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Insurance on 47bhp A2 License

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Djxinator
L Plate Warrior



Joined: 16 Apr 2014
Karma :
PostPosted: 20:03 - 02 Jun 2014    Post subject: Insurance on 47bhp A2 License Reply with quote
Hi folks,

I passed my Mod 2 today (YAY)

I'm on an A2 license and I'm trying to get insured for a brand new Z800e - when I checked the quotes before, I was well within affordable limits.
Tonight I realised that when declaring a restriction on the bike, the insurance doubles or more.
I've rang Bennetts for example and they come up with £2026 for Fully Comp with a restrictor but only £903 without.
What do I do here? Are there any companies I can get insured with who have decent prices for restricted bikes?
I had assumed due to the date I obtained my license (today), and my current age (23) that it would be assumed that I had to have a restrictor on my bike for it to be legal?

HELP! I'm supposed to be picking the bike up tomorrow
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grimgunner
L Plate Warrior



Joined: 04 Feb 2014
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PostPosted: 23:49 - 02 Jun 2014    Post subject: Reply with quote
This is off topic but why didn't you wait a year to do DAS?? Confused Im on A2 myself but Im 21..
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DottyDuck
Nearly there...



Joined: 12 Nov 2012
Karma :
PostPosted: 00:10 - 03 Jun 2014    Post subject: Reply with quote
When i was getting insurance quotes (I Have an A2 licence too) I stated I have a full licence, because i do and (i cant remember the exact details) but it didnt make any difference that i was on a restricted bike. Not even a penny! Penny Coin

Have you tried all the compare websites? try MCN they are seem cheap!

Quote:

This is off topic but why didn't you wait a year to do DAS?? Confused Im on A2 myself but Im 21..


Why wait a year when you can do it now... the restriction isnt exactly that bad lol
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CBT- 2012 Theory- 18/12/13 Mod 1- 07/01/14 Mod 2- 15/01/14 Very Happy
Old Bike: Zontes Panther 125cc - wrote off Sad Current Bike: Kawasaki ZR7 Very Happy Wub
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Rogerborg
nimbA



Joined: 26 Oct 2010
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PostPosted: 07:40 - 03 Jun 2014    Post subject: Re: Insurance on 47bhp A2 License Reply with quote
Djxinator wrote:
Tonight I realised that when declaring a restriction on the bike, the insurance doubles or more.

Because they're idiots, and class any modification the same as fitting nitrous. And then they moan about people not declaring mods.

Typically they'll ask whether you have a "provisional" or a "full" license. A2 is full by that definition. So, full license, no mods, job done.

If you're really dead keen on declaring everything, try eBike - they added realistic pennies or pounds for the mods that I declared, and you don't have to do the Dance of Duncery with some phone spacker.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
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dydey90
World Chat Champion



Joined: 01 Oct 2013
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PostPosted: 07:51 - 03 Jun 2014    Post subject: Reply with quote
Don't declare the restriction. I didn't declare mine, yet they still asked for a copy of my restriction certificate due to my age.
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This post is probably not serious and shouldn't be taken literally.
Past: CBR125,ER6f NINJA 650, ZZR600 Current: VFR750
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Richy CB1000
Trackday Trickster



Joined: 06 May 2012
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PostPosted: 07:53 - 03 Jun 2014    Post subject: Reply with quote
Tis not the Z800e a "standard production" motorbike from Kawasaki? You haven't modified anything from the manufacturer it's a model in it's own right and produced and sold by them.
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dydey90
World Chat Champion



Joined: 01 Oct 2013
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PostPosted: 08:45 - 03 Jun 2014    Post subject: Reply with quote
The Z800e produces bob on 70kW as standard.

Although it seems to use a detuned version of the Z800 engine, which produces 85kW.

...I wonder if you could change that back if you wanted to?

I'd say if this was a bit lighter (50kg...) then it'd be the ultimate A2 bike.
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Past: CBR125,ER6f NINJA 650, ZZR600 Current: VFR750
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Old Thread Alert!

The last post was made 11 years, 268 days ago. Instead of replying here, would creating a new thread be more useful?
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