPS system gets its 'fix' on your location, and its also how the box 'talks' to its controller's.

What would happen if... I had one of these boxes fitted, then parked my bike in an underground garage.... where there was no GPS signal or Cell-Phone coverage? Would just 'drop off the radar' to the controllers, surely?

Bit like high end car thieves, using steel freight containers as portable Faraday cage to kill tracker signals....
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[Bubblin77]

[lihp]

Wrong mike

gps doesn't use UHF that's why trackers with uhf can be located in steel cages but gps cannot.

uhf will not give a location though just a rough direction. They are also likely to know its in a car park since the last location will be heading to it.

[jimspeed]

my mate's car had one fitted, it had some kind of accelerometer box fitted with arrows saying front and top and it had to be fitted exactly level to calibrate it for the 1st 60 miles or so.
shame the fitters only fixed it with one screw so it soon fell down thru 30% or so and didn't calibrate for 3 months lol, every time he checked his insurance portal it showed a trip when he went uphill and the box levelled out .
scary bit is when you change insurance they will leave that box in and supposedly switch it off their end so I wonder how many people are being watched without even knowing that the used car they bought has it fitted etc.
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[Kai.Wilson]

Never really looked into one but surely once fitted removed it and place onto an external power source and don't crash?

[Bubblin77]

[dydey90]

[Wave2k]

I dont like the popularity these things are getting, in 5 years i can see this being the only way of getting insured at a decent price.
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[-Matt-]

[Wafer_Thin_Ham]