Cheaper Insurance for 125 riders

[T.C]

Wellingborough based motorcycle insurance provider, MCE, has declared a war on the rising cost of insurance for 125cc bikes.

With immediate effect MCE will guarantee to beat any genuine, non subsidised quote on a 125cc geared motorcycle, irrespective of area, rider age or bike type.

Dave Plummer, Sales & Marketing Manager for MCE said, ‘We successfully launched a new 125cc scheme earlier this year,but that was just a pilot for the main campaign we are launching today. What we can offer now is, without doubt, the best pricing you can get for insurance in this critical market sector. The cost of insurance for 125s can make or break a sale for a dealer and our aim is simple. We want to help dealers sell more bikes.’

The conditions of the new scheme are very simple. MCE will guarantee to beat any quote given from now until 30th September 2007. In order to qualify for the price beat promise, the customer may be required to provide a written copy of the quotation, including the name of the insurer prior to the MCE policy being incepted.

Plummer continues ‘Obviously a campaign of this nature is open to abuse, so all we will ask from a limited number of customers is written proof of the quote we are being asked to beat prior to the MCE policy being incepted.’

In the case where an FSA registered dealer obtains the policy on behalf of the customer, the dealer assumes responsibility for providing the required documentation.
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It is better to arrive 30 seconds late in this world, than 30 years early in the next

[G]

I would take MCE's quotes with caution.
In the past they have refused to honour the quotes given by their own on-line system, telling me "sorry, we can't match that". I don't know about now, but at that point calling them was the only way to take out an online quote.

[T.C]

[G]

I would have made much more of a fuss if I'd have had the time then.

As it was I asked to talk to supervisor in charge of the call centre.
He looked at my details and said "ah, you tried several different quotes, you were obviously messing about confused the system so it's all your fault". Definitely not impressed with that either.
Yes, I did try a few different quotes, to see if it was worth me going TPFT etc, but they all 'made sense'.

I probably still will get insurance from them in future, but I'd advise people to be wary.

[repiV]

I'm insured through MCE...they're great in my book.
£451 TPFT on a 2002 FZS 600 agreed value of £2k - live in NW London, 21, got my license three months ago and no previous insurance history (no car license either). It's not even garaged.
Free breakdown cover aswell (which I've used on more than one occassion as I used to have an unreliable lemon of a '99 FZS), and I'm insured to ride other people's bikes.
The only bone of contention was that they charged me a £30 admin fee to swap the bike on the policy, if they must charge such ridiculous fees for changing something on a PC can't they claim it off the company insuring the guy who wrote my other bike off?
No increase in the price for the newer, significantly more valuable bike though.

I was also thinking of getting a sportsbike for a while instead of another Fazer, apparently I'd only have to pay an extra £150 to insure an R6 and an extra £350 to insure an R1/Fireblade etc.
£800 to insure an IG20 bike at my age with no NCB? Amazing!

It would have been over £2500 fully comp to insure the Fazer though, which is absurd - but not really surprising.

[deanoet]

I am with MCE.
Got an 07 CG125, fully comp for £150
27, first bike, so no NCB


Like with all insurance, the test is when / if you need to claim off them.
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CBT Passed 18th July 2007 : Previous Bikes> CG125 : Current Bike> Hornet 600 : PASSED DAS 30th Oct 2007
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[SinceNow]

I just did an online quote with MCE. They quoted me £219 fully comp for my 2004 CG. About 30 seconds later i got a call from them asking if i wanted to take the premium. The woman was not happy when i said i was just comparing prices.

Im paying £290 TPFT from Bennetts at the moment. Whats the deal with switching your insurance if you find a cheaper one?

Im new to all this!

[iooi]

[GazzaThePiagg...]

I payed £260 for my '88 Honda NSR125F. Only TP though. But I don't really need TPFT where I live, It's us that set the chavs on fire
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Stupid Young Tw@ts Clan 2007 - Sponsored By Powerthirst
Honda NSR 125F (Under Restoration), Honda CR 125, Piaggio Zip (For Sale).

[Noxious89123]

Just done a quote with MCE;

£328 (they called me within 5 mins of doing it online!!)

TPO on my CBR125.

Paid £490 with bennetts. Might have to call them and cancel my policy

UPDATE:

Theiving bastards.... If i want to cancel my policy with Bennetts (i've had the cover for nearly 2 months) i will still have to pay 30% of the full premium (about £147). That would be a fair %age to pay, if i'd had 30% of a years cover (4 months, not 2!).

Still...

£147 + £328 = £475

So i'd be saving £15 Not worth the hassle...

Still, will check out MCE when it comes to insuring a bigger bike!
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'06 Honda CBR125RW-6 ~ '00 Honda CBR600F-Y ~ '07 Honda CBR600RR-7 ~ Bikeless
'53 Ford Ka 1.3 ~ '03 Vauxhall Astra SRi 1.8 ~ '52 Vauxhall Astra SRi 2.2 ~ '53 Vauxhall Astra GSi

[Dragonfly]

easy insure £50

3 years no claims and 3rd bike insured with them and I am 25 and female
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All the breast.
Muzza on Binge:
He's too busy beating the everloving shit out of Lizzie to notice this thread has taken a turn down Drama Avenue and stopped off at the popcorn shop.

[Philious]

Motorcycle Direct

£312.39 TPFT on a 2003 XR 125
1yrs NCB

Not Bad considering I have 6 points and 2 endorsements on my provisional.
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Previously; Honda XR125 - Yamaha DT125r - Aprilia Rs125 - Suzuki GS500e, Currently; Kawasaki ZX6R + ZX10R
Theory : Passed 28/7/09 Module 1: Passed 21/09/09 Module 2: Passed 23/09/09

[postal assistant]

I just got a qoute from MCE online, £170 TPF&T - £50 vol XS - £150 compolsory XS!! I'm 27, 2yrs no claims & it was for a CG 125! I do have insurance with a company called Aqoute. I got TPF&T for £114 inc breakdown cover with RAC!

[jacqui]

I've just insured my CBR600 with A Quote, £100 on the nose,

tpft, no no-claims, 90 days green card, road side break down cover, legal assistance, ride anyone elses bike, business use etc.

I thought i got a good deal.
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never say "never"!!!