Bloody Insurance

cc123 · Geez a joab? Joined: 17 Jan 2005 Karma :

Just looking for some advise or maybe even an Insurer that I've not tried yet...

Looking to buy McJamweasels bike, 2001 ZX6R.

I'm 25 (nearly 26) 0 NCB but I've not claimed and clean licence, bike will be garaged and its tagged and CAT1 alarm etc...

Best quote so far is through H&R brokers with NIG Insurance, £515 FC or £315 TPFT.....I think I should get it lower but should I be phoning about rather than trying online quotes?

So far I've tried (all FC quotes)

Bennets £845.
Direct Choice £984.
Quote me Happy, Norwich £2116 - I did chuckle Laughing

Insure and Go £1186 till they phoned my then reduced to £843.
Hastings £727.82.
Devitt £998.
A Quote Online £998.
CIA £1191.
Kawasaki Care £1300.
Performance Direct £1200.

Still to try a few others which don't work at my ee..um work!

What you think, you think I can get this lower or is there an insurance company out there I have missed...

Ta much. Thumbs Up

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instigator · Super Spammer Joined: 19 Oct 2004 Karma :

Did you try the old "can you beat this quote I got from such and such"? Usually always works, CIA wouldn't quote that much if they knew you got a quote of £500 odd!

I was £430 TPFT on the ninja at 21.

0ddball · World Chat Champion Joined: 15 Jul 2005 Karma :

Maybe i live in a really crappy area but i don't see the problem? £315 TPFT doesn't sound much. I just renewed mine yesterday and paid £278 TPFT on a tatty 10yr old gpz500 worth £500. And that's being one year older than you with a years ncb.

Cannon · Trackday Trickster Joined: 04 Jun 2006 Karma :

Try Carole Nash mate. Ring them up and thell them what your best quote is so far (minus £20 of course Smile

) and they will usually beat it.
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Rob-B · Trackday Trickster Joined: 21 May 2006 Karma :

Use the online quotes as a guide of how cheap you can get it, then ring them up and you will get it much cheaper! Wink

yambabe · World Chat Champion Joined: 12 Jul 2004 Karma :

Have you tried ebike yet? They were the cheapest for me (although I went with Carole Nash in the end cos it was only £20 difference but there were some significant benefits included).
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scezy1 · Two Stroke Sniffer Joined: 03 Nov 2005 Karma :

M8 https://www.1stquote.co.uk/

Might be worth a try,sorted me out.First bike after passing test 600 divvy,and the quoted me £68 tpft.
Scezy

Psychonaut · Spanner Monkey Joined: 10 Jun 2005 Karma :

best quote last year (down 200 quid from others) was ebike for me.
This year (1yr ncb + passed test) churchill by 70 quid both online, try them
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Prev CBR600RR (06) Orange/Black
CBR1000RR (09) Repsol
Now Ducati 1199 Panigale

dainesefreak · World Chat Champion Joined: 04 Apr 2003 Karma :

H&R sounds like a good quote. Not being funny, but is it worth going Fully Comp on a £1900 bike?

M1ke · Ped Boi Joined: 11 Jun 2002 Karma :

Flip · Super Spammer Joined: 28 Feb 2004 Karma :

Carole Nash have always been cheap for me.

Whosthedaddy · Super Spammer Joined: 11 Dec 2005 Karma :

H&R insurance Services aka www.insurance2000.co.uk Thumbs Up

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phantomtek · Lil Joe Tek Joined: 20 May 2005 Karma :

Personally use www.4counties.co.uk , give them ring, they are very helpful and will answer all your questions.

I am paying £360 tpft in an F* area at 17 on an ER-5, with 1 years NCB.

They have quoted me £480 tpft on a SV650 for the year. Not bad at all, still 17 and it's worth £1700. I was amazed that Bennetts online quote beat this, but I am already into the year with 4counties so I was prepared to pay the £9 to gain NCB faster.

Like I say, give them a ring in the morning.

cc123 · Geez a joab? Joined: 17 Jan 2005 Karma :

Go Carole Nash!!!!!!!!!!!!!!!!!!!!!! Shocked

Fook me, told them my cheapest price -£30 and they beat the price, threw in Breakdown cover, 3rd Party insurance for any other bike and knocked £250 off the £500 excess I had with the NIG quote!!

Just goes to show you, it started off at £900-odd down to £400 and thats Fully Comp! Mr. Green

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R1stu · Shrek! Joined: 12 Mar 2003 Karma :

JonB · Afraid of Mileage Joined: 03 Jun 2004 Karma :

I cannot believe you didn't try Motorcycle Direct.
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niff5855 · Sausage Boy Joined: 09 Aug 2004 Karma :

Sounds reasonable to me mate (not that im an expert),

Rolling Eyes

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Ichy · World Chat Champion Joined: 15 Jul 2005 Karma :

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

ebike doesn't include cover for other bikes, which annoys me.

I have another policy on a bike I may be selling soon purely so I can get the 'ride other bikes' - though I may well transfer the policy next bike I get and was £100, so presuming nothing too bad happens, I get another year's NCB on that 'stream' to add to the pot Smile

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