repairable or write off????

[david240968]

on my way home tonight i binned my bike, going around a left hand corner and it disappeared from under me. it's a 2000 yamaha r6 and was in mint condition. i have badly scratched the nose cone, left hand side fairing (upper and lower), seat unit and front fender. also the gear lever is badly bent, bar end scratched and worn away, mirror casing scratched and the metal casing on the lft side is badly scratched. me: couple of scratches, many aches and broken heart about the bike.

my question will insurance co be more likely to repair or write off. i would rather they repair as i love the bike.

[Faraz]

If its just cosmetic, I pesonally wouldnt claim on the insurance.

It will increase your future premiums by alot, especially if you're young.
____________________
'56 Yamaha MT-01
'05 Nissan 350z Roadster GT
3 words dude.. Fvck. Yes.

[Ariel Badger]

About £400 to sort that lot if you hunt Ebay.
As said it aint worth the grief of loosing your no claim. Hard luck.
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Bikers make great organ donors, get 115 on your licence today.

[david240968]

i'm an old fart and thats what insurance is for is it not?? only got 1 years no claims anyway

[Ariel Badger]

[Bike_craze1]

Fix it yourself mate.
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Yamaha R125 - Cagiva Mito 125 - Honda CBR 600
CBT passed: 22/07/08 Bike Theory passed: 28/03/09
Bike Test passed: 15/04/09

[cyberglass]

I save some cash up and repair it myself. itll probably cost more in the long run in priemiums as the claim will be on your insurance for 3 years

Plus take a picture of the damage
You get a real sence of achivement when its repaired and you look at it and say I fixed that
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DL650 Vstrom 2004
DRZ400S 2003
Yamaha R1 2005

[tutton]

By sounds of it your looking Catagory D.
Just cosmetic, dosnt sound like anything serious really, altho if there feeling mean could go to a cat c.

never worth claiming to be honest,
especially when you come to sell the car and it has a history or a cat d repair or c. puts buyers right off
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Past: '05 Peugeot XPS '99 Aprillia RS125 '94 FZR600R
Current: '02 ZX636 A1P '51 CCM R30

[The Tot]

Fix it yourself - mine would have probably been classed as a CAT 6 because i managed to damage the tank, EVERY fairing panel, exhaust and indicators! It cost me 200 quid to get roadworthy again (new zorst and indis) and another 800 for new fairings, tank repair and respray! It then becomes a committed labour of love which means that you'd be reluctant to sell it!
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The Tot 2019 Z1000SX - 2007 R1
Never argue with autism

[Keir]

almost certainly would be written off. i dont know about yamaha but a single side pannel for my suzuki is £470 new.
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Current : '08 Yamaha FZ1s
Previous: '99 Honda CBR 600FX, 03 ZX636 B1H, 99 Fazer 600 (red), 02 GSX-R 600 K2, 00 SV650s (red), 2008 ZX10R, 97 Bandit 1200N, 04 ZX6RR K1H, 04 GSX-R 1000, 98 Fazer 600 (gold), 05 Madness 110 Pit bike, 04 CR125R, 00 SV650s (black), 06 KTM 625 SMC, 99 SRAD 600 track bike, 03 SV650, 98 Bandit 1200N, Bandit 600SY, 03 GSX-R 600 K3, 01 GSX-R 600, 01 Fazer 600 (black), VFR 400 NC30 x3, 78 Honda Dream, 00 Speedfight 50

[Villers]

It all depennds on how much you like the bike and how much you dont mind paying on insurance.

Ive never had a yamaha so dont know the prices but... My best friend had a ZX6R that my Girlfriend backed over in her car.

It worked out at 350 for a top fairing, 300 for a side fairing, 20'odd for a mirror and 10 for the bar end. There was no casing damage but I bought an alternator cover for my honda when I crashed and it cost about 60 odd quid. Add onto that a seat unit at approx the same as a side fairing (another 300?) plus the gear lever etc then it adds up to quite a lot. Bear in mind the insurance company will be looking at new parts and not second hand, coupled with their (I think) 2/3rds rule then the bike will be written off. This isnt taking into account anything you cant see or dont know is damaged or bent.

Im not sure what an 8 year old R6 is worth but to the insurance thats definately a CAT D at the least. You have to decide if its worth fixing from second hand ebay parts or handing it over to the insurance nazis.

Either way Im sorry to hear about your off mate, at least your not too badly hurt.
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RS125 > CBR6 > SV650S > ZX636R > GSX1300RZ Hayabusa > 06 RSVR Mille > SV1000S > Street Triple 765 RS

[david240968]

thanks for your replies so far. had a good look at the damage today and to repair everything to pre accident will take:
front light, nose cone, left hand suspension fork, upper l/h fairing, bottom l/h fairing, clutch lever, bar end, front l/h indicator, l/h engine casing, gear lever, pillion l/h footpeg and seat fairing unit. not sure what damage could have been done to the engine but it seems to rattle now.

all in all it seems a lot and i reckon an insurance write off. what sort of money do you think i could get offered for a 2000 r6 that was in immaculate condition prior to accident (as they can see from the right hand side). i don't want to get ripped off but have never had an accident in either a car or bike before so never had to claim on insurance. any help would be gratefully received.

cheers guys