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killa
Won't Shut Up



Joined: 18 Oct 2004
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PostPosted: 08:02 - 17 May 2005    Post subject: Oh, you might like this one Reply with quote

Because it involves damage to my bike Evil or Very Mad Thumbs Down

Fuking livid is not the word at the moment.
In my mates garage last night lookingat his Mini Moto and his car he is lowering.
The bike is outside, wheels on the path and the stand on the road slightly. I am having a fag and i hear a noise, i go outside, there is a girl parking up over the road, on my side of the road MY FUCKING BIKE ON THE ROAD?!
The girl gets out and looks guilty "Oi" I said, she came over and says "What have i done?"
I said if you cant see what you done thats probably the reason for knocking it over, your fucking blind.
"Pick it up"
She wouldnt pick it up, cheeky bitch.
I picked it up, the damage is basically.....

Smashed mirror
Handle bar screen support bent
Screen cracked
Left side fairing scratched
End can damage

I took her details and said, wait for the bill.

Ok i think i covered everything, but i wanted to ask you lot somethings as you are very helpful.

Is there anyway she can get out of this?
What do i do first, ring my insurance, her's, or the garage?
My fairings, can i get them repaired, it is a late model, i want it looking A1 again.
How much can they repair, can i get something like the end can done?
Pictures attached...
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wantser
Trackday Trickster



Joined: 04 Oct 2004
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PostPosted: 08:58 - 17 May 2005    Post subject: Reply with quote

You got her insurance details yea?

I think you contact your insurer and give them those details and they sort it out for you. You may have to pay for the repairs yourself and claim back. This depends on which firm you are insured with.

Dopey bint. Hate to see damage to such a nice bike.

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tony532
World Chat Champion



Joined: 29 May 2004
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PostPosted: 08:59 - 17 May 2005    Post subject: Reply with quote

im trying to work out if your bike was parked on the pavement or not
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wantser
Trackday Trickster



Joined: 04 Oct 2004
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PostPosted: 09:00 - 17 May 2005    Post subject: Reply with quote

^^^
ah, that might be a different issue
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Richy
Nova Slayer



Joined: 10 May 2005
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PostPosted: 09:09 - 17 May 2005    Post subject: Reply with quote

I dont think it matters if it was parked on the pavement, cos the damage was definately her fault and by the sound of it , she acknowledged that.

You should claim on her insurance (you only claim on your insurance if it was your fault or your bike was stolen) and YOUR premium won't go up (hers will Twisted Evil ) any you won't lose your NCB.

Best of luck with this Smile
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G
The Voice of Reason



Joined: 02 Feb 2002
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PostPosted: 09:10 - 17 May 2005    Post subject: Re: Oh, you might like this one Reply with quote

killa wrote:

"Pick it up"
She wouldnt pick it up, cheeky bitch.

That is pretty cheeky thing for you to ask.
What if she picked it up then dropped it again? Having probably never picked up a motorbike before that might well happen and hardly her fault that time.
If she had hurt her self she might even be able to sue you for not warning her it's heavy, so lucky she didn't really.

Unless you have Fully comp and want to claim off that, you would contact her insurance yourself I believe. In the case of fully comp your insurance would sort it and claim from hers.
However your insurance company may be able to offer advice etc anyway. Never made a claim like this, so not 100% sure.

Might be worth contacting her with a figure first to see if she will pay up herself; if it means losing NCB for her she may end up worse off.

A bit late now, but I would have tried to get some pics if possible. Is there anything to stop her saying 'it was like that when I got here'?
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killa
Won't Shut Up



Joined: 18 Oct 2004
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PostPosted: 09:30 - 17 May 2005    Post subject: Reply with quote

No I had a witness, my mate went out the garage like a flash, he saw he drive away from it to the other side of the road. When she got out she knew she had done it.
I didn’t think she’d pick it up, I didn’t want her to touch my property anyway, the bikes worth more than she is.
It was on the pavement, the lower part, with the stand on the road away from the curb about 4 inches!
So she hit a parked vehicle, dumb ass.
A lovely immaculate bike, ruined, if can’t get the panels done, I’m going to be gutted.
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killa
Won't Shut Up



Joined: 18 Oct 2004
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PostPosted: 10:25 - 17 May 2005    Post subject: Reply with quote

Anyone know if I can get the fairings done?
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EDBANGER
World Chat Champion



Joined: 05 May 2005
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PostPosted: 10:34 - 17 May 2005    Post subject: Reply with quote

killa wrote:
Anyone know if I can get the fairings done?


Bike medic or decent paint shop can do that easily. If your in the midlands area Motopaint in Cradley heath are good. Or the bike medic that hangs out at Bassetts pole.
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EDBANGER
World Chat Champion



Joined: 05 May 2005
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PostPosted: 10:35 - 17 May 2005    Post subject: Reply with quote

Keep all the bits that have snapped off. They'll just plastic weld them back on.
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Suzuki
Roger



Joined: 03 May 2005
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PostPosted: 10:37 - 17 May 2005    Post subject: Reply with quote

killa wrote:
I didn’t want her to touch my property anyway, the bikes worth more than she is.

Now that's not very nice is it!

Somebody knocked my ZXR over once. It was parked off the road at the time. Their insurance payed out, and it was looking mint again!

Just ring your insurance company, and give them all the details. They'll then contact her company and they'll sort it out between themselves.
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Synnister1
Nova Slayer



Joined: 07 May 2005
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PostPosted: 10:44 - 17 May 2005    Post subject: Reply with quote

This is going to give you a real head ache.

She probally has exess like we all do on our insurance. She probally has to pay the first £500.

I would approach her and ask if she wanted to sort it out without getting insurance involved first, then she wont loose her no claims Rolling Eyes Make sure you get proof of every thing you do.

If she plays silly buggers youll have to take her to Small claims court (county court) and they make her pay but, it will take time and you have to pay the court cost at first and claim them back.

Your in for a lot of hassle, sorry mate.
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cagiva gezzer
World Chat Champion



Joined: 17 Mar 2003
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PostPosted: 11:33 - 17 May 2005    Post subject: Reply with quote

My bike got knocked over when it ws parked on the road. £100 for new bars and clock mounts paid in £10 instalments..... Rolling Eyes
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killa
Won't Shut Up



Joined: 18 Oct 2004
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PostPosted: 11:42 - 17 May 2005    Post subject: Reply with quote

What happens if the Honda garage can do all the mechanical bits, like screen support, screen and mirror’s but not the fairings. Can I get the fairings done afterwards?
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ash t
World Chat Champion



Joined: 15 Dec 2004
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PostPosted: 12:56 - 17 May 2005    Post subject: Reply with quote

Killa, Try

www.davidsilverspares.co.uk

They do Genuine NEW honda parts. You can get everything you need for any honda there mate! Might take a few weeks (they are imported from Japan if he hasnt got them instock).

A friend (DAVE RS) totalled his RVF and got everything he needed from there...RVF is now a MINTER!!

ash
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killa
Won't Shut Up



Joined: 18 Oct 2004
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PostPosted: 13:16 - 17 May 2005    Post subject: Reply with quote

Thanks a lot mate
I’ll give him a try if I don’t have to go completely with Honda.
I guess if Honda do it and cant do the fairings in buggered unless I pay for it myself.
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VTR SP1
Brolly Dolly



Joined: 31 Aug 2004
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PostPosted: 15:46 - 17 May 2005    Post subject: Reply with quote

Killa

Did she admit driving into your bike?
Did anyone actually see her hit your bike?
Is it possible she could claim your bike fell off the stand?

I have heard good things about Road Rash Repairs from Coleford (01594 835901). Shoul be able to sort the fairings out.

SP1
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stinkwheel
Bovine Proctologist



Joined: 12 Jul 2004
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PostPosted: 16:49 - 17 May 2005    Post subject: Reply with quote

When I had a claim on someone elses insurance (u-turned in front of me, one written off Audi, one slightly bent Jawa) I contacted my own insurance company in the first instance. It turned out that I had legal cover (which most policies do these days for about a tenner) which covered the bun-fight that ensued.

Might be worth getting a couple of quotes done on the damage to the bike before going off and getting anything repaired to avoid arguments with the insurers. Don't go for a repairer that is cheap, if the other party is going to be paying, go for the best.
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RealNinja
World Chat Champion



Joined: 18 Mar 2004
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PostPosted: 17:09 - 17 May 2005    Post subject: Reply with quote

If you are insured, and she is insured, then this should be no problem....

Contact your insurance company and give them a description of the incident, including all her insurance details.

With any luck, the next thing you should hear is that you can take it to be repaired somewhere (usually the insurance companies selected garage) or an assessor will come road to ,er, assess to damage and value the claim, (by which time the panels will be much worse than that and there will be a dent in the end can....... Wink )

If she decides to play silly buggers, however, it may be a entirely different story, and you will thank god for the extra 30 squid you paid for legal expenses...... Mad

If she wants to pay for it, fine, but you want NEW top fairing, NEW side fairing, NEW lever, NEW bar end and a NEW can.

All of a sudden she will find out that paying her excess on her insurance won't quite look so bad!
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Robby
Dirty Old Man



Joined: 16 May 2002
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PostPosted: 17:15 - 17 May 2005    Post subject: Reply with quote

You might not get the end can paid for on the insurance, I doubt you declared it as a modification on the policy.
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strag
World Chat Champion



Joined: 08 Oct 2004
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PostPosted: 17:32 - 17 May 2005    Post subject: Reply with quote

Contact YOUR insurance, get a claim form. Give details of HER insurance on the form, answering all the questions. The insurance companies agree fault (or not) then IF she is deemed at fault, YOUR insurance will deal with it. Do not get in touch with her insurance direct. That is what you pay your company for.

If she is at fault it will not affect your premium even though you may have to declare a non fault claim in future.

HTH
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numark1
Scared of girls



Joined: 09 May 2004
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PostPosted: 18:33 - 17 May 2005    Post subject: Reply with quote

TBH i think the insurance would class it as a write off. It's a VFR which is what 10+ years old. Being as the fairing are quite rare it would be difficult to get them new and resprays are quite expensive. I would try and get her to cough up without the use of the insurance company. Draw up an agreement to keep it semi-legal. i.e know where you and her stand with it. Thumbs Up
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G
The Voice of Reason



Joined: 02 Feb 2002
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PostPosted: 18:58 - 17 May 2005    Post subject: Reply with quote

Didn't quite get the situation; your bike was on the pavement with the stand on the road? I would be slightly worried that they could fight it on this slightly odd parking if this is the case.
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instigator
Super Spammer



Joined: 19 Oct 2004
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PostPosted: 19:06 - 17 May 2005    Post subject: Reply with quote

Sorry to hear it dude, if it ever happens to anyone, take a bloody picture of the other driver and the scene of the accident with your camera phone Smile

Hope you get it sorted.
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DanceLikeAMon...
World Chat Champion



Joined: 24 Sep 2004
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PostPosted: 19:34 - 17 May 2005    Post subject: Reply with quote

Quote:
Didn't quite get the situation; your bike was on the pavement with the stand on the road? I would be slightly worried that they could fight it on this slightly odd parking if this is the case.

That's what I was thinking. How can you have the bike on the pavement, but the stand on the road? If I tried that on my bike it would fall over. Or am I missing something?

Plus if you're bike was parked on the pavement I would have thought that would be classed as parking illegaly and may invalidate any claim.

Course, I could be speaking out of my aris!
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