Had my 1st accident

[num1]

Had my 1st accident on my way to work .busted water main the road was like a ice ring.

Had no chance. Black ice everywhere. Just wanted to know if I can claim off the water board as one of the work man said that the mains had been burst for 2-3 days, and there was no road signs or warnings saying there was a burst water mains or any ice on the road, no grit either.

Don't know whats going on with the bike yet. Worse than it looks.
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Staffordshire Bull Terriers Breeders L2/Hc Tested Clear
www.mandys-staffs.piczo.com

[bazza]

" ".
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"That's it. You people have stood in my way long enough. I'm going to clown college."
'98 Ducati 750SS, '08 Suzuki GSX650F ©2004-2014, Bazza's Harmless Banter

[thefallenange...]

you'll need a witness(es) or CCTV of some sort to even start a claim.
And if your local water board is anything like Welsh Water, good luck because welsh water is contract run which means liability will take forever to be sorted/admitted/who's even liable.
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Past - CG125 ,KR1S, SV650s, Street Triple R - Current - Duke 390

r.bridge1988@gmail.com

[iooi]

Well if you don't try you won't know.

Get onto local council. Gritting the roads is their responsibility and if it had been leaking for the length you said they should have been informed and aslo sorted some warning as well.

I hope you reported this to the police and council at the time of the crash.

Give one of the bike solictors a call and see if they can assist you with your claim...
As they say, where theres a crash, their's a claim
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Just because my bike was A DIVVY, does not mean i am......

[lonner]

thats a bummer m8 glad your ok

you need to speak to a legal advisor as i think this is a high-ways claim ie local council or county council as the road was under repair and therefore should be under highway control and they will recoup any cost from the water board

you could try citizen's advice but with all the doom and gloom atm there gonna be seriously busy.

you could also try one off these ambulance chasers BUT BE VERY WEARY as there in it to fleece every fooker

[blackwatch_uk]

Unlucky.

I really wouldn't fancy your chances at claiming against the waterboard. Maybe worth asking them for a claim form though, and if you're fully comp with legal cover, speak to your insurance company.
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East of England Bikers - For motorcycle owners in Norfolk Suffolk Cambridgeshire and Essex

[Mr Nice Guy]

Haha, that's so familiar.. my mate crashed two of those Corona K3's
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Suzuki GSX-R750K4 ~ Mivv GP

[lurker]

looks like a low speed off?
if ever i seen cosmetic damage that's it.
i slid on a roundabout a couple of weeks ago at about ten mph and my bike looks ten times worse than that.
if there's anything more serious wrong with the bike, i'd expect it had already been there prior.
as for reporting to the police, i doubt very much they'd record/take any interest in it unless you had any significant injuries requiring hospital treatment.
(i've gone down the local station twice after non fault accidents and they would not entertain me).

[the grim reaper]

Shame you came off but at least now you have an excuse to replace those gash indicators

You should be able to pursue a claim against the council, a mate of mine did exactly the same as you on a burst and frozen water main in Southampton and he claimed successfully. His had been reported previously though, as it was right outside a bike shop and they had reported it.

Cheers

Grim
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Adverts don't always work: Remember that advert, where the army are running across the desert and they have a wounded man on a stretcher. They get to a ravine, the bridge is down and a caption pops up that says, 'What are you thinking?'. I don't know about you but I was thinking, 'Christ, I'm glad I'm not in the f***ing army'.

[BBCTom]

Bloody hell, doesn't look good mate
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GSXR600 Corona Alstare SRAD + Race Tuned Aprilia SR125 see public bio for specs.

[num1]

just had bike shop on the phone . cost of the parts £3000 said the frame is bent.thats without labour. got to wait now to see wot insurance say.
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Staffordshire Bull Terriers Breeders L2/Hc Tested Clear
www.mandys-staffs.piczo.com

[Finglonga]

[Misc]

Bad luck on the crash but TBH, i had more damage then that when i dropped my R6 from standstill, how the hell do the parts come to £3000!? How did they know the frame was bent?

[num1]

have not got a clue she said frame was £1800 . front and side fairing .brake levers .can Indicators.dont none how they check the frame but thats wot she said.
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Staffordshire Bull Terriers Breeders L2/Hc Tested Clear
www.mandys-staffs.piczo.com

[Mr Nice Guy]

That frame is never bent!

Can you ask for a second opinion? Or do you want it written off?
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Suzuki GSX-R750K4 ~ Mivv GP

[num1]

got to have it checked by my insurance . i know the front wheel hit off the curb. but i though it was just cosmetic.
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Staffordshire Bull Terriers Breeders L2/Hc Tested Clear
www.mandys-staffs.piczo.com

[num1]

Ive just phoned my insurance, they have offered me £3228 for the bike.. But got to take the £500 access off.. So I'm supposed to have £2728 left..

Now they have just phoned and said that they are now going to take another £350 off that for accidental access??!.. The rest has been sent off to the finance company. So what i've been paid for it isn't enough to cover the finance on it..

They've done all this without notifiying me. I haven't had any letters confirming how much I was supposed to have had... and my bike is in a salvage ward and is a cat.D, So looks like they are going to sell my bike aswel as it only has cosmetic damage.. But they said it was still going to cost too much to repair. So as it stands.. Im now still £660 in debt.. with no bike!.

Can they do this without notifiying me? I havent signed to nothing saying i have accepted the offer they made me??
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Staffordshire Bull Terriers Breeders L2/Hc Tested Clear
www.mandys-staffs.piczo.com

[Faldo]

I'd take some legal advice pronto if I were you. Sod BCF, get on the phone to someone who sorts this kind of stuff out every day.

Good luck.
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Current: ZZR1400
Previous: ZXR 400 L9, ZX-7R P5, ZZR 400, ZX-7R P6, Bandit 600, GSXR 750 Slingshot, DRZ400, DR650, ZX10R C1H, ZXR 750 L1, ZXR 750 L3, '99 ZX7R P4, KTM 300 EXC, ZX-9R E1, TDM850

[Knacker]

Sorry to hear about it mate

What insurance company is it so that i no not to use them
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Current: Gsxr 600 Srad - GS125 - DT125
Previous: K1 GSXR 1000

[num1]

n.i.g got though the aa
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Staffordshire Bull Terriers Breeders L2/Hc Tested Clear
www.mandys-staffs.piczo.com

[ajb]

If the Council/Waterboard knew it was leaking and did nothing = you have a claim because they would have been negligent in not providing adequate warning (a sign would be sufficient).

If the Council/Waterboard didn't know = no real grounds for a claim, because they aren't expected to know when a water main spontaneously breaks.

PS. I was under the impression the insurance company can nly do someting with the bike if you make a claim, I guess you can withdraw your claim at any point upto settlement.
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CBR125R '05 > CB500 '00 > CBR600F '99

[BBCTom]

I've already replied on Junkies Daz
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GSXR600 Corona Alstare SRAD + Race Tuned Aprilia SR125 see public bio for specs.

[num1]

got a letter from insurance today the first 1 i have had from them it says .
date of loss 14/01/09
policy exesess £500
we write to advise that your vehicle is beyond economical repair.
your vehicle has been inspected by a independent engineer.and the market value is £3228.
the policy excess and outstanding finance under the hire purchase agreement will be deducted .please forward as a matter of urgency your vehicle registration and certificate of motor insurance.we have moved your vehicle to safe storage and would like to dispose of it . we will be contacting you to obtain your agreement .in the next few days.
in order to comply with dvla requirements and to discharge your responeibility for the vehicle .it is extremely important that you detach and complete section 9 of your vehicle registration document(v5) and put insurance companys name in the title .so phones them up to see what the other £350 is for as its not on this letter.she said its because i am over 35 and its on my policy .on my policy it says voluntary excess £500 compulsory damage fire and theft
£350 i said i was not told about this .but its not on the letter .(was told to read my policy )so i said i will have my bike back then .she said u can have your bike back but i will have to pay for it .and they will take it out the sum we give you. but how can you do that when you have already paid it to the finance company without my permission? She said we tried to ring you on the 30th of january but the phone just rang out. Had a look at my phone and there wasn;t any missed calls from the insurance company. So they just assumed that I would accept the offer which they have now paid to the finance company. so now if i want my bike back I have to buy it from the salvage company.
Im now putting a claim dispute and im waiting to see if they phone.
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Staffordshire Bull Terriers Breeders L2/Hc Tested Clear
www.mandys-staffs.piczo.com

[Alex-RS]

Insurance is legalised robbery and it's all bullshit.

Fingers crossed for you here mate.

[Ichy]

£850 excess on a £3k bike!! How much were you paying for insurance?

I know nothing of the legalities but if you haven't signed it over to them then does it not still belong to you, assuming the finance is paid of course?
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