Cage Insurance Question, Skyline At 19?

[Fahd]

Well basically this probably sounds like a particularly stupid idea but this is a bike forum so I'm sure there are adrenaline junkies who have experience in the insurance of fast tuner cars. I've been considering selling my Seat Ibiza 1.4 for something with a little more grunt once I run out of insurance and I have my heart set on R32 Skylines. By the time I could buy one I'd be 19, have 2 years no claims on the motorbikes and 1 years no claims in my car, will anyone insure me at a reasonable price bearing in mind the car is a 2.5/2.6. If not does anyone else have any decent suggestions for a faster car that is generally not a joke to insure and fun to drive. Thanks for any help, I've posted a link to the kind of car I wanted below to anyone that doesn't know what they are.

https://cgi.ebay.co.uk/1989-Nissan-Skyline-R32-GTR-evo-impreza-gt4_W0QQitemZ190190653048QQihZ009QQcategoryZ18238QQssPageNameZWDVWQQrdZ1QQcmdZViewItem#onPhotoChoice
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I Ride: Honda CBR 400RR.
I Drive: Audi S3.

[Kickstart]

Hi

Insurance will be a joke on most things, and a Skyline is likely to be really silly on insurance (as well as running costs).

Try https://www.bell.co.uk .

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[Fahd]

[Keir]

yes it is possible, if you have enough money. My estimate would be around 3-4k
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[D O G]

[Ant]

a volvo s40 t4, 200 bhp and reasonable on insurance, i don't think i'd like to insure a 106 at 19 let alone anything quick hence the reason i turned to bikes!!
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04 ZX10R ~

[UnknownStuntm...]

I've got to say, what is the point. With all the power available, you will crash it, or it'll get nicked. Either way, you'll lose loads of money.

I've driven loads of cars, from crapped out Metros and 1.1 Fiestas to proper rally-slagged motors with wild engines and such. And you can only drive a car to it's limit. Find a car that is playful and the limit is low - and play with the limit. For example, my first car, the Metro went round corners like it was on rails. Wet, dry, flat out at 85mph, I had a fantastic hoon in it. Move up a few gears in a quick car and you've got to work a lot harder to get to it's limit, and you *will* run out of talent before the car does.

Get some time behind you and save your dosh chap. Seriously.

[McGee]

Do eeeet.

After one myself

When I was 19 I was getting sweet quotes on them cause of the area I lived.
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Its pronounced Jixxer!

[.Chris.]

I agree with the idea of getting a classic as they are much cheaper on insurance. Something like a Midget or MGB might suit, although by today's standards they aren't very quick.

Early MX-5s could be insured on some classic policies as the oldest ones are 18 years old now. Just beware that most classic insurers won't insure anyone under 21 (some are 25), so you're limiting choice a little bit. Get some quotes from people like Footman James and Adrian Flux.
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Chris
1985 Kawasaki Z550F

[Ste]

[faddius]

What about one of the later model celicas?

Or a bmw?

Both will have lower insurance than a skyline, and you can still get a fair bit out of them,
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Children in the back of cars cause accidents : Accidents in the back of cars cause children
Riding since OCT '05 - Sym Jet 50cc, Honda Varadero 125cc, Suzuki GS500, Honda VFR750, SV650s current & in posession of Aprilia RS125, Honda NS125R

[colin1]

I reckon your best bet would be classic car insurance.

I think AA do classic car insurance when the car is over 12 years old.

I think you have to be over 25 though, so probably no good for you.

Might be worth checking out though.
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colin1 is officially faster than god

[chris-red]

Ring round and try some speciallist and small places, some places will take into acount bike claims. I've found i you talk to small places they will speak directly to the underwriters to draw you up a quote.
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[Fahd]

Thanks for all the replies so far people, anything else anyone wants to add is welcome...

[NSR Mick]

I think you'll really struggle to get anyone to insure you.

I just had a quick look on autotraders insurance search thing and not 1 company would quote.
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If you dont like the way that I ride.......Stop trying to keep up!!!

[Mudskipper]

[owdamer]

[Fahd]

[Al]

I had a 300zx TT which is a group 18-20, when I was in my early 20's (21 I think).
I had trouble finding insurance myself but a local broker rang around and found me a policy with a stupidly high excess. It was about £800-£900 TPFT, but this was 6 years ago.

If your even worried about the cost of insurance you probably shouldn't buy one, It cost me £70 a week in fuel to use mine as a daily driver doing average mileage and that was with 6 yr old fuel prices.
Add to that expensive and frequent servicing and the fact you need a couple of grand stashed away just in case something major breaks. Lots of work will need to be carried out by a specialist and they don't come cheap.

Have you though about a 200SX S14/a not as special as an R32 GTR but a bit more sensible and they can be really fast with a little tuning.
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[Mac_Black]

Get a '96 -02 Hyundai coupe... You'll have fun in that you will.
They do a V6 model and they a 1.6 and 2.0.
My dad has tha 2.0 and even that is fun, best car he's ever had he says . I like it too, Hope that helps

[Fallout]

I have an import R33 GTR. I am 26, 8 years no claims bonus, live in a low crime area. I had to get various security devices installed, and it still costs me £1200/year, due to modifications. Min price I got quoted for an unmodified one was £700.

At 19 I would say, wait a bit longer mate. You get absolutely rinsed.
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Fallout

[Barry_M2]

£1200!! Thats just stupid!!!

I was your age when I first got my Supra, that was modified and cost me less than half that to insure it, and I only had 1 years no claims!!
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[NSR Mick]

[Barry_M2]

Passat, group 18? What size engine is it, 5ltr?

I thought me and the wife's insurance on the Fiat was high at £230!

Getting old does have 1 advantage!!!
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[NSR Mick]