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| TechJinx |
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 TechJinx Spanner Monkey

Joined: 16 Nov 2007 Karma :     
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 Posted: 08:43 - 15 May 2008 Post subject: any insurers that take car NCD into account? |
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I have 10+ years and would love it if anyone knows an insurer that will give me some discount because of it.
Plus on the MCE form on he page labelled "Riding Record" it asks for any convictions - now I have 3 points for motorway speeding, but this was in a car so should not be filled in on a page saying riding record" thoughts?
Finally when filling out the forms, have I technically held my provisional licence for 12 years as I believe when I got my car licence I got the provisional motorbike entitlement? ____________________ bikes: SV650S K5 that is making me do this 57 CBR125 RW-7 - sold ; 54 CBR125 - anyone wanna buy a project?
YOU ONLY NEED TWO TOOLS IN LIFE - WD-40 AND DUCT TAPE. IF IT DOESN'T MOVE AND SHOULD, USE THE WD-40. IF IT SHOULDN'T MOVE AND DOES, USE THE DUCT TAPE. |
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| G |
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 G The Voice of Reason
Joined: 02 Feb 2002 Karma :     
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| TechJinx |
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 TechJinx Spanner Monkey

Joined: 16 Nov 2007 Karma :     
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| ms51ves3 |
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 ms51ves3 Super Spammer

Joined: 07 Jun 2007 Karma :     
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| TechJinx |
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 TechJinx Spanner Monkey

Joined: 16 Nov 2007 Karma :     
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| Keir |
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 Keir World Chat Champion
Joined: 11 Apr 2006 Karma :   
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 Posted: 11:13 - 15 May 2008 Post subject: |
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H&R ask how many years NCB you have, although its not used its taken into consideration. made a fair bit of difference on my quote. ____________________ Current : '08 Yamaha FZ1s
Previous: '99 Honda CBR 600FX, 03 ZX636 B1H, 99 Fazer 600 (red), 02 GSX-R 600 K2, 00 SV650s (red), 2008 ZX10R, 97 Bandit 1200N, 04 ZX6RR K1H, 04 GSX-R 1000, 98 Fazer 600 (gold), 05 Madness 110 Pit bike, 04 CR125R, 00 SV650s (black), 06 KTM 625 SMC, 99 SRAD 600 track bike, 03 SV650, 98 Bandit 1200N, Bandit 600SY, 03 GSX-R 600 K3, 01 GSX-R 600, 01 Fazer 600 (black), VFR 400 NC30 x3, 78 Honda Dream, 00 Speedfight 50 |
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| ms51ves3 |
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 ms51ves3 Super Spammer

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| kawakid |
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 kawakid World Chat Champion

Joined: 15 Mar 2005 Karma :   
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| TechJinx |
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 TechJinx Spanner Monkey

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| iooi |
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 iooi Super Spammer

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| G |
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 G The Voice of Reason
Joined: 02 Feb 2002 Karma :     
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 Posted: 12:15 - 15 May 2008 Post subject: |
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Or you could always get an SV650s for £1500 and go TPFT which should be a lot cheaper and leave you with a probably better bike too .
A small number of insurance companies will take into account that you have no claims on another vehicle which you can't use, but most can't.
In some cases it can be beneficial to transfer it over as I was suggesting, but generally going from a bike to a car, not the other way around. |
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| andi |
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 andi Crazy Courier

Joined: 23 Sep 2007 Karma :  
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 Posted: 12:16 - 15 May 2008 Post subject: |
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me: "i would a quote for bike insurance"
them: " got any no claims discount?"
me: "yes 10 years from the car!"
then: "that don't count, has to be bike no claims"
them: "got any convictions?"
me" yes one sp30 but its from the car so it don't count!"
Guess the rest  ____________________ Before: Suzuki GT 185. Honda Superdream 250. Yamaha RD350LC. Suziki RG250. Yamaha FZS600. Honda CBR600F3
Now: Honda Fireblade 929 |
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| TechJinx |
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 TechJinx Spanner Monkey

Joined: 16 Nov 2007 Karma :     
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 Posted: 12:55 - 15 May 2008 Post subject: |
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| andi wrote: | me: "i would a quote for bike insurance"
them: " got any no claims discount?"
me: "yes 10 years from the car!"
then: "that don't count, has to be bike no claims"
them: "got any convictions?"
me" yes one sp30 but its from the car so it don't count!"
Guess the rest  |
LOL, wonder if my home insurance will go up if I crash the bike ____________________ bikes: SV650S K5 that is making me do this 57 CBR125 RW-7 - sold ; 54 CBR125 - anyone wanna buy a project?
YOU ONLY NEED TWO TOOLS IN LIFE - WD-40 AND DUCT TAPE. IF IT DOESN'T MOVE AND SHOULD, USE THE WD-40. IF IT SHOULDN'T MOVE AND DOES, USE THE DUCT TAPE. |
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| Pedd |
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 Pedd World Chat Champion

Joined: 24 Mar 2008 Karma :  
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 Posted: 13:47 - 15 May 2008 Post subject: |
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Yup aquote take into account your car ncb, I got an extra 2 years ncb on my bike because I have 8 years ncb on my car. So at the end of this year if i stay clean then i walk away with 4years ncb on the bike instead of 2, i can the use any company with 4 years on my side:) |
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| TechJinx |
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 TechJinx Spanner Monkey

Joined: 16 Nov 2007 Karma :     
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| Pedd |
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 Pedd World Chat Champion

Joined: 24 Mar 2008 Karma :  
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 Posted: 15:08 - 15 May 2008 Post subject: |
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Yes I got them on the phone and they actually asked me before i even got chance to ask them myself They were also the cheapest out of everyone i tried to. |
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| Fastgut |
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 Fastgut Trackday Trickster
Joined: 07 Sep 2005 Karma :     
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 Posted: 10:34 - 16 May 2008 Post subject: |
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Carole Nash have just started doing the car/bike ncd
[edit] or was it bennets....one of them anyway. ____________________ Was a driving instructor now working in Insurance
Bikes:2005 Speed Triple and 2004 FZ6 Fazer (now the other half's) |
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| Reevo8 |
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 Reevo8 World Chat Champion

Joined: 30 Jun 2004 Karma :  
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Old Thread Alert!
The last post was made 17 years, 267 days ago. Instead of replying here, would creating a new thread be more useful? |
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