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Insurance for CG125. Who is best / cheapest?

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acdh89
L Plate Warrior



Joined: 27 May 2014
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PostPosted: 16:50 - 28 May 2014    Post subject: Insurance for CG125. Who is best / cheapest? Reply with quote

New to biking, haven't bought a bike yet but am viewing a Cg125 tomorrow.

Wondering which company offers the cheapest insurance.

I've used four compare websites and keep getting returned a lowest premium of £297.25 from Motorcycle Direct.

Any ideas / hints and tips to get this down a little?

Cheers?

Ash.
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P.
Red Rocket



Joined: 14 Feb 2008
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PostPosted: 16:51 - 28 May 2014    Post subject: Reply with quote

thebikeinsurer.co.uk

That is fairly cheap...
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acdh89
L Plate Warrior



Joined: 27 May 2014
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PostPosted: 16:59 - 28 May 2014    Post subject: Reply with quote

Still, I get the same company giving me the same quote.
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P.
Red Rocket



Joined: 14 Feb 2008
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PostPosted: 17:01 - 28 May 2014    Post subject: Reply with quote

acdh89 wrote:
Still, I get the same company giving me the same quote.


Then perhaps, its the cheapest... Whistle Thinking
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blurredman
World Chat Champion



Joined: 18 Sep 2010
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PostPosted: 17:07 - 28 May 2014    Post subject: Reply with quote

£300 give or take is what as new rider on a CG. I thought it was pretty cheap considering the circumstances.

Try TPO a go also, in the scheme of things, shelling out to the insurance in the next few years if your bike gets stolen is not worth the hassle of just purchasing another little CG. Few hundred quid?
____________________
CBT: 12/06/10, Theory: 22/09/10, Module 1: 09/11/10, Module 2: 19/01/11
Past: 1991 Honda CG125BR-J, 1992 (1980) Honda XL125S, 1996 Kawasaki GPZ500S, 1979 MZ TS150.
Current: 1973 MZ ES250/2 - 18k, 1979 Suzuki TS185ER - 10k, 1981 Honda CX500B - 91k, 1987 MZ ETZ250 (295cc) - 40k, 1989 MZ ETZ251 - 51k.
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Commuter_Tim
World Chat Champion



Joined: 08 May 2013
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PostPosted: 17:53 - 28 May 2014    Post subject: Reply with quote

my first year on a CG was £292 iirc
second £262 etc (for TPO)
As above, didn't think it was worth shelling out insurance on a POS bike.
____________________
The above post is most likely nonsensical.

I ride a Bandit 600... badly.
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Rogerborg
nimbA



Joined: 26 Oct 2010
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PostPosted: 18:05 - 28 May 2014    Post subject: Re: Insurance for CG125. Who is best / cheapest? Reply with quote

acdh89 wrote:
Any ideas / hints and tips to get this down a little?

Don't make any assumptions about what "should" be cheapest. Some of it is counter-intuitive. Try every combination of these options.

With it garaged (if you have access to one), on driveway, and on-street.

With and without security

Third Party Only, Third Party Fire & Theft, and Fully Comp.

Fiddle with your mileage to the bounds of what it would be reasonable of you to expect. Both bounds, lower and upper.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
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