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Learner (car) training query

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Mr Calendar



Joined: 14 Jun 2004
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PostPosted: 12:34 - 05 Oct 2009    Post subject: Learner (car) training query Reply with quote
If you take a learner in your car do you need to tell the insurance company beforehand?

Reluctant to just 'phone them and ask as I fear the default answer is always yes to any chance of taking more money off you.

From the direct.gov.uk site...
direct.gov.uk wrote:
Rules for learner drivers

Before you start to drive, you must:

* hold a valid, provisional driving licence for Great Britain or Northern Ireland
* make sure that any vehicle you drive is roadworthy and properly taxed and insured

It is important to learn safe driving practice from the beginning of your driving career because bad habits are hard to break.

It is unlikely that anyone except an approved driving instructor (ADI) would have the experience, knowledge and training to teach you properly. Learning safe driving habits from the start will improve the safety of yourself and other road users.

If you want to practise your driving with an accompanying driver, the accompanying driver must be over the age of 21 and must have held (and still hold) a full licence, in the relevant vehicle category, for three years.

So the car is roadworthy and properly taxed and insured for me to drive and will have L plates, does this cover the learner?

Confused
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Bendy
Mrs Sensible



Joined: 10 Jun 2002
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PostPosted: 12:46 - 05 Oct 2009    Post subject: Reply with quote
The learner needs to be insured on the car.

Bend over.
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Bendy
Mrs Sensible



Joined: 10 Jun 2002
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PostPosted: 12:47 - 05 Oct 2009    Post subject: Reply with quote
Oh, and for more fun, if they get any points whilst under your instruction, I believe you get the points too! Dance!
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Mr Calendar



Joined: 14 Jun 2004
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PostPosted: 12:55 - 05 Oct 2009    Post subject: Reply with quote
Bendy wrote:
The learner needs to be insured on the car.

Bend over.

Thanks. Bending is not an issue as haven't gone out yet.
Will look into how much it'll cost as a named driver, obviously I'll be sitting down and taking blood pressure tablets beforehand Very Happy
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Bendy
Mrs Sensible



Joined: 10 Jun 2002
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PostPosted: 13:02 - 05 Oct 2009    Post subject: Reply with quote
It actually wasn't quite as hideous as I expected last time I did it, maybe another £300 on the premium (well it's better than thousands!).
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Skudd
Super Spammer



Joined: 01 Oct 2006
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PostPosted: 18:23 - 05 Oct 2009    Post subject: Reply with quote
Bendy wrote:
Oh, and for more fun, if they get any points whilst under your instruction, I believe you get the points too! Dance!

Thankfully it is the driver of the vehicle that gets the points.
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Kwaks
I'm not a fast rider



Joined: 28 Jan 2006
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PostPosted: 15:04 - 06 Oct 2009    Post subject: Reply with quote
How was the quote Map?

For the record I have seen MANY cases where a premium is reduced by adding a provisional FEMALE driver on Wink
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Mr Calendar



Joined: 14 Jun 2004
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PostPosted: 15:57 - 06 Oct 2009    Post subject: Reply with quote
kwaker6r wrote:
How was the quote Map?...I have seen MANY cases where a premium is reduced by adding a provisional FEMALE driver on Wink

Not actually got round to it yet, still fearing for my blood pressure.

Will be adding a female provisional driver.
However, would like to look for a multi-car policy just to see if that'd be better. So that may muddy the waters a little.

Guess I'll just have to gird one's loins and take the plunge.
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Gibbs, what did Duckie look like when he was younger? Very Happy
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Skudd
Super Spammer



Joined: 01 Oct 2006
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PostPosted: 17:33 - 06 Oct 2009    Post subject: Reply with quote
Sometimes it can be cheaper for her to take her own insurance out on her own car as a learner driver ( with a named qualified driver on it too) , but once she passes her test it will shoot up.
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Phoenix
Twisted Firestarter



Joined: 01 Aug 2002
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PostPosted: 03:14 - 07 Oct 2009    Post subject: Reply with quote
You also need to be 21 and have held a car licence for 3 years just incase you don't fit those criteria.

I was always told a supervising driver would share any points a learner acquired while with them and had no reason to disbelieve it as it makes sense. I can't find anything writte on this though, just that it's possible to be prosecuted by the police for aiding and abetting if the leaner stuffs up, presumably only in serious situations though.
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Kickstart
The Oracle



Joined: 04 Feb 2002
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PostPosted: 13:02 - 07 Oct 2009    Post subject: Reply with quote
Hi

Insurance is a funny thing. Sometimes adding people can reduce the premium.

As to points, I think it depends on the offence. Eg I suspect if the full licence holder was drunk then they could be done for being drunk in charge of a car.

EDIT - Bit more of a browse round. Seems that there have been cases of people being done for aiding and abetting when the learner they are supervising has done something dodgy.

Another one to watch out for:-

https://www.opsi.gov.uk/si/si2003/20032695.htm

It is an offence to use a mobile phone while you are supervising a learner.

All the best

Keith
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Old Thread Alert!

The last post was made 16 years, 337 days ago. Instead of replying here, would creating a new thread be more useful?
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