Fucking nazi bastard insurance companies.

[dodsi]

Why when my policy runs out in december (11th)

do Motorcycle direct want more money.

No convictions, no accidents just another years no claims and licence held for a year.

I dont get it!

before you say asked E-bike insurance and they want silly money!

[pj25]

try moneyexpert.com
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wasnt me, honest!!!!!

[colin1]

probably that they tempt you with a cheap quote the first year and then whack the premiums up when they have got you
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colin1 is officially faster than god

[White Noise]

did you ask the bod on the end of the phone why it was more?
WN
____________________
Buy my wife: 96' Yam XJ600s (Diversion)
Wing Commander White Noise - SE Clique
Riding Tip #86: See God, then back off a bit: Problem is i haven't seen god yet, just a close up of tarmac on revett straight

[colin1]

bod on the phone wd just lie or give stock excuse, i know i did when doing that kind of job
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colin1 is officially faster than god

[dodsi]

yes mate just got corporate bullshit!

[dodsi]

is it worth claiming i have loads of security.

[Adam_P]

Phone around and get a cheaper quote from elsewhere.

There's plenty of other insurance companies that will quite happily take less money off you to get your business.
____________________
Colin McRae MBE 1968 - 2007 RIP
Orwell Rolls in his Grave
God is imaginary

[dodsi]

this is bollocks, phoned Motorcycle direct (current people) Ebike insurance and bennetts, all wanting more money on my current bike.

Is it worth saying I have loads of security? and claiming I have done advanced motoring courses (ones without certificates)?

Got to get the premium down.

[LustyLew]

[headlamp]

Firstly, I'd strongly recommend you NOT lying to insurance companies - they just wouldn't pay if they you claimed and discovered untruths about you or the bike!

Secondly, how much more are they charging you? Are there any changes (however small) in your circumstances compared to last year? For example have you picked up some points, moved house, started smoking, made a claim or changed job? There are loads of factors that can change the 'risk' that consequently raises the premiuim you pay.
____________________
Using a mobile phone while driving a car should be made a capital offence!

[Andy C]

i got a biketrader for my RS and ended up paying £30 less than i did for my 50cc moped quite strange as TPO, just ring around, they were all the same then got one that was £300 lower and when i rang back again they lowered it a further £80 without me even asking! was great!
____________________
99 RS125 --> 02 SV650s --> 03 Speed Four --> 92 RXS100 --> 93 CB400sf --> 01 CB600f Hornet

[instigator]

Dodsi, my child, remember you upgraded from the er5 to the bandit for only £20. To think it would have been cheaper than your original policy & £20 is madness!

Although you're my hero for finding the bargains that you do so I understand you'll be able to barter them down a bit!

[Knowlsey]

try some online quotes

INSURANCE

1STQUOTE ONLINE QUOTES
ADRIAN FLUX
BENNETTS
BIKE TEAM ONLINE
BLACKFRIARS GROUP SANDBACH
CAROLE NASH
CHOICEQUOTE
CIA INSURANCE GROUP
DIRECT CHOICE
EXPRESS ONLINE QUOTES
FERNET
FOOTMAN JAMES
H & R ONLINE QUOTES
HASTIGS DIRECT
ZENON
LANCASTER
MASTERQUOTE
THE INSURANCE CENTRE
BANCASTER

[dodsi]

I have not changed anything.

Not received any points etc.

Everything the same Just another years no claims.

[G]

Same bike insured for the whole year last time?

Usual answer though - call /every/ company in the back of biketrader, may find it a fair bit cheaper than you had it in the first place.

[kawakid]

Happens all the time mate, don't let it get you down, prices don't realy come down at best they stay the same.

I've had my car license now 17 years (im 34), 10 years no claims, it doesn't ever really go down, it just sort of stays the same.

When I bought my CG, the insurance didn't change when I past my test, its all about risk to them, its nowt personal.

ie someone 2 streets away might have been burgled, that puts you in a higher risk area.

I had the same stress this week when I enquired about insuring another car and was told I would have to start again ie I could only use my no claims on 1 car, there was an exception, if me and my wife had no claims or points between us in the last 5 years they could do something..... Yeahh right
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I've a twin and a 4.

[dodsi]

[0ni]

Why don't you insure yourself on a low classed bike again and upgrade? I wouldn't but may yield a similar result.

How much more are they asking for and what level of cover are you after?
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Its a lovely day, just wait until some bastard spoils it.

[headlamp]

[mchaggis]

How much of your policy had elapsed when you upgraded? Obviously that £15.75 wasn't for the whole year?

Adding £140 is a bit steep though.
____________________
I must not be a troll...
Mmmm, Guinness
Discovering the delights of Hammerite and a 3/4" brush.

[dodsi]

July - december the £15.75 counted for.

I really should be more clear and specific when posting.

[dodsi]

Down too £214 today for the bandits insurance! (yay)

Thats without bullshitting and saying I am not a student etc and includes legal cover.

[Mr.Everready]

Sometimes they do take the piss. My renewal came through for £279 fc with a £600xs from CN.
After calling other companies the best price I could get was £241 with breakdown etc included. Phoned CN and asked if they could do anything with the price. Needless to say the price came down to £240 with a £450xs and protected no claims thrown in aswell.
I was toying with the idea of going TPFT for the winter but thought better of it, just in case. I could have got that for £89.
____________________
the undemocratically unelected mod of the Scottish section

[jay12329]

Just phone around and tell the truth, lieing for insurance may lead to bigger problems further down the line, if you hit something they will do anything to not have to pay.
As a 20yo student on a hornet 600 i paid 350 tpf+t, thats with unlimited millage, rideing other bike, EU cover... load of other stuff. Just ring round and play your best quotes off against each other.
J