Bent over by the insurers due to Scorpion Silencer

[turningCircle]

Insurers want to charge me another £600 annually as I fitted a Scorpion Exhaust Silencer to my Vara. What the crap is that all about? Can that be right? I'll be ripping the bloody thing off again if this is the case!

[Fisty]

[Raksha]

[Minty]

Leave it on, don't crash, get new insurer at renewal.
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My fingers smell of your mum.

[Moo.]

My dad was looking into buying a Bandit 1200.. it had a scorpion on, so he was looking into insurance prices for it.

Normal bandit 1200 they wanted something like £50 (Hes an old codger with full no claims)

With a scorpion on they wanted more like £250
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A2 Passed 18/6/10

[wristjob]

you have a shit insurance company,change them asap.
on another note
any mods need to be declared to the insurance even if its just new tassles on your harley.
if you go into wales and hit one of thier biker road blocks they will call your insurance to check if you have declared the mobile phone holder.
twats!

[MC]

Who's your insurer?

Dunno why I'm asking as it's always MCE doing stuff like this isn't it
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Yamaha MT-03 '08 (crashed)
Honda XR-125L '04

[hellkat]

[turningCircle]

[MC]

[P.]

Wouldn't bother listing it, then again my bike is standard apparently

[Dave70]

[CaNsA]

[Snop Doog]

[krarkol]

They were also cheapest for me when on 125's
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Bandit 600 - deaded

[mentalboy]

I wonder why they didn't quote me any more than a standard spec model when I chopped the dent out of mine (they didn't even blink when I told them it also had a nice homemade subframe and a load of other 'tweaks')

https://i1174.photobucket.com/albums/r601/mentalboy1/PB230047.jpg
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Make mine a Corona.

[turningCircle]

[mentalboy]

[turningCircle]

[RedPanda]

[mudcow007]

Insurance on my 600 Bandit was £150 (as a new rider) with no mods, but then realised i hadn't told them about my Scorpion an they said it wouldn't effect the policy cost but would cost £40 to change the details on the policy


that was with Bennets

[MC]

[map]

I'm guessing that Scorpion exhaust is classed as a 'performance' enhancement/modification.
So that would probably account for the insurers opinion they're worth a premium increase as it'll obviously make you more faster so more likely to crash.

I know whenever I've been asked about mods on the 'phone I've always stated no performance modifications. Knowing the calls should be recorded and archived. After all an exhaust is just an exhaust at the end of the day.
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...and the whirlwind is in the thorn trees, it's hard for thee to kick against the pricks...
Gibbs, what did Duckie look like when he was younger?

[steveh]

Ive never told my insurance about any non standard parts on my bikes, I've heard it makes no difference to the premium, but stating its got a full Acrapovic system, being told the price and then suddenly its standard again seems more dodgy for the recorded phone calls than just playing stupid.

"it was like that when I got it hofficer"
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Current : 06 Zx10r, 07 Wr450f SM, 74 850 norton commando, 63 bsa b40, 1962 Triton 650, 67 Triumph Tr6r, 1955 Triton 750, 1978 TY250E.

[bamt]