How many student accounts can I have? + freebies?

[paulthewitt]

as the title says. i've noticed you can get some cool gifts for having your student account with someone.....is there anything to stop me opening an account with each company (apart from the fact i havent enough money!)

and let me know what gifts you can get. so far i can see

Natwest: Free webcam and headset. free railcard
HSBC: free MP4 player OR 10 CD's
Lloyds: I-pod shuffle if you deposit £500 or more by a certain date.
RBS: £55 given to you (£100 if you are in scotland)
Co-Op: tree planted in your name by the Woodland Trust. £40 amazon.co.uk voucher
Halifax: nothing (but you can get one big ass overdraft!)
Bank of scotland: same as halifax
Abbey: nothing
Barclays: nothing
nationwide: nothing

found any more?
Paul

[EuropeanNC30R...]

When you're opening the account, the usual practice is for them to ask you if you have other student accounts. They actually told my housemate to close his old one.

They also want you to alter your student loan details so it's paid automatically into their account.

Used to be a lot looser than it was, now it appears they've tightened up.

[Kaben]

I had 4 student accounts.

When you sign up they will ask you if you have another bank account, and you should reply with either, no i only have a joint account with my parents or i use a building society account at the ****** (insert name, such as woolwich)

Then they dont bother asking about other accounts and you can reap your rewards.

I managed to get £100 in HMV vouchers, a toaster, a popcorn maker and a free young persons rail card.

Only ever actually used one of the accounts (Natwest) as they have the best interest scheme when you have graduated.

Kaben


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[cagiva gezzer]

My terms were that my loan had to be paid into my student account.
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[Cillit-BANG]

As above.

[Andy C]

oohh think im going to open at natwest one this week as need a better account. with natwest but have a sh*tty solo card and no one online take it!!

Then open a few more i think
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[carvell]

You're only contractually allowed one student account.

Doubt there's much to stop you setting up more, but you're only allowed one, you'd be shafted if they found out, which is pretty easy because bank accoutns are listed on your credit history. They are on my credit history, anyway.
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[paulthewitt]

[carvell]

Certainly is for HSBC. I imagine the others are the same.
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[paulthewitt]