Wicked Insurance Quote

[Wooly R6]

I just renewed my insurance!!!

and really i am speechless!!!

i ride a 2003 yamaha R6, owned for one year with cat 1 alarm and datatag, locked in garage!!!

2 years No claims

i am 24 and fully comprehensive cover is .
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£369.42

got a quote off www.directchoice.com

and then rang carole nash to compare - didnt think they would come close

i am well chuffed with that

[kwacky]

That is a good quote but do check the small print.

I've seen some companies have weird clauses, including no cover for theft from Midnight to 6 a.m.!

[Wooly R6]

i know - but isn't that where it has to be garaged between 12 and 6am.

also includes their breakdown cover inc eu b/d cover and use

and to ride other bikes tpft

i didnt think you got these benefits until at leat 40 years old hahahaha

[R4nger]

I would be expecting £200-250 at 24 years old.

[Kickstart]

Nah, get to 40 and the prices are lower (I am not there yet, and it is £225 fully comp for my Bandit with a fair few engine mods declared).

Some companies have some very odd clauses. Charlotte came across one years ago that gave good quotes to young car drivers. Buried in the small print was a clause that those under 21 were only insured when accompanied by someone over 25.

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[kwacky]

Having a garage makes a lot of difference. I park my bike outside and my insurance reflects that.

[tribal_tiger]

I've been with Direct Choice for a few years, can't fault them. Always been far cheaper for me
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How much wood would a woodchuck chuck if a woodchuck could Chuck Norris?

All of it.

[Lone-Wolf]

[Fruit'n'nut]

[Wooly R6]

[faith183uk]

That quote is bloody good if you ask me.

Im actually a little pee'd off. Im with the same broker.

Im 26, 5 years no claims, insured tpft on a ZX9R which costs me £390

Might give them a ring in the new year and ask for a requote. Ive been with them for 3yrs too.

Actually that may be the problem, if you just continue to renew they dont really bother to find you better deals.

Im underwritten by Zenith.

Do you know who is underwriting yours

[Wooly R6]

Equity Red Star

[faith183uk]

Equity red star, thats who i was with before.

Good stuff with the quote though, and if you keep your record clean it can only go down as your bonus grows.

[garymv]

whats the excess???

[Wooly R6]

£400 compulsory - none voluntary

[Wooly R6]

no silly clauses - paperwork came today

[kwacky]

Nice one.

I'll give them a try when it's renewal time.

[G]

[R4nger]

It was £370 for 2 bikes. 1994 GS500,1996 T'cat. Ride any other bike TPFT at 17 with 0 ncb

[Kickstart]

Hi Ranger

Difference is your quote is for tpft, his is for fully comp. Suspect fully comp would at least double your quote. A extra bike with some companies adds very little to the quote (think with Equity Red Star policies they charged an extra £15 for any extra bike under £3000 value).

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[UrbanRacer]

haha, thats a good joke site that quoted me unhappy with a quote £400 more than my currnet insurer

you might want to try www.carolnash.com

[Wooly R6]

they wont give an online quote anymore!!!!

you have to ring carole nash

[RealNinja]

[UrbanRacer]

[Jamie.]

lovely site for people in N. Ireland, i pay £290 for my DT125r (Third Party Only)

im 17, 1 years no claims, passed full test
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that company quoted me......... £1,192