125 riders: how much do you pay for insurance?

[Cigaro]

I only pay £130 a year with Bennetts and I've been told that is very cheap, considering I'm only 19 and have had one past accident in a car.

Is this normal?

[JonB]

£110 a year. TPFT.

19, 3 years NCB Suzuki GS125. My Dad is a named rider though.
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Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it?s worth.

[Matt06]

£110 when at 17 on the day of my CBT with... Lexham.
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Current: MT-10, Bandit, Grom, GPZ500
Previous: YBR125, GSXR400, ZXR400, MT-03, NTV650, R6, z750, ZX6R, MT-09

[m0l0t0v]

I was paying 150 a year TPO on my 125 with 1NCB and 18. Was cheap and no point in going TPF&T as the bike wasn't worth much. That was with Adrian Flux.
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'99 Hornet 600 , VFR 400 NC30 '92 , Kasawamasaki GT 550 , '98 Hornet 600
**\Tarmacsurfer/** said: It's that immaculately manly coiffure of yours isn't it. One glimpse of your virile locks and the punters can't wait to buy whatever it is you suggest, as it might let them be just a little bit like the Adonis that is our very own Molly Doovydoo said: Its not my fault I can't get it up properly, I just wasn't blessed

[cagiva gezzer]

Rampdale is always good for 125's. I pay just under £100 TPFT.
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"because one stroke isnt enough and four strokes waste two"

[matthab]

17 years old, £500 fully comp 1 years no claims had 1 accident thoe!

Bike is kept in a locked alarmed garage and is locked with a big ass chain!
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2005 - 2006:Peugeot jet force 50 TDSI (sold)
2006 - Present: Yamaha YBR125 06 (extras:pilot sporty tyres and screen)

[Sir Macca]

Im 17, Hyosung comet gt 125, £170 tpo with lexham

[st3v3]

£215 TPO I'm 19 + 2yrs NCB with bennets (renewall was £300ish)
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Roger wrote: Women don't get damp for clingy puppies. Get some better happy pills, hit the gym & buy a medallion the size of a dinner plate. Job done

[Leggy_Girl]

£300 TPFT with CIA this year, and everyone else wanted to charge me at least £500!

I've no idea why it's so high? I'm 20, have 1 years no claims, and i keep my DT125X locked in my garage over night.

I hate insurance
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"One moment can change a day, one day can change a life and one life can change the world." Siddhartha Gautama

[ncrn]

You guys got it cheap, I got £622 as my best quote. 17 no years ncb, bike on the drive way, alarmed, NSR125R, TPFT.

I'm hoping to get it much cheaper this year now I'm 18, I've done my test, and I'm keeping the bike in the garage.
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Past: 55 Sym Jet, 91 ZZR250, 03 NSR125R. Present: 97 ER-5.
https://www.nsr125.co.uk - NSR Owners forum.

[Bomberman]

[MattHirst]

Omg!!!!!

Mine is with rampdale and it is £600 TPFT for a suzuki GZ125!!!

I am 17, no NCB and with a claim against me though.

Renewel (that doesn't look like it is spelt right ) was £750ish fully comp or £525ish TPFT.

[JBurrows88]

Cagiva Canyon 500cc
-- £440 (including legal expenses cover) TPF&T
(2 years NCD)

Jog R 50cc

-- £0


YBR Yamaha 125-

-- at 17 it was £200 TPF&T (1years NCD)
-- at 18 it was £311 TPF&T (wtf - 2 years NCD)
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Dave
XJR400 Kenney Roberts Paint Job

[treble]

I was 17 when I got my DT insured for 350ish euros. Fresh license. Could have got it for 300 but they didn't pay enough to cover the costs of killing someone, or totalling a veyron, so I went for the hardcore insurance

It's not with a company, but some kind of national organization that insures people who can't get insurance elsewhere. You'd think it'd be hard to qualify, but it's all done over the phone.

"Have any companies given you a quote?"

"No."

"OK then, we'll send the details to you by fax"

SCORE.

[Marcg868]

£209 fully comp cbr 125, 2 years NCB
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JACK, MISS YOU LOADS YOU LEGEND.

[teabag]

£101 fully comp, SDP and commute, protected no claims, class 1 business and breakdown cover. Bike is 06 XR125L and garaged overnight in Northants. Broker is Carole Nash
I am a 34 year white collar worker with 9 years no-claims, 7 of which were on a GSX600F.
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NS125R = 2 years > GSX600F = 7 years > XR125L = 3.5 years > SV650S........and a Citroen Synergie HDI for the kids.

[fire]

Both 0 NCD 19 year old

Cagiva Mito

£400 TPFT

Honda NSR 150 RR

£300 TPO (but they think its a 125! ssshhh)
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Write off! Honda NSR150 RR ('01) - Sold Cagiva Mito Evolution ('00) - Sold Honda NSR125 ('01) - Current Gasgas TXT 250 ('98) - Sold Kawasaki Z750 ('10) - Write off! Yamaha FZ1 ('09) - Current Ducati Streetfighter 848 ('14)

[Giffer2]

I paid £165 TPFT on a brand new Varadero (29, 0 NCB) on a learner licence and then I was quoted an additional £5 when I passed and got my SV. (I actually went fully comp when I got my SV though).
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Mar 2007 - Varadero XL125v7, May 2007 - SV650S
17/05/07 - A2 Test Passed

[5v3d3b0]

Rs 125. Im 17 and pay 750 euro a year...With no accidents and my father as the named driver. When I was sixteen (don't ask me why) they wanted 1400 euro a year.

[salty21]

i pay £320 tpo am 23 with 1 drink driving offence. not bad realy
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04 NSR 125(sold) ---- 03 CBR 600rr(sold) ----90 pan euro ST1100 '' ----02 CG 125
94 CB400 Super Four ---- 2000 VTR SP1 (sold) ---- 08 ninja p8f(sold, meh) ----05 CBR600rr

[kcnw9]

you guys get it cheap, i have TPO for £650 and im 17 with one accident and i was at fault.

kcnw9

[HondaXL125]

[Ben.]

650 tpf&t im 17 no no claims and its a 2006 cbr 125
garaged ground anchored etc.
got a claim comeing in against me, although i've not heard anything from them, so fingers crossed they lost me details
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follow my racing season
Race bike - R6
Road bike - sv650

[Noxious89123]

18, 0 NCB, (only been riding 4 months) '06 CBR125 valued at £1795, £416 TPO through Bennetts (Policy is with AXA) £0 Excess.

Should have valued the bike at less tbh, would have made it cheaper. It cost me £1795, although at the time it was likely worth more... Showroom condition with 560 miles on it (£2600 brand new). (On a side note, how much could i sell it for now, with about 3k on the clock?)
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'06 Honda CBR125RW-6 ~ '00 Honda CBR600F-Y ~ '07 Honda CBR600RR-7 ~ Bikeless
'53 Ford Ka 1.3 ~ '03 Vauxhall Astra SRi 1.8 ~ '52 Vauxhall Astra SRi 2.2 ~ '53 Vauxhall Astra GSi

[EddyJones]

jeeesus! is there some trick someone hasnt been telling me?

im paying 600 over monthly payments, thats garaged and chained.

Post code does cover some dodgy areas thought