Shocked at car insurance prices.

[JonT]

I'm quote honestly shocked at how expensive car insurance is now.

I'm 21 years old 0 NCB to use on the car and I want to insure a new 1.4TDI Seat Ibiza fully comp.

The best quote i've had is £960 from directline and the second best quote has been £1050, and i've tried 15 different places.

I really didn't think i would be that much of a risk to an insurer. When I passed my test I drove as a named driver on a car for 2 years. Then sold the car and bought a bike which I now have 2 years no claims on, and since I passed my test i've been driving a transit van through work which will be 4 years of claim free motoring now.

How can they get away with it?

[Rookie]

Try Tesco, purely because according to Bendy they allow you to use bike NCB on a car policy. But at 21 you're still a risk.

i've bee trying to get decent prices TPO/TPFT on a 2002 Ibiza 1.2, I'm getting a minimum of about £800.

[JonT]

Only problem is I still have the bike though so can't use the NCB on two policies

Tesco Value insurance with a £750 accident damage excess comes in at £945..

[JonT]

Straight off tescos website

[Keir]

try elephant/admiral. always cheapest for my (22 on golf 1.8 20vT)
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Current : '08 Yamaha FZ1s
Previous: '99 Honda CBR 600FX, 03 ZX636 B1H, 99 Fazer 600 (red), 02 GSX-R 600 K2, 00 SV650s (red), 2008 ZX10R, 97 Bandit 1200N, 04 ZX6RR K1H, 04 GSX-R 1000, 98 Fazer 600 (gold), 05 Madness 110 Pit bike, 04 CR125R, 00 SV650s (black), 06 KTM 625 SMC, 99 SRAD 600 track bike, 03 SV650, 98 Bandit 1200N, Bandit 600SY, 03 GSX-R 600 K3, 01 GSX-R 600, 01 Fazer 600 (black), VFR 400 NC30 x3, 78 Honda Dream, 00 Speedfight 50

[cqueen]

Have you tried confused.com? it's really good.

[cagiva gezzer]

[Rookie]

[cagiva gezzer]

Churchill.
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"because one stroke isnt enough and four strokes waste two"

[Rob]

That's one of the few reasons I love being 'slightly more mature' now. A group 20 car 18 months old for £300 fully comp protected!! \o/
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Love is 1050cc

[Weedy]

I found it was cheaper for me (aged 21) to insure a 1.9TDI Seat Ibiza than it was to insure a 1.6 (petrol) Corsa.....Go figure!

Apparently it's because 21 year old's "Don't do diesel's"
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<CBT passed 16th Sept 2007><Theory Test passed 11th Oct 2007><Practical Test passed 19th Apr 2008>
OWNED: 2008 Aprilia Pegaso Strada CURRENT: Bikeless :'(

[Dom_]

moneysupermarket.com
gocompare.com

all those sites are great, moneysupermarket is the best.

Rob, is that the M3? for £300.

[Rookie]

[JonB]

I'm paying £1000 TPFT on a X reg 1.25 16v Fiesta Ghia.

18 yo 0NCB.

It sucks. However I heard that with bike no claims you can only get a maximum of a 33% discount when you cross no claims bonuses, yet if I get one year NCB, you can save upto 50%.
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Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it?s worth.

[garyd]

Get a letter from your employers stating that you have had no accidents or incidents in the 4 yrs you have driven for them ,this works!!

[garyd]

Get a letter from your employers stating that you have had no accidents or incidents in the 4 yrs you have driven for them ,this works!! .or 2 letters then?

[NSR Mick]

I'm with elephant with my W8, it's £1200. 31 no NCB £8500 fault accident last year only been driving for 4 years with the missus on who has 6 points. BARGAIN.
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If you dont like the way that I ride.......Stop trying to keep up!!!

[Whosthedaddy]

29 year old Male
Clean license
2004 Honda Civic Type R
6 Years NCB (until fault claim last year)
£85 a month with privilege

Before the accident it was only £43 a month

Insurance sucks big time, but its something that affects everyone for the worse and never the better.
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Current : MSX 125 Past : CBR 900RR Monkeybike : c50 LAC : ZXR750 H2 : FZR600 : ZX7R P3 : YW100 : TRX850: Trophy 900 T309 : GSXR 600 L0: Monkeybike : XJ6S Whosthedaddy

[J0Al1]

That's shoking. I use Budget car insururance. 220 pounds FC - 6 years no claims - 1.4 car

I have and never will pay over 600 pounds for FC car or bike insurance.

Thankful for being female on this one.