Car insurance question

[Robby]

A friend of mine is a learner, with his own car. He has it insured under his own name, so he can go out in with a suitably qualified driver.
Now I've had my licence for 3 years I count as a suitably qualified driver to go out in his car with him.

However, I'm only insured to drive my own car. Would I need to be on his insurance, seeing as I would technically be instructing him.

[Rookie]

Only if you were driving it, so just stay away from motorways.

[iCraig]

As far as I am aware if he is insured on the car and has a driver who is over the age of 21 and had their licence for 3 years then your within the law.

[Resurrection]

Your right craig, IIRC it has to be a relatively clean licence aswell because it would be no good being supervised by somebody who has been caught speeding/on the mobile etc etc

Long as he is insured and you dont drive your cool

Res
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ZX9r

[Rookie]

They don't need a clean licence, just a 3 year old licence and be over 21.

[Walloper]

I just thought of this one:

The 'learner' phones one of the lassies at the Insurers...

They will be happy to advise and issue covernotes if any amendments are required.

A no brainer for moi.
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W-ireless A-rtificial L-ifeform L-imited to O-bservation P-eacekeeping and E-fficient R-epair

[Annabella]

I'm pretty sure the 'instructor' does need to be legally able to drive the car, so that in the case of a situation where the 'instructor' needs to drive the car home as the learner is too rubbish, you are legally able to do so.

Worth checking with the DVLA/Police.
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[cheekie monkey]

I used to work in insurance, it has been a few months since I left now but from my knowledge a learner driver can't have a policy in his or her own name? Only when they have a full lience they can have a policy on there own.

[cagiva gezzer]

[ken]

[cheekie monkey]

Business mainly and motor too. Maybe it was just for the particular company I worked for.

[Ste]

[Walloper]

What to do next:

Use the car with you as Kwolified driver.
If you get caught by the police show them a copy of this thread.

I'm sure that should be sufficient.
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W-ireless A-rtificial L-ifeform L-imited to O-bservation P-eacekeeping and E-fficient R-epair

[Parmo Paul]

[Annabella]

How has this resurfaced?? This is a *really* old post
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Avast! Pirates ahoy!
I did Cadwell!
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[Rookie]

[iCraig]

[Suzuki]

[Walloper]

[feef]

[Annabella]

I wasn't even on line at the time I posted earlier...


[edit]Er... Pascoe. Stop using my computer, I know it's nicer than yours but that is no excuse! [/edit]
____________________
Avast! Pirates ahoy!
I did Cadwell!
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[cheekie monkey]

[Mal]

The company I used to work for would insure a learner on their own policy, as long as there was also a fully qualified driver on the policy, though this driver did not have to be the one sitting in the passenger seat when the learner was driving.

Mal

[veeeffarr]

My girlfriend was insured on her own as a leaner on her car.

Her mum didn't need to be insured to take her out in it.

Also Norwich Union did her a HUGE discount for having a provisional for about 6 years, worth bearing in mind.

[Davo]

I've often wondered the same thing as Robby, I've just found this that seems to say the supervising driver needs to be insured on the vehicle as well.

Link