Theiveing cnuts

[bonehead]

Went to go for a ride out today found my Ninja had gone.
Lime green 636, gold decals, led rear light unit, black db screen, matching undertray and CF rear hugger.
E002 RWX.
Hackney E8 area.
Absolutley gutted.

[bonehead]

Ive reported it to the police and I am waiting for my insurance firm to get back to me. Ive lso just discovered my access was £950.
What happens next? How does this work? What is the usual outcome?

[yuri2085]

All i can help you with is that your excess is £950.


edit: almost a month later I still get voted redundant on this; despite my later comment of apology.

[Faraz]

[Jayy]

Where was it stolen from? i.e. a garage, shed, your drive?

[doggone]

That's a big excess Mr!

You fill in form from insurer, you'll need a crime number from police.

After a very long time they will get back to you and offer a cheque which is much less than it would cost to replace and probably less than you might have got trading in at a dealer.

You don't accept this but make a fuss and rant down phone.
You might get their offer increased to about halfway bewteen their original offer and you restimate of it's value.

Don't give up hope of it turning up though - it's not that unusual but it would be miraculous if it has little damage.

[lllN30lll]

Do you know what Excess means? you must have agreed to it when you took out your policy.
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Turbo R1
CRF450R

[Skudd]

[bonehead]

Well I suppose I just learned a big lesson. I was earning a really good wage when I bought the bike, lost my job about two months ago and havent worked since.
I was thinking I had some cash tied up in the bike, if I ever needed it.
Now I dont.
At least Ive still got the clothes on my back.

[lllN30lll]

what do you reckon the book price of it's worth? then take your excess off.

rough idea on what you'll get back?
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Turbo R1
CRF450R

[The View Askew]

Theives are the bane of anyone who bought anything.


I hope you find it, and crush the scum that stole it, same as I think anytime somebody has their machine stolen.


But yeah, a £950 excess is a bit steep to say the least, that means if the bike was worth £2000 market, they will give you £1050.
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"Do what you always did, get what you always got"

[bonehead]

Bike was worth about 3k (there's a few on biketrader same age , milage, condition).
So I may get near 2k. Take a insurance renewal out of that ( runs out next month) and Im left with enough cash to buy a heap of shit

[Chriss]

[lllN30lll]

[deanoet]

Yeah, 2k will get you a decent bike, probably wont be as new as the one that was nicked, but so what? Some fucker will just steal it anyway

Fingers crossed for you
That you either get it back or they fall off it and die over a period of weeks due to exposure while cows in the field they are laying mangled in eat their bollocks
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CBT Passed 18th July 2007 : Previous Bikes> CG125 : Current Bike> Hornet 600 : PASSED DAS 30th Oct 2007
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[Skudd]

Lesson learnt I think on the value of a low excess, even if you do have to pay a bit more. I had to pay £40 more to reduce my excess by £250, but knowing that my bike is worth about £4,500 and is fully comp it is worth it.

EDIT If you do get it back and the damage is less than £950 don't claim off your insurance, repair it yourself.
____________________
Famous last words of Humpty Dumpty. " Stop pushing me "
Petty Anarchists look at "1984".............. The Visionary looks at "Animal Farm".

[Kwaks]

woah, hold on.

A 950 theft xs? Are you sure?

That seems extremely high, theft xs is normally fixed on a policy and is NOT affected by increasing the xs to reduce premium.

sounds to me that is a combination of compulsary xs, voluntary xs and possibly young drivers? In which case none apply, ONLY the F&T xs.

Double check your paperwork
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Fallen Angel "Nae sniffing my seat now!!!!! "
www.cliqueycuntsmcc.co.uk
I AM NOT A FAST RIDER!!!!!!!!!

[carlperkins00...]

yeah +1. sounds like you are being majorly ripped off...

did you take out your policy with a loan shark???

my excess is £350, which i think is high!

but £950 is an absoloute joke to be honest.

[bonehead]

[The Original Muzza]

Agreed with kwacker6r. My TT policy excess is £450, however Fire and theft excess is £200-£250 IIRC. Just check your policy wording and I'm sure you'll get a slight relief, though it's only softening that big smacking blow.
Hope they catch the scum.
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Current Bikes: Husqvarna Svartpilen 401 (2020)
Former Bikes: Honda MSX125 (2014), BMW Funduro (1996), Honda VT500 (1983), Yamaha FZR250 (1989), Suzuki GZ125 Marauder(2005),:Triumph TT600 (2002) (stolen)
From then on, I and the bicycle feelings deeper.

[_sketch_]

[R6_Rider]

I feel for you mate!

My mate had his duke nicked and his excess was £900 if stolen etc, it made me check mine out as didn't really pay that much attention to it when I got it just wanted the cheapest insurance as possible and mine was the the same so called up the insurance company and it cost me £40 for the year to change it to £250.

Bastards!

Hope you either find it or get a decent offer!
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2000 Blue R6 - 2002 Rear undertray - Tail Tidy - Akrapovic Can - Tinted Black Screen - Datatool Gear Indicator - Full Plastic Re Spray 03-02-09 - Datatool Veto/Evo Alarm - Rear Hugger

[Adrian]

Damn...sorry to hear that mate. Bastards! London is absolutely ridiculous with motorbike theft...It's shocking the measures bikers have to take to prevent their motorbikes getting stolen and they still nick them.
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DAS 18/06/09 Off The Kerb Motorcycle Training. Proud owner of a Honda CG125 & a Honda Hornet

[Wafer_Thin_Ham]

[Faraz]

If you keep telling them its worth more, you usually get more than its worth.

I managed to get £1400 plus the bike back. (not much damage)

This was 8 months after buying it for £1000.
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'56 Yamaha MT-01
'05 Nissan 350z Roadster GT
3 words dude.. Fvck. Yes.