Sparks - 1 HSBC - 0

[Sparks!]

Had a shit day at work today, tired and just crap day, come home pissed off and got letter from HSBC regarding the claim of all my past overdraft fees from the past 2 years, in the letter was some bullshit "comments" leaflet and the letter started off saying how the fees are justified and shit, so I thought I'd been fobbed off and would actually have to take them to court

But then I flicked over and it said "however we don't want to pay the court costs blah de blah so heres your £365 back"

Fuckin' result

[SilvaRizla]

HAHA! I got the same letter on Saturday £2000.00 - woohoo
____________________
I'm Ivan Dobski the Meatsafe Murderer only I never done it, I only said that I done it so they'd take the truncheon out of my bottom

[Rob-B]

Nice one!

[tribal_tiger]

I've £990 waiting with HSBC. If this all goes through OK, I've moving onto the accounts I had in uni!
____________________
How much wood would a woodchuck chuck if a woodchuck could Chuck Norris?

All of it.

[Fortuna]

Natwest owe me a lot.
I've got back 300 from Coop so far.

[veeeffarr]

What's this you're claiming back? Bank charges or overdraft interest?

[Groove]

Why cant this happen to me
____________________
|| Past: 1991 Kawasaki ZXR 250 ~ 2003 Honda CBR 600 F Sport ~ 2004 Kawasaki ZX6R B1H 636 ~ 1999 Yamaha R1 ~ 1999 Kawasaki ZX6R J ~ 2004 Kawasaki ZX6R B1H 636 ~ 1998 Honda VTR1000F Firestorm ~ K1 GSXR 600 Track bike ~ K6 GSXR 1000 ~ 2006 Speed Triple 1050 || Current: 2005 R1 https://www.adrucore.co.uk

[instigator]

Can't help it mate, sorry..:

[colin1]

i really wish i cd be arsed to go through old statements totting up bank charges for going overdrawn, but I dont think it would be that much in my case.

I love the fact that you can make the banks pay back what they stole though.

The thing that does annoy me though is that if a court would decide that the charges were excessive, why are the bank still allowed to take peoples money ?

If someone was caught shoplifting and only some shops bothered to collar him, it wouldnt just be a case of making him give the stuff back and letting him go off to do more robbing. He would be cautioned and eventually charged, and if he did it enough times he would go to prison.

Someone should stop banks taking money in this way. It seems that in this country, that although individuals have to obey the law, companies dont.
____________________
colin1 is officially faster than god

[Mrs Kickstart]

Colin

When you open an account with any bank they have terms and condtions. Thease cover which services you can use for free and which incurr a charge,
In most cases the charges occur when YOU deciede to sped THEIR money becasue you have none. Now the banks charge you for this they can in some chases take action for theft (because YOU spent THEIR money)
Most charges can be avoid by asking for loans in advance and operting with in the rule.

Banks are businesses, not charities, not public services. Personal accounts are generally completely free and make very little for the banks.
If you do not like the services use a tin under the mattress.
Regards
Charlotte
____________________
Help fight the safety camera partnerships -- www.pepipoo.com

[Jesus_Christ]

They can still charge you fee's it's the amount that's the problem. The recommended limit is now around £12. In the past I've been charged £25 for a automatic letter!

Going through my old statements I've found charges of £65 with no explination!

The bank no longer charge me, but I'm still claiming back the massive charges I got in the past.
____________________
If you ate Stephen Hawking, would that count as one of your "five a day" portions?

[Mrs Kickstart]

Hi,

Well you may think the amount is high (and to a point I agree) , but you still knew what it was before you incured it. The 65 quid if you did not know why not ask at the time ?

It not a charge you were forced to incurr or contract you were forced into.
But you want the benifits of cheques, cards, direct debits standing order etc etc etc.
Regards
Charlotte
____________________
Help fight the safety camera partnerships -- www.pepipoo.com

[kawakid]

One thing to note, when you get your money back.

The bank might cancel your account with themselves, which they are allowed to do.
____________________
I've a twin and a 4.

[Jesus_Christ]

It's about time i set up a joint account with the missus! Only been living together 5 years!
____________________
If you ate Stephen Hawking, would that count as one of your "five a day" portions?

[Tarmacsurfer]

[Ninja]

got my identical letter on tuesday, offering settlement on £700 of the £710 I claimed (!?) ... signed it and sent it off the next day ... waiting to see it hit the account now
____________________
James
4 wheels transport the Body ... 2 wheels transport the SOUL

[Jesus_Christ]

[colin1]

[colin1]

[Ste]

You don't have to look through any of your statements, you write to your bank getting them to do that. This is explained in all the links posted which detail how to get your money back.

Colin, it's really not stealing

[Jesus_Christ]

[Ninja]

[Jesus_Christ]

I addressed mine to customer services but took it into the bank by hand and got my recipt. I'm about to send the 2nd letter to them. I've put full breakdowns of the charges so hopefully I'll hear back soon!
____________________
If you ate Stephen Hawking, would that count as one of your "five a day" portions?

[colin1]

[Sparks!]