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what if my bike is a cat c write off?

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Joeb46
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PostPosted: 10:33 - 12 Dec 2007    Post subject: what if my bike is a cat c write off? Reply with quote
the previous owner of my bike was ran in to but then he
rear end of the bike was replaced and he got it back on the road.
but now he is being payed out, so would this make my bike a cat c?
i have the mot booked for friday. are they going to check every nut and bolt if it is a cat c. also how much does this devalue the bike, even though its been fully rebuilt?
however i ony think he is claiming for his personal injury not acctualy for the damage on the bike. would it still effect my bike?
any help and advice much apretiated
cheers
Joe
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Mr.Everready
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Joined: 28 Mar 2003
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PostPosted: 10:35 - 12 Dec 2007    Post subject: Reply with quote
If it was fixed under insurance then it may not be a cat C or D write off.
Did he get full payment for the bike and buy it back from the insurance or just get the amount to get it fixed ?
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Joeb46
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PostPosted: 10:37 - 12 Dec 2007    Post subject: Reply with quote
im not sure, as far as im aware he told the insurance company he would rebuid it and get it tested again Confused
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Mr.Everready
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PostPosted: 10:38 - 12 Dec 2007    Post subject: Reply with quote
Cat C bikes do not need "tested"

Did you get an HPI check on it when you bought it ?
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Kickstart
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Joined: 04 Feb 2002
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PostPosted: 10:39 - 12 Dec 2007    Post subject: Re: what if my bike is a cat c write off? Reply with quote
Joeb46 wrote:
if it is a cat c. also how much does this devalue the bike, even though its been fully rebuilt?


Whether it is cat c (or whatever other category) is down to how the random insurance assessor classified it when they wrote it off. If they haven't classified it as a write off then it is not on the insurance register as any category of write off.

Value will be lower. Some people won't touch it and others will be far more careful (one way theives process stolen bikes is to give them the identity of a bike based on a crashed frame, hence a pefect condition bike recorded as a write off is a warning sign for a stolen bike).

All the best

Keith
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Joeb46
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PostPosted: 10:42 - 12 Dec 2007    Post subject: Reply with quote
im pretty sure no one came to see the bike and classify it a write off. and i didnt get it hpi checked Thumbs Down
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Mr.Everready
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PostPosted: 10:43 - 12 Dec 2007    Post subject: Reply with quote
Who actually told you it was a class C write off ?
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Joeb46
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PostPosted: 10:48 - 12 Dec 2007    Post subject: Reply with quote
my friend who i bought it from he said as his claim was being payed out for his injuries it could make the bike a cat c due to the rear end damage swing arm, wheel ect.
the driver who hit him wasnt insured. if that is any help
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Mr.Everready
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PostPosted: 11:18 - 12 Dec 2007    Post subject: Reply with quote
Just ask the guy you bought if from whether it was a write off or not, simplest thing really.
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Joeb46
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PostPosted: 11:25 - 12 Dec 2007    Post subject: Reply with quote
it isnt. its just that now he is being paid out, he said it could effect the bike
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Mr.Everready
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PostPosted: 11:31 - 12 Dec 2007    Post subject: Reply with quote
If it's not an insurance write off then it can't be an insurance write off. Wink

Doesn't matter how much he gets for injuries it won't affect the catagory of the claim on the bike.
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Joeb46
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PostPosted: 11:33 - 12 Dec 2007    Post subject: Reply with quote
thats what i thought. thanks very much for your help. Thumbs Up
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