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blinking redundancy......again ffs

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scorps
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PostPosted: 15:52 - 02 Nov 2016    Post subject: blinking redundancy......again ffs Reply with quote

three in a row seriously!!!!!!!!!!! kind of feel sad for the company owners as its looking really bad for them and all the years they put in but im just fed up as id hoped that this was going to be my last job before I retire.....

Actually Im 54 this may well be my last job, so it could well be signing on till I drop dead, having never signed on before does anyone know what this entails? is it true you get hung out to dry if youve spent all your adult life working? ive just got the car on finance which is a tad worrying.

im not liking this situation one little bit.
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MarJay
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PostPosted: 16:09 - 02 Nov 2016    Post subject: Reply with quote

Did your boss choke chain your dog again?
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M.C
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PostPosted: 16:22 - 02 Nov 2016    Post subject: Reply with quote

You can join Hellkat's prostitution ring. I assume that's what she's up to, driving people about in the middle of the night Thinking

I don't believe you'll have a problem signing on, normally it's only if you've resigned or been sacked for gross misconduct etc. you'll have issues. It's depressing, luckily being older they might leave you alone. Also it depends how much savings you've got, with regards to how much you can claim (nothing if you've got too much).
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MarJay
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PostPosted: 16:28 - 02 Nov 2016    Post subject: Reply with quote

M.C wrote:

I don't believe you'll have a problem signing on, normally it's only if you've resigned or been sacked for gross misconduct etc. you'll have issues. It's depressing, luckily being older they might leave you alone. Also it depends how much savings you've got, with regards to how much you can claim (nothing if you've got too much).


They won't let you sign on if you have redundancy money I think, I think they assume you can live on it for a few months or something.
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Loui5D
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PostPosted: 16:40 - 02 Nov 2016    Post subject: Reply with quote

MarJay wrote:
M.C wrote:

I don't believe you'll have a problem signing on, normally it's only if you've resigned or been sacked for gross misconduct etc. you'll have issues. It's depressing, luckily being older they might leave you alone. Also it depends how much savings you've got, with regards to how much you can claim (nothing if you've got too much).


They won't let you sign on if you have redundancy money I think, I think they assume you can live on it for a few months or something.


When you sign on you need to declare any savings you have, in this case tell them you have literally nothing.
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Howling TerrorOutOfOffice
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PostPosted: 17:32 - 02 Nov 2016    Post subject: Reply with quote

Oh bugger.

Sending sympathy in the form of binary. Karma
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Wonko The Sane
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PostPosted: 17:34 - 02 Nov 2016    Post subject: Reply with quote

M.C wrote:


I don't believe you'll have a problem signing on, normally it's only if you've resigned or been sacked for gross misconduct etc. you'll have issues. It's depressing, luckily being older they might leave you alone. Also it depends how much savings you've got, with regards to how much you can claim (nothing if you've got too much).


a friend's experience was they wanted him to apply for apprenticeships...
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hellkat
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PostPosted: 18:08 - 02 Nov 2016    Post subject: Reply with quote

I found this on a local council website.
Makes it seem fairly clear.

Redundancy payments and other savings and capital
Contribution-based JSA is not usually affected by redundancy payments but if you are claiming income-based JSA or other means-tested benefits these can be affected depending on how much redundancy payment and other savings you have.

If you have £16,000 or more in savings or other capital (including redundancy payments) then you can’t get income based benefits.

If you have between £6,000 and £16,000 then £1 each week is taken into account as your income for every £250 above £6,000.

All savings and other capital such as shares, ISAs and PEPs are counted as capital.

If it is decided that you have disposed of capital in order to receive or increase benefit you can be treated as still having that amount. Ordinary expenditure is unlikely to cause a problem, but it is worthwhile seeking advice if you think you may be affected by this rule.

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Rogerborg
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PostPosted: 18:10 - 02 Nov 2016    Post subject: Reply with quote

Sorry to hear this.

Savings? You put them all on black, and it came up red.
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hellkat
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PostPosted: 18:12 - 02 Nov 2016    Post subject: Reply with quote

M.C wrote:
You can join Hellkat's prostitution ring. I assume that's what she's up to, driving people about in the middle of the night Thinking


Laughing Laughing Oi, I'll have you know its a perfectly normal minicabbing job.

So far as I am aware, I have picked up only 2 punters, and 2 WGs, all on separate occasions, out of the (about) 300+ people I have picked up so far.

(They didn't actually SAY that's what they were, but when you know the industry, you can take a pretty good guess.) Laughing Laughing
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andyscooter
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PostPosted: 18:38 - 02 Nov 2016    Post subject: Reply with quote

Signing on is OK but you can only do it for so long

As I couldn't work to start with and then chose not to for à Bit I am now fucked

So cant claim anything now as I didn't pay any national insurance last year
And the twenty years before don't count
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hellkat
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PostPosted: 19:01 - 02 Nov 2016    Post subject: Reply with quote

I know it seems like quite a knock, Scorpsie, but please don't take it like "Oh I'm too old to get another job now".

Three redundancies on the trot is a bit of a bugger, I've had one, and a "We're not taking your 6 month probation period onto permanent contract" in the last 2 years, and even those were a knock for me, at 55.

But you're not on the scrap heap yet, gal, and you can and will pick yourself up and do something else. Try to look at your life from a different angle; I still struggle with "But I'm just a secretary/PA/editor - and I can't do anything else", but eventually I moved into other things, and (although some of them are voluntary and unpaid) I am still even now learning new skills and having new and interesting experiences. Hopefully I will be able to monetise those skills soon, regardless of how old I am. And I am sure you are smart enough to manage to do the same.

Don't make me wave a motivational quote poster at you, woman
*waves fist threateningly*
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scorps
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PostPosted: 19:22 - 02 Nov 2016    Post subject: Reply with quote

I'm lucky in that I've had varied careers so not stuck in a particular groove but there are so many people up here who have lost their job in the oil and gas industry. Just need to give myself a shake and hope that gives me an edge over the pretty young things who have done the same job since leaving school on hugely inflated salaries. I'm just feeling a bit down at the moment. I'm sure I will be okay.
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pepperami
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PostPosted: 20:31 - 02 Nov 2016    Post subject: Re: blinking redundancy......again ffs Reply with quote

scorps wrote:
three in a row seriously!!!!!!!!!!! im just fed up as id hoped that this was going to be my last job before I retire.....

Actually Im 54 this may well be my last job, so it could well be signing on till I drop dead, having never signed on before does anyone know what this entails? is it true you get hung out to dry if youve spent all your adult life working? ive just got the car on finance which is a tad worrying.

im not liking this situation one little bit.


Speaking as someone who cant find a decent full time job and hasn`t had one for the last 8 years.
Why not do what I do and get more than one part-time job.
It`s not the best solution but it might keep the wolf from the door or the wolf taking you car away.

As for trying to claim JSA, I hated it Evil or Very Mad
Signing on day meant joining all the no hopers and drunk spakkers Mad
And when you reached the front of the queue and it was your turn to be interviewed, it felt like they were looking down their condescending noses as they spoke to you.
They would tell you that you have to attend this and that course about returning to work and they all seemed pointless.

When a job for my type of quals/leaning didn`t appear they would start asking me to apply for some really crappy shit jobs with crappy pay & conditions.
When I refused, I was told that my JSA would be stopped.

It felt like being put in the shit mincer Evil or Very Mad

Sorry to be so negative, but that was how it felt for me.
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stinkwheel
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PostPosted: 20:46 - 02 Nov 2016    Post subject: Re: blinking redundancy......again ffs Reply with quote

pepperami wrote:

When a job for my type of quals/leaning didn`t appear they would start asking me to apply for some really crappy shit jobs with crappy pay & conditions.
When I refused, I was told that my JSA would be stopped.


None the less, it is a fact of life that it is easier to get a job when you have a job.
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hellkat
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PostPosted: 20:51 - 02 Nov 2016    Post subject: Reply with quote

I was quite fortunate in that I had a reasonably positive couple of experiences when I signed on, but these were for short periods of time (I think 3 months was the longest). I was glad to get out from under the mantle of having to sign on every fortnight and justify my existence to people for whom I cared nothing whether they lived a horrible life or died a horrible death. That was very tedious indeed.

When I told the "advisor" that I was thinking of going for my PCO licence, he looked horrified and said, "But its long hours, unsociable shifts, do you think you can cope with that?"
Rolling Eyes
I just looked at him like:
Mate. I've not got to this extended age and not been able to manage doing long/unsociable hours.
Rolling Eyes

Honestly, I've worked in the civil service (well, NHS) and REALLY some of those DWP people are so protective of their boundaries. I don't think they'd know hard work if it bit them on the leg.
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M.C
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PostPosted: 20:57 - 02 Nov 2016    Post subject: Re: blinking redundancy......again ffs Reply with quote

pepperami wrote:

As for trying to claim JSA, I hated it Evil or Very Mad
Signing on day meant joining all the no hopers and drunk spakkers Mad
And when you reached the front of the queue and it was your turn to be interviewed, it felt like they were looking down their condescending noses as they spoke to you.
They would tell you that you have to attend this and that course about returning to work and they all seemed pointless.

When a job for my type of quals/leaning didn`t appear they would start asking me to apply for some really crappy shit jobs with crappy pay & conditions.
When I refused, I was told that my JSA would be stopped.

It felt like being put in the shit mincer Evil or Very Mad

Sorry to be so negative, but that was how it felt for me.

I hated it as well. I used to get into arguments with them as I'd apply for jobs from the job point and immediately get a spam email. When I asked if anyone checked if the jobs were genuine they told me no one did Shocked

Then I got sent on the 'work programme' to Reed, and had to spend my days searching for jobs on their shit old computers which barely worked, whilst listening to people kick off because their benefits had been stopped. Or I had to do some condescending, pseudo bullshit course about my mindset. Reed even wrote a book on it:
https://www.reed.co.uk/career-advice/wp-content/uploads/2015/11/Put-Your-Mindset-To-Work-James-Reed.jpg

Luckily I got a job (after about 2-3 months) but I got really miserable and depressed there. Fantastic mindset to put people in when they're trying to find work Rolling Eyes
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Polarbear
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PostPosted: 21:05 - 02 Nov 2016    Post subject: Reply with quote

I'm 59. When I finished with Shell last year (they wanted me back on ships, I didn't want to go back so resigned) I sent off for about 20 jobs I could do on my head. Maintenance, emergency repairs, electrical etc.

I got 4 interviews and they all agreed I could do the jobs but my qualifications were all marine based and not shore. They all told me they couldn't invest the cost of me getting the shore qualifications because I was an old fart (in a nicer more roundabout way).

Sort of hurt a bit that did.

So it was a orange apron at B&Q or self employed.
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GSTEEL32
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PostPosted: 22:00 - 02 Nov 2016    Post subject: Re: blinking redundancy......again ffs Reply with quote

scorps wrote:
three in a row seriously!!!!!!!!!!! kind of feel sad for the company owners as its looking really bad for them and all the years they put in but im just fed up as id hoped that this was going to be my last job before I retire.....

Actually Im 54 this may well be my last job, so it could well be signing on till I drop dead, having never signed on before does anyone know what this entails? is it true you get hung out to dry if youve spent all your adult life working? ive just got the car on finance which is a tad worrying.

im not liking this situation one little bit.


I wish I'd been told the following when I was made redundant:

a) You need to sign on the minute you are officially made redundant. JSA is not back paid.

b) Go though GOV.uk website. Start the benefits process there. You'll be given an interview at a local office. There's a bit of form filling in initially.

c) No-one, and I mean no-one will ever tell you what your entitied to. This will be become more and more apparent when you sit in the job center listening to the other spacktards complaining about what benefits they get.

d) The job center if full of spacktards. Ignore them. Keep Positive.

e) Go into every Jobcenter interview with an up to date CV and a list of jobs & companies you are in the process of approaching. I can assure you, they treat you more of a human if you look like you have the nous to get a job under your own steam.

f) Benefits above and beyond JSA are "means tested". You get more benefits if you don't have savings. At the moment, with redundancy, you have savings. Should you "spend" all your savings before assessment, I guess you'll be more likely to get greater help from the government. Make of that what you will.

g) You've probably spent a lot of your life working & you've probably paid a great deal of tax and national insurance. Don't feel morally confused about getting some of that back when work dries up. I didn't. I've paid plenty in tax over the years, so I had no problem in applying for benefits through a lean period of work.

h) Good luck. You'll need it. That said, I've always been a believer that the more effort you put into something, the "luckier" you tend to be.


Apols for the "TEF Standard" response:

TL:DR- Gov.Uk. Apply immediately. Don't have savings.
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c_dug
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PostPosted: 22:38 - 02 Nov 2016    Post subject: Reply with quote

For what its worth, of the 4 people I've hired in the last year, one was early 30s, one mid 40s, one mid 50s and one late 60s/early 70s. All full time. All on the same salary.

I'd rather have 10 good years of a decent engineer than 40 of a shit one!
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fatjames
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PostPosted: 12:05 - 03 Nov 2016    Post subject: Reply with quote

Just a thought, do you meet the criteria for any disability benefits? Ie PIP?

If you are, this might be a good time to get a claim in. This is also a benefit you can keep claiming when you find work.

Keep in mind, claims do take a while and if you're disabled you might be entitled. As has been mentioned previously in this thread, no one will tell you're entitled.

I've used disability benefits in the past and used the money for transport / prescriptions etc. It was very helpful at the time. Neither my GP nor my consultant suggested claiming when I was seeing them 8-20 times a year and I never even considered it, until I was chatting to someone with more obvious disabilities.

Last of all, there are benefits to being on benefits. If you end up claiming JSA, you might be able to get cheap glasses / dental work / learning courses.

Some people play the system and read the daily mail. Just because you're entitled, that doesn't land you in their category.
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scorps
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PostPosted: 22:39 - 03 Nov 2016    Post subject: Reply with quote

Don't want to build my hopes up but I saw an ad for a job I used to do but with a different contractor. Advert was three months old but I phoned them to see if they'd hold my CV should the position come up again.

I know that the position has a high turnover rate because of the stress. I loved the job and have five and a half years experience so fingers crossed as they said they would definately call me should the position or something similar come up.
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Rogerborg
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PostPosted: 08:19 - 04 Nov 2016    Post subject: Reply with quote

Best of luck, but I would echo the advice to claim for anything and everything right away. They really won't backdate anything. It doesn't mean that you're giving up, it's money for job seekers.
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Loui5D
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PostPosted: 09:38 - 04 Nov 2016    Post subject: Reply with quote

Rogerborg wrote:
Best of luck, but I would echo the advice to claim for anything and everything right away. They really won't backdate anything. It doesn't mean that you're giving up, it's money for job seekers.


They do back date JSA but you have to prove that you were searching for a job during that time, that's the hard part.
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scorps
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PostPosted: 11:32 - 04 Nov 2016    Post subject: Reply with quote

Well the speculative CV has got me an interview at the end of next week.

I really hope something comes of it. Praying Praying

My last day at this job is the 25th and a new job rather than a sign on date would be nice.
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