Proof of modifications?

[mikesaa309]

Turns out my insurance company wants a few documents including both parts of my driving license (which I'm still waiting for but hasn't been 3 weeks yet since passing my test), signed contract documents etc and the last thing it proof of modifications.

What are they asking for specifically? How does one prove modifications? I also presume this means proof of restriction seeing as I'm on a A2 licence, again how do they want me to prove that? Take pictures of the restrictors? In which case what's to stop anyone from
getting pictures of the internet or something?

This restriction thing is a load of bullshit and IMO another thing insurance companies can do you for if you were to make a claim. Lets say you put the restrictors in the bike, but then polish the ports, change exhaust system and put performance air filters in. You've restricted it to 46 bhp IF the bike was standard but then added say 10 bhp for example by doing the other tweaks to it. But they don't say that they expect you to go get the bike dyno tested and get a certificate to prove that it's at 46 bhp.

So am I now gonna have to fuck about getting the bike dyno tested or will a pretty picture do? Also are they wanted pictures of other things like exhaust system, indicators, tyres not being the stock manufacture? Unless they want receipts, providing a certificate for other mods such as mirrors or handle bars, isn't really much of an option.

[P.addy]

Find the legal certificate attached.

Did you declare any mods? No? Forget it then.

[mikesaa309]

[Rogerborg]

[Ste]

Ask them.

What modifications have you told them that you've got?

[mikesaa309]

They know I'm on a A2 licence and that the bike is restricted.

But not entirely sure how I'd prove restrictions, even if I had a certificate to say the bike has restrictors in it, doesn't mean the bike is producing 46 bhp. Could have polished the ports up and changed exhaust system etc to gain a few more BHP even with restrictors in it. So are they wanting me to get it dyno tested?

But then they still haven't be specific of what they mean by modifications. Would have thought they would have said "proof of restriction" rather than modifications, because surely modifications means anything that isn't factory standard including things like make of tyre not being the same as when it first left the factory?

I also haven't told them of any modifications but then why would someone lie about a modification and risk bumping their premium up? Also the only way I can see to prove modifications is to provide pictures but what's to stop someone from getting images of the internet of a mod? No way to prove it's your bike in the picture.

[Ste]

Ask them what they're wanting to see.

[Clutchy]

When doing your quote I assume you clicked on modifications and the on to the engine tab and added the restrictor?

If so that's what they're asking for. Just get a receipt when you bought the restrictors or fabricate a nice looking letter from a garage with a letter head saying they fitted them.


Alternatively kick up a storm and moan at them, ask what they consider is proof
____________________
Malaguti F12 Phantom-Dead, Suzuki AY50- Dead, NRG power DD LQ, CBR125.
*33 BHP restriction up on 10/12/14* Current bikes/car: SV 650 S/ MKIV GOLF
Guide to pass your test with no lessons!

[P.addy]

Don't ask, tell.

Say it is restricted. Here is my cert. Send paint pic.

As for what Ste said, exactly. Call and ask. Then tell

[_mjs_]

https://i.imgur.com/FKEhnQJ.jpg
____________________
Previous Bikes: 2006 Honda XR125L > 2003 Yamaha DT125R > 1996 Honda CB500
Current bikes: 1997 Kawasaki ZZR 600 E5 > 2006 Honda Varadero XL125V

[Rogerborg]

[mikesaa309]

[Rogerborg]

I'm inferring that you've already told them that the bike is restricted? That was a mistake, but it's been made.

You really are going to have to ask them what form of evidence they expect to see.

One question though: on what basis do you believe that the bike is restricted?
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[arry]

[smegballs]

[Wonko The Sane]

My insurance company wanted to see certificate of restriction with bike make, model and reg number on it

sent it off, reply was that it needed proof it had been fitted - I questioned the legality of that as I'd fitted it myself and was within the law to have done so.

"a signature on headed paper from a garage to confirm it's fitted should do"

Bike had gone into garage for something anyway so wasn't too hard to just jump through the hoop.


Insurance came up for renewal and new insurance company didn't care.
____________________
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They're also on Facebook https://www.facebook.com/pages/Focus-Rider-Training/196832923734251

[Rogerborg]

^^^
Which just "proved" that it had been fitted, not that it was still there. They really are chumps.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[mikesaa309]