heya

Jenks · World Chat Champion Joined: 22 May 2006 Karma :

hey, im looking to insure my bike withinin the next few days, and most insurance places are asking for 650++ Because i work behind a bar?!?!?!

WHY?

And what would happen if i didnt tell them i worked behind a bar?

jenks
____________________
1978 MZ TS 250 1 Supa 5
1992 yamaha fzr1000 exup
1998 aprilia af1 sintesi

sagiliam · Could Be A Chat Bot Joined: 26 Mar 2006 Karma :

You sure its cos you work behind a bar?

Jenks · World Chat Champion Joined: 22 May 2006 Karma :

yep, they just told me so.

But the bottom line is, we have very strickt drinking rules at the pub, because its a "Club"
____________________
1978 MZ TS 250 1 Supa 5
1992 yamaha fzr1000 exup
1998 aprilia af1 sintesi

paulthewitt · World Chat Champion Joined: 17 May 2004 Karma :

i notice from your sig you havent got a full licence. it could be the area or whatever. but $650 doesnt sound too unreasonable. Need more details tho:

age?
Bike?
Claims?
Area?
cover (tpft or comprehensive?)

Paul

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

It's not because they think you'll get drunk.

It's because people that work in puibs are for one reason or another more likely to make claims.

I believe I've heard it said that your occupation should only effect insurance by 5%.

Have you tried lots of other companies?
If not, do this now. (Or tomorrow, if not open today Smile

).

mr.z · World Chat Champion Joined: 04 Feb 2004 Karma :

Ello,

Tbh i'd tell them you just work in the lesure industry, or your not employed (and conviniently forget to tell them after)

I'm guessing it could pottentially be due to the strange hours and the fact you finish roughly at kicking out time when theres a fair share of lunatics driveing home pissed out their skulls Thumbs Down

(and that car park allways seems a bit full to me for everyone in there to be on orrange juice)

Try wilson brokers (one in chad and one in derby), been with them for years, no waiting for papers to be posted just go get em, much less hassle..

What bike did you get in the end btw?
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>RidingSkills<->Tech Tips<->MyBikes<

sagiliam · Could Be A Chat Bot Joined: 26 Mar 2006 Karma :

Get an online quote, with your job in pub and job and sales assisstant and see what the difference is...if its cheaper as a sales assistant then say your a sales assistant! Just say you changed jobs if you make a claim....bobs your uncle

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

If it's a big claim and they consider you did it fradulently, then they can claim the money back off you.

At one point an insurance company was considering trying to claim a total of around (I reckon) about £1m back off me.
I wasn't too happy about that.

However, after some interviews etc, they decided it was legit.

Jenks · World Chat Champion Joined: 22 May 2006 Karma :

age? 18
Bike? Hyosung Cruise II 125
Claims? None
Area? De72 3rl (Low risk)
cover (tpft or comprehensive?) TPFT

Jenks

chris___ · Brolly Dolly Joined: 13 Feb 2005 Karma :

Adam, dont do internet quotes, phone around some companies mate as they're always different on the internet I've found. When I was on my RXS100 I was third party only and paying £160. Tell them you're a waiter, not a barman Thumbs Up

EDIT: This was the company I was with on the RXS https://www.ridersure.co.uk/

Chris
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Yamaha rxs100 > Kawasaki ZZR600 > Kawasaki ZX6R > Honda Hornet 600 > Honda Bros 400 > Suzuki SV650S K2
Bikepics page

Pete. · Super Spammer Joined: 22 Aug 2006 Karma :

Scroll down this page a bit Jenks and there's a whole list of bike insurers to try.

I'm with H&R myself.

https://www.motorcycle-training.f2s.com/insurance.html

Jenks · World Chat Champion Joined: 22 May 2006 Karma :

paulthewitt · World Chat Champion Joined: 17 May 2004 Karma :

from one of your posts you say no option for full time student, part time barman. if you are still at school...uni etc... just say that. Job done. If you need to claim when the bike was at work. well you were there having a drink werent you?

the job shouldnt affect it TOO much. unemployed from my experience is the worst.

Paul

Jenks · World Chat Champion Joined: 22 May 2006 Karma :

yea, alot dont have the option for full time student + Barman!

think ill just say student, and leave it at that
____________________
1978 MZ TS 250 1 Supa 5
1992 yamaha fzr1000 exup
1998 aprilia af1 sintesi

Andy C · Tree Seeking Missile Joined: 26 Apr 2005 Karma :

yea, i always bend the truth on insurance quotes to get them down.

Im a barman currently and when getting car insurance (on mums with me being on provisional still) it didnt seam to effect it at all. Strange thing insurance!!
____________________
99 RS125 --> 02 SV650s --> 03 Speed Four --> 92 RXS100 --> 93 CB400sf --> 01 CB600f Hornet

anders · Banned Joined: 17 Sep 2005 Karma :

Welcome to BCF Jenkins.

All I can say is shop around and be wise.
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Call me Mr. Blobby Smile

Jenks · World Chat Champion Joined: 22 May 2006 Karma :

anders · Banned Joined: 17 Sep 2005 Karma :

Jenks · World Chat Champion Joined: 22 May 2006 Karma :

lilredmachine · World Chat Champion Joined: 24 Jan 2005 Karma :

Your also in full time education? Just put that. My insurers don't know I have a job on the side, quite simply because they didn't have an option for both.
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Bikes: too many, too much for one man to maintain anyway.

Jenks · World Chat Champion Joined: 22 May 2006 Karma :

Well, i will be, when september comes
____________________
1978 MZ TS 250 1 Supa 5
1992 yamaha fzr1000 exup
1998 aprilia af1 sintesi

Louise · World Chat Champion Joined: 22 May 2006 Karma :

I had the same problem. Because I worked at the pub. Someone could trash it if i refused to sell them drinks or what not.
My best quote was 220. Highest 400.

anders · Banned Joined: 17 Sep 2005 Karma :

magpiemale · Traffic Copper Joined: 04 Feb 2006 Karma :

call wicked quotes and ask for mark and ask him he is and the company are really good the number is in the ad's in mcn or scroll on line.but talk to them.
magpiemale