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finniee
Spanner Monkey



Joined: 03 Jul 2013
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PostPosted: 16:45 - 24 Aug 2015    Post subject: New debit card Reply with quote
I got a new debit card today and I am unsure if I need to update my details with work or insurance etc..

The only thing that has changed is the long number and the digits on the rear.
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NJD
World Chat Champion



Joined: 11 Mar 2015
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PostPosted: 17:05 - 24 Aug 2015    Post subject: Reply with quote
Insurance will be a yes if you pay monthly.
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Rogerborg
nimbA



Joined: 26 Oct 2010
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PostPosted: 17:29 - 24 Aug 2015    Post subject: Reply with quote
NJD wrote:
Insurance will be a yes if you pay monthly.

Er, unless he's paying by Direct Debit.
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GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
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finniee
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Joined: 03 Jul 2013
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PostPosted: 17:32 - 24 Aug 2015    Post subject: Reply with quote
Rogerborg wrote:
NJD wrote:
Insurance will be a yes if you pay monthly.

Er, unless he's paying by Direct Debit.


Sorted it, Insurance I wasn't sure, set it up as direct debt so it is fine.
Its the first time I'v had a card renewal so not 100%.
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NJD
World Chat Champion



Joined: 11 Mar 2015
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PostPosted: 18:04 - 24 Aug 2015    Post subject: Reply with quote
Rogerborg wrote:
Er, unless he's paying by Direct Debit.


Oh. Wasn't aware of how different companies accepted or took money as with mcέ they just took the money out upon verbal agreement at the time of taking insurance out and did need my card details when I got a new one, was monthly also.

On a related topic I do hope I never have to buy a monthly policy again. Seems nothing but punishment and higher charges for not wanting to donate a high fee for a legal requirement all in one go. Bxstards.
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Albigularis
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Joined: 27 Jun 2014
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PostPosted: 21:40 - 24 Aug 2015    Post subject: Reply with quote
MCE use monthly card payment or what's known as a CPA (Continuous Payment Authority).

Basically they charge your card at a pre determined time each month. They use CPA because unlike Direct Debits, you generally can't log into your online banking and cancel them, and many banks are reluctant to do so. Even though they have to, legally.
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Biking history so far-
Aprilia RS125 - Kawasaki ZXR400 - Triumph Street Triple R - Suzuki GSXR1000 L3 - BMW R1200GS - Kawasaki Z1000 - Kawasaki ZX10R C1H - Ducati Multistrada 1200 S Touring - Suzuki Hayabusa
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Rogerborg
nimbA



Joined: 26 Oct 2010
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PostPosted: 23:18 - 24 Aug 2015    Post subject: Reply with quote
MCE, they would. DD offers far more control than card payments, do please be aware.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
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NJD
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Joined: 11 Mar 2015
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PostPosted: 23:29 - 24 Aug 2015    Post subject: Reply with quote
Rogerborg wrote:
MCE, they would. DD offers far more control than card payments, do please be aware.


I've finished payments thankfully so only have the lovely renewal to look forward to. Rolling Eyes Laughing

Quick question as not to throw the post of topic (although it's already been answered) anything to be aware of when buying a policy in full?
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Northern Monkey
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Joined: 17 Nov 2013
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PostPosted: 12:00 - 26 Aug 2015    Post subject: Reply with quote
NJD wrote:

Quick question as not to throw the post of topic (although it's already been answered) anything to be aware of when buying a policy in full?


Just that you'll save loads of money. Insurance companies charge ~30% APR.
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Old Thread Alert!

The last post was made 11 years, 6 days ago. Instead of replying here, would creating a new thread be more useful?
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