The poor get penalised

[Harold_Shand]

6 months road tax - £104
12 months road tax - £190

Overdraft charges, interest rates, over-priced pre-payment meters...
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BCF's 6th favourite poster 2009-2010

Harold_Shand's theory might be the best explanation.

[P.]

my road tax is insane
6 months £134.75
12 months £245.00

Ouch?!

[chrisw]

No, if you are truly 'poor' you don't have a car to tax, you'll have no 'credit rating' so you'll never have an overdraft or loans to be charged interest on and you'll never earn enough to own property.

The only thing that is truly 'of the poor' in that list is the excess rates incurred by using a pre-pay meter.

Don't mix poverty with living beyond your means.

[P.]

[D O G]

[The Artist]

Damn £15 road tax for 12 months!

[P.]

[Sparks!]

The "rich" have to pay road tax and stuff too, usually more expensive too depending on car! Not to mention higher tax rates over X amount salary...

And as said before, if you was truly poor you wouldn't even have a car so quit yo jibba jabba!
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Current Toys: 06 Yamaha WR250F | Nissan 350Z GT | Tech 4 Homes

[WildGoose]

Clearly, you can still be 'poor' and have enough to eat etc, so lets not split hairs about the definition here.

We all know what he is getting at, its us poor saps (most of us on here I would imagine) who work like dogs each month to have 95% of our money stripped away from us with criminal shit like this.

The point is why is 6 months road tax, not exactly half the cost of 12 months, how can their be any justification for that?

It's coercion, it's unfair and it should be changed.

If you are 'rich' enough to afford a new(er) car, you can be picky about the CO2 emissions bands, and select one that will give you cheaper tax (at the expense of being stuck with a dull car but thats another argument).

No doubt over the next few years the blanket rate on pre 2001 cars; (125 quid for 12 months on pre 1.55 litre cars, and 190 on engines bigger than that) will be increased year on year out of all proportion with the newer cars in the carbon bands.

Sooner or later we will all be driving cars taxed on the basis of emissions, then we are in real trouble.
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So in other words, he stopped you for being flagrantly in posession of a motorcycle in direct contravention of the Hippies, Darkies and People Whose Face I Don't Like The Look of (Police Powers) Act. 1976

[ulster exile]

I get some of your bitterness about the 6 month price of road tax but I don't get your comment about the overdraft charges. Why should poor people get free or discounted credit just because they're poor?

[Barry_M2]

I was fed up with the increasing road tax too on my cars, 2 big'ish petrol engines and with the government announcing that it will all be going up in the next few years, I decided now was the time to get a couple of more 'tax friendly' cars.

So out went the 1.8 and 2.4 litre petrol engine'd Fiat Stilo's... taxing them both would have been £500+ a year. And....

In came a Bravo 1.4 TJet & £130 odd a year in road tax for the wife....

I got my self a little Grande Punto 1.3 MJet (diesel) as a little runabout. Does over 50mpg on my paltry 7 miles a day commute to work, not going above 40mph usually and managed an average 78mpg on the motorway when I drove it back from Plymouth to North London. And the best bit.... £35 a year road tax.
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[iooi]

[hellkat]

[pablouk]

[Harold_Shand]

I keep my 'vehicle' pot topped up at £1000. But I pay for 6 months tax coz I never know if my vehicles are going to last 6 months. It's not a case of 'poor me', I haven't got a lot but every fucking penny is mine and I'm not daft.

It's just this 10% 'handling fee' the DVLA clag on for 6 months tax is fucking sickening, so please... I know how to handle money and I live within my means, it's not like it's a shock when it comes round, it's just UNFAIR.

It's UNFAIR that going into an overdraft costs you... then the letter costs you... looking at £30 for being a couple of quid overdrawn... whilst the same cunts are being paid by YOU. Sound fair? Sound reasonable? That poor people pay a premium so that those who have money can enjoy paying less for products and services?

This world is run by cunts, for cunts. I'm fucking sick of it, aren't we all... and we are the ones who get the piss taken out of us.

...even worse for the silly bastards on 100k+... ask yourself what the fuck you're doing and why... No pride in this system, pity the poor cunts and their famillies that died defending the mess this has become. etc etc etc
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BCF's 6th favourite poster 2009-2010

Harold_Shand's theory might be the best explanation.

[Dragonfly]

[s44678]

[Paulington]

Each of my Dad's lorries is £1200 a year to tax .

We had a Mitsubishi Evo 8 at one point, that cost us £450 or so a year to tax so we moved to a Mitsubishi Lancer GS4, about half the price on tax and much better on fuel.

Curse my cheap motorcycle tax and insurance! .
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"Four wheels move the body, two wheels move the soul."
Current Vehicles: '89 Kawasaki KDX200, '99 Yamaha XV535, '00 Honda ST1100 Pan-European, '08 Suzuki GSX-R1000, '08 Mitsubishi Lancer GS4 2.0 TDCi, '15 BMW 1 Series 116d Sport Turbo.
CBT: 27/08/08. Theory: 04/09/09. Module 1: 16/09/09. Module 2: 01/10/09.

[smegballs]

[killa]

I was caught 3 months ago on the off chance i was fiddling with my bike on the road side by a traffic copper.
I haven't paid tax since 2007 on my bike.

£585 fine in total

Ooops!
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Cleverly disguised as a responsible adult.
Bike:- Yamaha TRX850 | Killas Biking History | Killas Gaming History | Killas autmotive history

[chris-red]

[Skudd]

[pa_broon74]

Maybe 12 months is double the price of 6 and they've discounted it... Then again, maybe bats will fly out of my arse.

I would challenge the idea of a prepay meter being more expensive to manage... I had one for a spell, it never broke down, no one ever had to look at it. I never got a bill, never phoned the electricity supplier. I basically did all their work for them by taking my wee card to Scotmid and putting credit on it.

Ok, there might be a surcharge in terms of using the paypoint system (or what ever it is these days.) but I doubt its more than it costs to issue bills and have people in an office answering phones and stuff.

The OD issue is something that affects the poor insofar as they are most likely to become overdrawn. Even if it's only a fiver for a day or two, it generates the best part of £50 in charges not to mention the hassle of rearranging whatever wasn't paid.

As a moderately well off person, I don't grudge the peasantry a few quid here and there... Those who spend with reckless abandonment on the other hand, need thrashed.

That said, in some cases, its impossible to live within your means, there's a real inequality in this area.


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Didn't catch anything.