Cheap Insurance!

[Qyburn]

How are people finding insurance pricing just now? Mine is up for renewal, and renewal quote was coming in quite a bit more than last years price. However in a five minute phone call the broker dropped the price down to well below half that figure, and in fact it's only just over half last years price.
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Lord Qyburn

[xX-Alex-Xx]

[Ayrton]

I work for one of the comparison sites and from what I've heard a few people saying the prices are lower now. A lot of people have stopped the insurance on their cars during the lockdown since they cant use them, so I suppose insurers are trying to keep as many as they can.

I just did a quote on my car and it's about the same as last year though. Insurance companies are fuckers though and it's quite possible they just had you overpaying last year

[almostthere]

mine was lower 180 last year 120 this,MCE weren't the cheapest for once
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Beer, It's the reason I get up every afternoon
www.mfairco.uk

[grr666]

Mine went up by about 10% so told Bennetts to do one this time round. How a bike worth 1 year less in £££s
yet same everything else as last year warrants an increase I'll never know. What's this £20 setting up fee all
about now??? You want £20 on top just to do your damned job and press "renew". You don't go to Mcdonalds and
have to pay a "used a griddle" surcharge when you go there and have lunch???? My trade van insurance just
came in at less than my bike on which I do maybe 500 miles a year. I have my proof of no claims and it's unlikely
that I'll get out on the bike this year anyway so I guess I'll just have to wait til 2021. This year is done for me.
It's already been a year since I got out on two wheels anyway, another year won't matter in the scheme of things.
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Currently enjoying products from Ford, Mazda and Yamaha
Ste wrote: Avatars are fine, it's signatures that need turning off.

[xX-Alex-Xx]

[Bhud]

Make sure you get legal expenses cover with your insurance.

I was stupid enough to not buy legal expenses cover with my insurance, last time around. Then, guess what, something happened and I needed it. Human error being what it is, I only realised a couple of weeks ago why I didn't buy it. It was because accident, gear and legal expenses cover already came with my breakdown policy (Start Rescue). I put myself through a lot of nonsense and wrangling with insurance companies, simply because I had been too clever and had forgotten that I already had legal expenses cover with my breakdown company. The insurance company's process took over, and I was flailing about trying to work out what to do, and my breakdown cover's policy details never even crossed my mind. Stupid, right? But it happened.

[P.]

[Hetzer]

Legalized mafia criminals.

Last year it was £267 FC for the Harley (Bennets), though it did come with all the bells & whistles. This year the quote from Swinson (who didn't quote the previous year) was £138.

The Doodlebug, £425 (Bennets, with everything again), cheaper than Swinson (FC, no bells & whistles).

It's like throwing a dart at the sea and it not getting wet.
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"There's the horizon! Ride hard, ride fast and cut down all who stand in your way!"

[colink98]

£61.75 3rd party for the year with Carole Nash.

had to smile as on the documents it says

Your Premium To help you understand the way your premium has been calculated, we have broken down the elements below.

Insurance Premium (Zenith) £62.53
Fee £20.00
Discount £20.78
Additional Cover (Total) £0.00
Total £61.75 Including Insurance Premium Tax at the current rate

So its costing Carole Nash 78p to insure me ?
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PCX125 (stolen) - CBF600 (current)
Ride it like you stole it.
ride sensible and not like an idiot and you wont get 6 points in one week.

[Bhud]

[P.]

I've not had an accident without injury, one of them was mega and I've definitely not had/nor will I add legal cover, if you don't get injured, I'm betting it could have been avoided

[Qyburn]

Interestingly I'm dealing with the car insurance and it looks like prices are higher. Maybe more people laid up bikes during the lockdown so bike insurers are hungry for business. Maybe claims are down from people not riding even though they have cover in place.
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Lord Qyburn

[ThunderGuts]

[Easy-X]

My mum has a little Skoda and lives out in the sticks. Apparently that commands north of £800

Except if you consult with the Meerkats everyone's quoting around £500. Tesco is even quoting £450.

She's with Tesco at the moment!
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Royal Enfield Continental GT 535, Husqvarna Vitpilen 401, Yamaha XSR700, Honda Rebel, Yamaha DT175, Suzuki SV650 (loan) Fazer 600, Keeway Superlight 125, 50cc turd scooter

[P.]

Bennetts actually lowered my automatic renewal

So did my car provider

My bike is now under £100 and my car is £350

[xX-Alex-Xx]

Who are you sleeping with to insure a GSXR thousand for under 3 figures?
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DILLIGAF

[P.]

[Jewlio Rides Again LLB]

Insurance on the Type R has dropped to under £500 for the year, and the Mille R is a similar price to last year. Could have got it cheaper than both renewals, but not by enough to go through the hassle of sending NCD etc.
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Mpd72: I can categorically say i’m Brighter than that, no matter how I come across on here.
HAHAHA HAHAHA Blew Chilly MyCrowSystems

[ThatDippyTwat]

I just dropped about a third off renewing the viffer. Took a phone call and sending them a screenshot of the price comparison results, but they (Bikesure) beat it, which saves fucking around with changing and getting proof of NCD etc.
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'98 VFR800 (touring) - '12 VFR800 Crosrunner (Commuting) - '01 KDX220 (Big Green Antisocial Machine)

[ThunderGuts]

If there's not much in it I don't bother changing insurer for the hassle value. Funnily enough my car insurer, esure, have been the cheapest since 2011 for me (albeit with a 2 year hiatus when I had a company car), but bike insurers have been far more sporadic so I've had to switch each time.
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TG.

[Jewlio Rides Again LLB]