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thx1138
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PostPosted: 13:07 - 12 Apr 2008    Post subject: Baliffs. Reply with quote

I've just opened a letter, not addressed to me, but to my ex-lodger, and someone whom I have never heard of.

Mr.Someone I'd Never Heard of & Mr.ExLodger
My Address
Bedfordshire

Quote:

For the urgent attention of someone I'd never heard of

REMOVAL OF YOUR GOODS

Council Tax Debt - Northampton Borough Council

Your debt remains outstanding despite our previous application for payment.


Accordingly I will be calling, with transportation, to remove your goods during the course of this coming week. Goods will be removed wheter you are present or not, with the police in attendance if neccesary.

When seizing your goods, I will need to remove sufficient to cover the costs of removal and to clear your debt at public auction. The very significant costs of removal contractors and auctioneers will be deducated from the proceeds of the sale of your goods.

yours faithfully
a.git


Well, we owe no money. Except for the finance on our bike. We do own our house, and have the title deeds to it.

Can't get hold of anyone at the baliffs company to talk to on the phone.


How do I get these parasites off of my back, and are they allowed to force an entry - what with the new Civil Enforcement Officers?

I've no idea where my lodger moved to, and have never even heard of the other person who the letter was addressed to




I have been putting all of his mail back in the letter box, NOT KNOWN AT THIS ADDRESS etc, but I opened this one on purpose, as I knew it was from a baliffs, and was concerned. I've got the ex-lodgers mobile number, and left him a voice mail... but

funny thing is, he never even wanted his deposit back when he left, months ago
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iooi
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PostPosted: 13:14 - 12 Apr 2008    Post subject: Reply with quote

Quote:
Council Tax Debt - Northampton Borough Council


I would talk to them........

As to the other lot. Send it back saying no longer at this address.
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thegubner
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PostPosted: 13:24 - 12 Apr 2008    Post subject: Reply with quote

I very much doubt a bailiff would send you a letter stating that they were going to commit a crime.

Which if they break in they are doing.

Go to your local police station and ask if legally a copper will go and stand with a bailiff whilst he breaks into your house and commits theft?

I am 99.9% certain you will be given no as an answer. If you do not let a bailiff into your home then they cannot come into your home.

Shut your door and protect yourself at all times.

If its not a proper bailiff then your visit to the police station could also be spent telling about whoever is intending to break into your home, I dont know whether they would help but its worth a shot.

And get some insurance if you dont have any for the contents of your house in case its a burglar having the cheek to inform you prior to his crime.
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MaybeGuy
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PostPosted: 13:39 - 12 Apr 2008    Post subject: Reply with quote

fuck, sounds bad!

the thing is, surely its the person who's debt it is's items that get taken?

provided you can prove that they moved away and havnt lived there / own anything there, then theres fuck all they can do.

breaking and entering is a crime... once the doors open however is a different matter, get one of those chains on your door.
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thx1138
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PostPosted: 13:52 - 12 Apr 2008    Post subject: Reply with quote

~Well, nothing in the house belongs to these debtors.


I guess, I'll try and phone them, the baliffs, on Monday, though talking to the brick wall in the garden will probably yield better results. Then I'l phone, I'll ride to Northampton Council and tell them too, may as well get some fun out of my bike. Neutral
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thegubner
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PostPosted: 13:58 - 12 Apr 2008    Post subject: Reply with quote

thx1138 wrote:
~Well, nothing in the house belongs to these debtors.


I guess, I'll try and phone them, the baliffs, on Monday, though talking to the brick wall in the garden will probably yield better results. Then I'l phone, I'll ride to Northampton Council and tell them too, may as well get some fun out of my bike. Neutral


I am forever getting bailiffs letters here for previous tenants, always on the phone having rows, another 1 on the blower last week, telling me I had to prove who I was and he was coming in the house blah blah blah, I just tell them to try, lob a few obscenities in and tell them THEY have the wrong person, not my mistake so piss off.

One has come to the door so far and I told him to fuck off, aint heard back from any of them, they are cheeky and do not care who's debt it is as they just want money, so if they can frighten people into paying anyway they will. And also they have heard all the excuses under the sun from people actually in debt which is what makes them reluctant to believe you.

They are scum, most of them take pleasure in takings things from families, call themselves debt collectors when really they are bullies and cowards.
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WildGoose
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PostPosted: 15:28 - 12 Apr 2008    Post subject: Reply with quote

agreed with Guv, they are particularly unpleasant people and have no interest in listening to what you have to say.

They make out they can do whatever they like to gain entry including drilling locks, breaking through window mechanisms etc.

Ring the council, and they will try to not be interested as they have by now already sold the debt to the debt collectors thereby washing their corrupt fingers of it. In my opinion that isn't good enough, so keep on at them.

And if the guys turn up, be as unpleasant to them as they are to you, and don't let them get a foot in the door.

The whole system stinks, and the way it is handled when someone doesn't pay stinks even more, sorry to hear you have to deal with it, we have been there ourselves.
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Fortuna
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PostPosted: 23:27 - 12 Apr 2008    Post subject: Reply with quote

If you are not the named debtor they can't come in.
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Mudskipper
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PostPosted: 23:31 - 12 Apr 2008    Post subject: Reply with quote

I've been waiting for the bailiffs to come round here, the lad who lived here before ran up thousands in debt and is now in the nick I believe.

Loads of letters threatening seizure of goods, aint seen a peep out of any of them yet.

Shame, I was looking forward to telling some scumbags to fuck right off.
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Dragonfly
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PostPosted: 12:34 - 13 Apr 2008    Post subject: Reply with quote

I am wondering woul this happen to me. I got a smmons in the post for the bill of £300,000 aprox in a persons name that lived here 6 years ago Shocked reason I opened it is that they have the same surname as my other half. I just phoned them and told them they aint lived here in years. Dont fancy having that tied to my house. As long as you can prove its your house and all I cant see how they can come near you.
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Ragdoll
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PostPosted: 15:20 - 13 Apr 2008    Post subject: Reply with quote

You don't have to let them in.

As WildGoose said, it's pointless ringing the council, they won't be interested as it's already gone to the bailiff. I would however, write to them and point out that you are registered as living there and not Mr X and if anyone does come to your door, might be worthwhile showing them your driving licence and telling them to remove your address from their records.
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queen of string
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PostPosted: 17:02 - 13 Apr 2008    Post subject: Reply with quote

My experience of baillifs has been the opposite. I bought my house after it had been repossed from the previous owner, a builder who had been renting it out.

You can imagine the level of post demanding money for him I was getting. To date I have had 4 lots of baillifs on the doorstep. They have all happily wandered off once I explained my purchase of the house and that I have no idea where the previous owner is. I suspect they get paid for making the visit and talking to someone. None of the companies have called more than once and the level of mail has decreased. I have not had any aggro from any of them. All been polite and "professional" in their dealings with me.

I hope your experience is the same.
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iooi
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PostPosted: 20:07 - 13 Apr 2008    Post subject: Reply with quote

Ragdoll wrote:

As WildGoose said, it's pointless ringing the council, they won't be interested as it's already gone to the bailiff. I would however, write to them and point out that you are registered as living there and not Mr X and if anyone does come to your door.


2nd point is a good one, but the council will/can recall the debt back if its proved the debter is no longer there.
So contacting them is a start, also this is where ensuring you are on the electrol roll help, as it helps prove you live there.
Some people don't bother as they think its a waste and avoids certain other things you might be called to sdo.
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thx1138
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PostPosted: 10:56 - 14 Apr 2008    Post subject: Reply with quote

No, I am regsitered.

I sent this e-mail on sunday, obviously not this exact one!, using their client reference number as the subject heading. And to my utter suprise, got a reply saying to disregard the letter, and they'd update their records and look elsewhere. Shocked


Quote:
Baliff Ref: 1337
Client Ref: 42


Hello,

I've just opened a threatening letter from yourselves, addressed to my house, to someone I've never heard of, and my ex-lodger.


I OWN Baggins Hidey Hole, Bedford, MK40 1AA outright, and have the title deeds to it.

Nobody by the names of Mr.MCGoo or Mr.Christopher Bigins live here. I've never heard of Mr.Mcgoo& Mr.Biggins moved away in February 2008.

I have returned to sender, previous letters adddressed to these people from yourselves.

As far as I know, Mr.Biggins works as a prison officer at Toytown Nick, and has moved back to LaLa Land.

In your letter, you threaten to come to Baggins Hole , and remove by force the goods in it. DONT. I strongly advise against it, as everything in the house belongs to me. I'm completely innocent of any wrongdoing, and have no debts, and no connection with any of the debts or the debtors that you are chasing, except that I once let a room to Mr.Christopher Biggins.

regards
THX1138
an address in Bedford
MK40 1AA
Telephone: 0800 118 118 999 01 8055 855
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Cigaro
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PostPosted: 11:35 - 14 Apr 2008    Post subject: Reply with quote

I have lived in my flat for a year and despite many letters threatening me with bailiffs, I've not actually had a single one turn up at my door.

Although I believe they are allowed to break in for certain debts, council tax and gas AFAIK.
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lozzypop1
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PostPosted: 15:40 - 15 Apr 2008    Post subject: Reply with quote

queen of string wrote:
My experience of baillifs has been the opposite. I bought my house after it had been repossed from the previous owner, a builder who had been renting it out.

You can imagine the level of post demanding money for him I was getting. To date I have had 4 lots of baillifs on the doorstep. They have all happily wandered off once I explained my purchase of the house and that I have no idea where the previous owner is. I suspect they get paid for making the visit and talking to someone. None of the companies have called more than once and the level of mail has decreased. I have not had any aggro from any of them. All been polite and "professional" in their dealings with me.

I hope your experience is the same.


Same here, In my last place the previous tenant was still using the address for credit applications and things....

Showing ID was enough for them to apologise for disturbing me, and off they went.
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JonB
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PostPosted: 16:14 - 15 Apr 2008    Post subject: Reply with quote

We have about 5 people who obviously have got themselves in a state of debt, they must have lived here before us and as yet haven't seen one bailiff.

Worked out that collectively they all owe about £25,000 on credit cards. Smile

Though I have heard that it is illegal to open somebody else's private mail, but I reckon that's false.
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Shaun
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PostPosted: 18:05 - 15 Apr 2008    Post subject: Reply with quote

Jon B wrote:
Though I have heard that it is illegal to open somebody else's private mail, but I reckon that's false.


You don't think it's illegal to invade someones privacy...
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iooi
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PostPosted: 20:22 - 15 Apr 2008    Post subject: Reply with quote

Jon B wrote:

Though I have heard that it is illegal to open somebody else's private mail, but I reckon that's false.


When its delivered to your address all the time, then i think its fair to open them, just so you can inform the sender of the error of their ways. Wink
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psimpson
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PostPosted: 15:38 - 22 Apr 2008    Post subject: Reply with quote

Jon B wrote:
We have about 5 people who obviously have got themselves in a state of debt, they must have lived here before us and as yet haven't seen one bailiff.

Worked out that collectively they all owe about £25,000 on credit cards. Smile

Though I have heard that it is illegal to open somebody else's private mail, but I reckon that's false.


Yes it is illegal to open post that is not addressed to you, technically if it is not delivered to the named recepient it belongs to the queen, lol.

No need to open to post, cross out address and write 'return to sender'
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Richard_Schmid
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PostPosted: 10:15 - 01 May 2008    Post subject: Reply with quote

Best thing you can do if they are going to remove your goods unlawfully, is to video record them (openly) doing so. This would make me think twice if I was going to push the boundries of the law.

After all, the camera dosn`t lie.


(Just make sure they don`t take that too!!)

Richard
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