Tuning down money?

[FreshAL]

I really don't believe in "Compensation culture" - I think everyone should take responsibility for their actions. When people get excessive 'compensation' payouts we all lose by paying higher insurance.

HOWEVER - my solicitors have just phoned and said that even though I wasn't very seriously injured in my crash I could still get compensation.

It's not like I really need it, but damn it's hard to say no when they are offering me money for nothing.

So tell me not to be a money grabbing bastard and just get on with life.

Or should I take the cash?

[Barry_M2]

If someone wants to give you money, you dont say no.

If you dont have it, someone else will.

If it bothers you that much, give it to a charity.

[Bendy]

Very commendable attitude FreshAl.

[LustyLew]

I used to think like this.

But when I had my crash I had to cough up for physio treatment before I got any for of repayment from the 3rd party.

As a result for 6 months I was heavily overdrawn and running up credit card bills as I had to also pay for train tickets as I was unable to ride.

In total I owed £3,000 (roughly). Because I had very little real money, I couldn't afford to live on my own, so I had to move home.

That was this time last year. I'm only just recovering financially.

I wanted compensation for my expenses, that I got. As it happens, I received £1,300 in additional compensation. Peanuts if you think about the situation.

I would still be the same now, I really do not see the point in sueing the ass off everyone. Otherwise you'll start needing insurance just to walk down the street!
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Like a Yorkie - I'm not for the girls

[G]

You could always take the cash and give a percentage to a favourite charity.
While it's coming out of the big pot we all pay into, at least you can feel slightly better from it for going towards something you believe is a good cause .

[colin1]

yeah i like G's idea get the money but do something unselfish with it.

On the other hand you could always justify taking the money for yourself, on the basis that the long term damage might not have shown up yet, and it will be too late to ask for it then.

A mate got £3000 for whiplash and at the time, he didnt say he felt injured. Since then he has claimed he gets the occasional twinge. I suspect this may be just justifying his previous dishonesty so we dont think he is a dodgy character.
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colin1 is officially faster than god

[nrml76]

We are rapidly becoming Americanised. People who think the American legal system is great, should pull their heads out of their backsides, and take a look at what goes on in America. It is getting so bad that you will probably get sued by someone for causing distress if you fart in public! There are no winners here apart from the lawyers. It sounds like free money, but we will all end up paying more for all sorts of insurance etc in the long run if this practice gets established. There is no such thing as free money from a common pot. It's all our taxes at the end, and every payout is going to cost us! suing and giving the proceeds to charity, when you dont have any major problems is a case of 'robbing peter to pay paul' imo; and filling the lawyers coffers in the process. Don't do it! We need more people like you (people with intergrity) to change the state of affairs.

[karen_moomin]

I used to think the same until my car was written off, and am still suffering from flashbacks, nightmares and panic attacks when driving, not to mention having sold my bike because I have lost all confidence. The accident has greatly affected me in more ways than I thought it would.

I am so glad I claimed (still waiting for the £ and the accident was almost a year ago) and I feel that it is justified, as does my solicitor, and the various doctors and physiotherapists I've seen. I've got to see a shink shortly too.

That's just it - if you feel that it is justified, then claim. I am not a believer in unnessary claiming though. Think about how your accident has affected you and base it on that. Has your confidence been affected? Do doctors think that you will suffer from pain later on due to the accident?

Remember that you will have to see a series of doctors to justify if a) you aren't telling porkies and b) how much you are entitled to. Unless you are a great lyer I can see this being very difficult to fib through, and of course, you don't seem like the sort to lie from this thread!

[Misc]

[nrml76]

[Robby]

If you don't want to claim it, you don't have to. But next time you're broke you'll probably regret it, and I doubt you'd regret it if you do claim.
I'm claiming for my car crash back in november, its money and I like money. It also pays for all my physio, and will hopefully cover for the now lower value of my car.

Would be nice if the guy that pulled out on me got even vaguely stung over this now. Think the overall cost to him was about 200 quid tops. When I account for my higher insurance premiums for the next 5 years and the lower value of my car, i'm going to end up out of pocket overall.

Crashing sucks.

[Skunkcap Freddie]

might aswell do it . as most others do, i know a guy who's had 3x 20k claims, and he's a £2000 plasma tv to show for it. blew it on drugs and rubbish
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Northern Irish Biker? www.nibikers.com

[fast_tzr]

Tbh in this day and age you dont really get anywhere in life, sad as it is, by 'doing whats right' and not taking the money. If you're offered money for fairly little hassle, you may aswell take it. As good as I think your attitude is, we all know money makes life easier, and like I said, nowadays you're not going anywhere in life without it.

[Itchy]

hes right its why I was soo pissy poor in 2001 infact I'm still piss poor but not that bad , it was a shit job that involved tricking already heavily indebted people into phoning a £1 min phone line to take up non existant loans , I left after less than 15 minutes into the job.

Others there apparently made a mint I often think back and wonder how they sleep at nights.
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Spain 2008France 2007Big one 2009 We all die. The goal isn't to live forever, the goal is to create something that will. In the end, your life will flash before your eyes. Make sure it is worth watching.

[colin1]

[nrml76]

Taking this thread slightly off topic; We all moan about the state of the country, and blame chavs and immigrants for it. However, when we get the chance to exploit the system for our benefit, we bring up all sorts of excuses to justify it. We have to realise that we are as much to blame for the state of affairs as those we love to blame. This rant is not directed at anyone in particular, but at the general attitude of the public to issues like this. Moral decay in society is reaching epidemic propotions.

[Visitor Q]

Human nature to do it, and you make up excuses to deflect pious overspoken gits who have never been there.

Ranting about blokes kicking crap out of the guy their gf is cheating on them with for example.

I've always found it stupid that the girl cheats and the guy gets the agro.

Now im sure as soon as it happens to me, it will be a different matter.

Same as the comp culture, everyone can act all high and mighty when they arent the ones being handed a golden ticket for kicking up a fuss. To be fair most of you people saying you wouldnt do it are mainly saying that because you HOPE you wouldnt, or you couldnt be arsed.
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From September 2014 to January/February 2015 I will not be using any English, nor reading any. As such, I won't be on here. PM at will, but I won't be checking/posting unless in emergencies. Certainly not for the first couple of months. Please berate me savagely if I break that rule...

[colin1]

[Skunkcap Freddie]

[Villers]

Im a hardworking bloke just like anyone else and like a few of you I hate rising insurance premiums due to lucrative personal injury claims.

Over a year ago some of you might remember that I was reversed over by a fat ignorant woman who wasnt looking where she was going. Did about 600 quids worth of damage to the bike, hurt my back/wrist and shook me up a bit. If she and her insurance company had admitted it then I would have been happy with a fixed bike. In the year after the accident I have had to insure my bike with zero no claims, struggle to ride more than 50/60 miles without my wrist being in agony and spend many nights lying awake worrying about it. This is on top of the letters from her solicitor telling me I was driving without due care and the other one that said I had been reported to the police for having no insurance. I have made 2 trips to specialists and spent 3 hours going over a statement with some halfwit, twice.

Now thanks to their twattishness I want every penny coming my way, if I could get a fortune out of them and half of the bitches wages I would take it, even if it meant she starved and had to eat her own shoes. Its a shit attitude to have but once you have been royally fucked over you lose any trust and good morals you may have had in the situation and begin looking out for yourself instead. Bastards.

Short version - take the money cos you never know whos going to fuck you over.
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